UI improvements

- Customizable allocation percentages — adjust your savings, investing, and spending split while taxes stay locked - Cash vs product compensation tracked separately with automatic tax logic - NIL Policy & Compliance Hub updated with 8 new policy developments and source links - Contract review now accessible from any screen via the + button - External link safety warnings when navigating away from NILWealth - Account creation and login required — your data now syncs across all devices - Improved mobile export support - Bug fixes and performance improvements

Updated Privacy Policy to reflect new login and signup requirements and data collection transparency.

- Export your Allocation Plan, Deal Log, and Roth IRA Summary directly from iOS — save to Files, AirDrop, or share anywhere - UI and performance improvements

Simplified navigation to 5 tabs: Home, My Money, Learn, Mentor, My Progress. Every feature reachable in one tap from any screen. Privacy Policy and Terms of Service now published and linked throughout the app. NIL Policy Hub updated with 5 new regulatory developments: Protect College Sports Act advancing to full Senate vote, April 2026 Executive Order provisions taking effect August 1, CSC enforcement data showing 524 deals rejected worth $14.9M, seven states considering NIL income tax exemptions, and transfer portal NIL guidance. AI Money Mentor now searches the web for current information and cites sources. Contract clause review happens directly in the Mentor chat before redirecting to the Deal Protector. Mentor navigation fully updated to route to exact features and sections across the restructured app. Roth IRA contribution limit updated to $7,500 for 2026. Homepage streamlined with compact Deal Protector and Policy Hub cards, urgency stat row, and cleaner hero.

The logo is included.

Here's the complete What's New text covering everything: Major update with significant new features built specifically for college athletes managing NIL income: NIL Go Compliance Tracker — automatic 5-day submission deadline alerts for deals over $600, deal risk flags for booster and collective deals, school disclosure tracking, and a direct link to the NIL Go portal. NIL Tax Readiness Score — a live 7-component score tracking your financial preparedness for tax season, with a tax calendar that updates automatically based on the current date, time-sensitive action items, and navigation directly to the tools that improve your score. NIL Experience Tier System — personalized guidance based on your NIL income and deal activity across three stages: Getting Started, Building, and Established. Each tier includes an interactive checklist with navigation to the exact feature that completes each item. Roth IRA Contribution Tracker — log contributions, track progress against the $7,000 annual limit, view your contribution history, and export your log as a PDF. State Tax Awareness — select your state in the allocation calculator to see your combined federal and state tax burden with a personalized reserve recommendation. PDF and Excel Export — export your allocation plan as a PDF, your NIL deal log as an Excel spreadsheet, and your Roth IRA contribution log as a PDF. AI Money Mentor Improvements — the mentor now navigates you directly to specific app features, knows your athlete profile, and provides personalized responses based on your experience level and interests. First-Time User Onboarding — a personalized three-question setup that tailors the app experience to your situation: high school or college athlete, NIL experience level, and areas of interest. NIL Deal Protector Updates — three clear entry points for athletes about to sign a deal, understanding their rights, or needing to decode a contract clause. NIL Policy and Compliance Hub Updates — current regulatory developments including the Protect College Sports Act, the Nebraska arbitration case, NCAA commercial sponsor patches, and the Ili and Mirer v. NCAA lawsuit, all with source links. School Revenue Sharing Recognition — dedicated deal type for direct school payments with clarification that these are exempt from NIL Go submission requirements. For Parents and Families — a dedicated guide covering NIL income basics, tax obligations, contract red flags, when to involve a professional, and high school NIL awareness. For Athletic Departments and Agents — a full B2B licensing page with tiered pricing, pilot request form, and feature overview at nilwealthapp.com/partners. Investment Risk Profile — educational risk tolerance assessment to help athletes understand conservative, moderate, and aggressive investment approaches for their Roth IRA contributions. MCP Integration — NILWealth's allocation calculator, state tax lookup, NIL tier guidance, and NIL Go explainer are now accessible to AI assistants via Model Context Protocol. General improvements — faster navigation throughout the app, improved mobile export downloads, enhanced visual design, better accessibility labels, and numerous bug fixes.