Cash stuffing — without the cash. Give every dollar a digital envelope, plan ahead on a calendar, and securely connect supported AI assistants.
Our Envelope Budget is the modern way to manage your money using the proven envelope budgeting method. Connect your bank accounts, automatically categorize your spending, and see exactly where every dollar goes — all from one beautifully designed app.
ENVELOPE BUDGETING MADE SIMPLE
The envelope method is one of the most effective ways to budget. Instead of guessing where your money went, you assign every dollar a purpose by placing it into virtual envelopes — like Groceries, Rent, Entertainment, or Savings. When an envelope runs out, you know it's time to stop spending in that category. Our Envelope Budget makes this process effortless.
LINK YOUR BANK ACCOUNTS* (With Premium Subscription)
Securely connect your bank accounts and credit cards through Plaid. Your transactions sync automatically so you always have an up-to-date picture of your finances. No more manual entry or guessing — your spending shows up in real time, ready to be categorized.
AUTO-CATEGORIZE TRANSACTIONS
Tired of sorting transactions one by one? Create rules that automatically assign transactions to the right envelope based on the merchant name. Once you set up a rule, every future matching transaction is categorized instantly. Spend less time organizing and more time living.
BUDGET ON A CALENDAR
See your financial future laid out on a calendar. Our Envelope Budget shows you upcoming bills, scheduled envelope fills, and projected balances day by day. Know exactly what's coming before it arrives so you're never caught off guard by a bill or an empty envelope.
FLEXIBLE ENVELOPE TYPES
Not all expenses are the same, and your envelopes shouldn't be either. Choose from four envelope types to match how you actually spend:
• Expense envelopes for everyday spending like groceries and dining out
• Bill envelopes for recurring payments with due dates and amounts
• Savings envelopes with goal tracking and progress bars
• Income envelopes to track money coming in
SMART FILL SCHEDULES
Set your envelopes to automatically fill on a schedule — weekly, monthly, or yearly. Choose the exact day, and decide whether leftover money rolls over to the next period or resets to zero. Your budget stays current without you lifting a finger.
MOVE MONEY BETWEEN ENVELOPES
Life happens. When you overspend in one category, easily transfer money between envelopes to stay balanced. Move funds from any envelope to another, or pull from your unallocated funds — all in just a few taps.
SPLIT TRANSACTIONS
Sometimes one purchase spans multiple categories. Split a single transaction across as many envelopes as you need, assigning the exact amount to each. Perfect for trips to stores where you buy groceries and household items in the same cart.
SHARE YOUR BUDGET
Budgeting is better together. Invite your partner, spouse, or family members to share a workspace. Everyone sees the same envelopes, balances, and transactions in real time. Stay aligned on your financial goals without the awkward money conversations.
CUSTOMIZE YOUR ENVELOPES
Make your budget yours. Choose from dozens of icons and colors for each envelope, or pick a custom color to match your style. A personalized budget is one you'll actually use.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
This app really helps my family keep on top of our spending. It links to your accounts to automatically bring in your expenses. Categorizing is easy and it automatically syncs so your family is on the same page. If you don’t know how much your spending, this allows you to categorize so you can see what you are soending and then build an app from there. You even get a free consult if you want. Highly recommend!
Thank you! A budget I can really use.
J(805)
It’s great to find a good alternative to YNAB and actually one budget app I used to love. The Simple bank app was amazing. Glad to find an alternative that connects to my bank and automates my budget for me. Thanks! 😊 The calendar 📅 budget is extremely helpful as well.
Finally can connect my ChatGPT to my budget!
J(805)
So glad that I can now connect ChatGPT to my budget app. It can help me categorize things and also help me figure out my budget now that it has the whole picture. Wonderful! Thanks!
• Added secure AI assistant connections using MCP
• Improved bank connection and transaction sync reliability
• Added security, privacy, and stability improvements
Version 1.1.5
The developer, NoCodeMinute LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
Identifiers
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More