• Spending, rebuilt: pick any month or window, see a by-month chart with your average, and tap a bar to zoom in. Single months show highlights — spend per currency, the card that carried the month, and the points it earned. • Budgets: switch between this month and the full calendar year, and swipe a category left (or press and hold) to keep it out of the top-line total while the row stays visible. Refunds and credits now net against each category, so Budgets and Spending finally agree. • Tap any category to jump straight to its transactions, already filtered; recategorize from an alphabetical dropdown or add a new category on the spot. • iPad: Spending joins the sidebar. • The app now checks for updates every time it opens, and your chosen windows stay put when you leave the screen.

• Apple Watch: the Steward YTD complication refreshes on its own again on watchOS 26 — it fetches your numbers every half hour without opening the watch app. • Apple Health: connect your Apple Watch alongside Garmin and WHOOP, choose which watch drives your daily deficit, and compare the two side by side. • Transactions: the country flag follows where the charge happened, not the card currency; categories fill in automatically after every sync. • Investments: custodian filter slices every total; options show the premium collected.

• New: Apple Health — connect your Apple Watch alongside Garmin and WHOOP, choose which watch drives your daily deficit, and compare Garmin and Apple side by side for any day and over the past 30 days. • Nutrition: a calendar picks any day of the last year; pull down to sync your watch; last-sync stamp in the corner. • Transactions: the country flag now follows where the charge happened, not the card currency — a Tokyo purchase on a US card shows Japan. Set it by hand on any row. • Transactions: categories fill in automatically after every sync. • Investments: filtering by custodian now slices every total to that custodian; options show the premium collected; YTD as a share of net wealth. • Daily briefing compares to the previous session close, not "yesterday". • The Ask Claude button can be dragged anywhere on the screen.

• New: Fitness & Nutrition — log meals with Claude (type what you ate, or snap a photo of a meal card and note changes like "without potatoes"), track water, and see your daily calorie deficit against your WHOOP or Garmin burn. • New: WHOOP integration — recovery, strain, HRV, resting HR and sleep on the Fitness tab. • New: choose your bottom-menu tabs and start screen in Settings. • Investments: realized P&L and FX result now shown as part of your total YTD. • Fixes: keyboard no longer covers meal inputs; meal entries save instantly and survive restarts.

Ask Claude — your portfolio, answered. THE AI ASSISTANT • Ask anything about your book in plain language: "how exposed am I to European banks?", "what's my cost basis on Adyen?", "why is my bond sleeve down?" • Answers come from your own positions — every holding, custodian and asset class your server tracks, not a generic chatbot • Live market data folded in, so you get today's context, not last year's • Tap the assistant button on any position for a chat already focused on that holding • Conversations continue where you left them, and the assistant remembers what you ask it to • Ask it to remind you — "remind me when Salesforce reports" — and it sets a reminder or a standing watch that fires only once the results are actually out • Leave the app mid-question: the answer keeps working on your server and arrives as a notification MONTHLY PORTFOLIO REPORT • Month performance, allocation, custodian split and winners & losers, in-app on the dashboard • Emailed as an encrypted, password-protected PDF — the email itself carries no figures PRIVACY • Assistant conversations, vault documents, bank tokens and 2FA secrets are now AES-256 encrypted inside your own database • Notifications no longer put balances on your lock screen Also: faster vault, clearer bond values, and fixes throughout.

Training rings on your wrist, and clearer Insights. Apple Watch • Three rings on the watch app and complication: training load, training readiness, and minutes in heart-rate zones 4 and 5 — tap any of them to jump straight to Fitness • The training-load ring closes as your load reaches its optimal range, so one glance tells you whether today was enough • Sync button on the watch, with the time of the last sync Fitness • Weekly goal for high-intensity minutes, with your progress toward it • Training load broken down into low aerobic, high aerobic and anaerobic, each against its target • Evening fitness summary notification — active calories, steps and hard minutes — in your own local time wherever you are • The last few days of daily fitness data, not just today Insights • Allocation charts now follow the custodian filter • Sector and region are filled in for every holding, with world funds shown as global rather than unclassified • Bond funds count as fixed income instead of equity, so the asset-class split is accurate • Tap any slice of an allocation chart to see the holdings behind it Also: reminders before a passport or utility bill expires, and smaller fixes throughout.

Steward comes to iPad and Apple Watch. iPad • Full iPad support with a sidebar built for the big screen — every section one tap away • Insights, Investments and Dashboard laid out for large displays: full-width performance chart, two-up allocation cards, three-up asset tiles • The complete web experience — including every editing flow — built in via the Web app section Apple Watch • New watch app: equities total, YTD performance, sparkline and balances at a glance — synced automatically from your iPhone • Watch-face complications: portfolio YTD % as a gauge, inline text, or detail card iPhone • Pull-to-refresh on Fitness and Investments now re-syncs Garmin and market prices when data is stale, with a live "syncing…" indicator Plus smaller fixes and performance improvements.

A ground-up redesign and a faster, fully native app: • All-new design — focused dark interface, redesigned dashboard and navigation • Native screens for Activity, Insights, Income, Recurring, Loans and Residency (no more web views) • New chart engine — smoother performance, allocation and drawdown charts • Document Vault — view, upload and share your documents in-app • Global search across positions, transactions and documents • Filter Insights by custodian and Activity by currency • Category icons and country flags on transactions • Options and private-equity detail sheets • Recurring reminders show send progress and next auto-send • In-app updater for faster fixes Plus many smaller fixes and performance improvements.

• Open Vault, Residency, and Recurring payments right from Settings — add or edit recurring income and bills without leaving the app. • Tap a credit card on the Dashboard to jump straight to that card's transactions. • Tap Equities (or any custodian) on the Investments tab to drill into that holding or bank. • Faster fixes: the app can now deliver minor improvements between App Store releases. • Performance and stability improvements.

Faster sign-in. If you already have an active license — whether you purchased through the App Store or on our website — Steward now recognises it on this device without asking you to pay again or tap Restore Purchases. A simple, behind-the-scenes fix that removes a needless step at sign-in.