Phantom: Subscription Killer

Find Hidden Subscriptions

Only for iPhone

Free · In‑App Purchases

iPhone

Find the subscriptions you forgot you're paying for. Get warned before trials convert and prices rise—then cancel in two taps. All on-device, no bank login. PHANTOM — FIND THE MONEY YOU'RE LOSING The average American pays for 4.5 subscriptions they never use. That's about $50 a month silently disappearing from your bank account. Phantom stops the bleeding. HOW IT WORKS Take a screenshot of your bank or credit card app's transactions tab. Phantom scans the screenshot using Apple's on-device Vision framework. Nothing leaves your phone — no bank login, no Plaid, no server. Subscription Radar automatically detects every recurring charge and ranks them by a Zombie Score (0-100) based on how often you actually use the service. One tap generates an EFTA-compliant dispute letter for wrongful charges — auto-renewals you weren't notified about, trial conversions, post-cancellation billing. Get a 7-day heads up before any price increase on 50+ tracked services. For services that hand out retention discounts (Hulu, SiriusXM, Audible, Adobe Creative Cloud, and more), Phantom gives you the exact word-for-word script — sourced from real Reddit threads and Hustler Money Blog reports. PRIVACY YOU CAN VERIFY Nothing leaves your phone. Ever. No bank login. No Plaid. No cloud sync. No account creation. No analytics SDK. No tracking. No ads. Delete the app and every byte of your data is gone. These aren't promises in a privacy policy footnote. They're the entire architecture. WHY NOT ROCKET MONEY? Rocket Money's parent company is a lender. Their goal is to qualify you for loans, and they sell anonymized transaction data to do it. Phantom's only revenue is a $3.99 a month subscription. We win when you save money. That's the entire alignment. PRICING Phantom Pro Monthly: $3.99 a month Phantom Pro Annual: $29.99 a year — save 37% Pro unlocks unlimited dispute letters, price-hike alerts, and brand-specific negotiation scripts. Average user saves $47 a month. QUESTIONS Support: https://kyle-zhai.github.io/Phantom/ Privacy: https://kyle-zhai.github.io/Phantom/privacy.html Terms: https://kyle-zhai.github.io/Phantom/terms.html

Ratings & Reviews

  • 5.0
    out of 5
    1 Ratings

- Get reminded before trials convert, before prices rise, and when subscriptions go unused. - Cancel jumps straight to the vendor's cancel page, then confirms the charge actually stopped. - New 30-second start: just screenshot your iPhone's Subscriptions list — no bank statements. - New Home & Lock Screen widget: monthly spend, zombies, and next charge at a glance. - See yearly spend and yearly savings on Radar, and share your wins. Everything stays on your iPhone — no bank login.

Version 1.1

The developer, 逸楠 翟, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • 逸楠 翟
    Size
    • 3.2 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    Languages
    • English
    Age Rating
    4+
    In-App Purchases
    Yes
    • Phantom Pro Annual $29.99
    • Phantom Pro $3.99
    • Learn More
    Copyright
    • © 2026 Yinan Zhai
  • Developer Website
  • Privacy Policy

    • More by 逸楠 翟

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