Penno — Budget & Debt Tracker
No Bank. No Cloud. Offline.
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Your financial life belongs on your phone — not on someone else's server.
Penno is a budget tracker, debt tracker, and recurring expense manager that works 100% offline. No bank login. No account. No subscription. No ads. Pay once, own it forever.
What Penno does:
- Budget — set monthly limits per category, watch progress bars fill in real time
- Debt — track what you owe, log payments, watch the balance shrink
- Recurring — set it once, Penno logs it automatically every month
- Reports — compare months, see category breakdowns, track your progress
- Widgets — your budget on your home screen without opening the app
- Export — CSV and XLSX, anytime, to your Files app
What Penno doesn't do:
- Connect to your bank — ever
- Create an account for you
- Send your data anywhere
- Show you ads
- Charge a monthly fee
Your data lives in a single file on your device. Delete the app and it's gone. Export it and it's yours. No one else can see it, lose it, or sell it.
Penno works offline. On a plane, in a tunnel, with no signal — it works.
One-time purchase. No subscription. Yours forever.
Privacy Policy: https://getpenno.com/privacy/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Bug fixes and improvements.
The developer, Muhammed Mustafa Demir, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Muhammed Mustafa Demir
- Size
- 65.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 14 more
- English, Arabic, Danish, Finnish, French, German, Hebrew, Italian, Japanese, Korean, Norwegian Bokmål, Portuguese, Spanish, Swedish, Turkish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Family Lifetime $71.99
- Family Lifetime $99.00
- Lifetime $54.99
- Lifetime $69.00
- Family Lifetime $49.99
- Lifetime $12.99
- Lifetime $15.00
- Lifetime $39.99
- Lifetime $49.99
- Lifetime $24.99
- Copyright
- © 2026 Penno
