DebtPilot
Pay off debt, stress less
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Scan a bill to add a debt in seconds, watch your debt-free date get closer, and earn badges along the way. Snowball, avalanche, or your own order — we do the math.
DebtPilot is the simplest way to make a plan and pay off your debt for good.
Add what you owe — or just scan a bill — choose a strategy, and DebtPilot shows you exactly what to pay each month, when you'll be debt-free, and how much interest you'll save. No jargon, no spreadsheets — just a clear plan you can follow, with progress and rewards that keep you going.
WHAT YOU GET FREE
• Scan a bill — snap a photo and we fill in the balance, rate, and payment for you. Processed on your device; nothing is uploaded.
• Two proven strategies — Snowball (knock out your smallest balance for quick wins) or Avalanche (target your highest rate to save the most). Or set your own custom order.
• Your debt-free date — see the exact month you'll be free, with a progress ring that fills as you pay down.
• "This month" plan — know exactly what to pay on each debt, and check off payments as you go (log extra payments too).
• Achievements, badges & streaks — stay motivated and share your progress.
• Home & Lock Screen widgets — your countdown at a glance.
• Payment reminders, an interactive tutorial, and a Learn section in plain English.
• iCloud sync — your plan follows you to a new phone, automatically.
• Private by design — everything stays on your device. No account, no tracking, nothing collected.
DEBTPILOT PREMIUM (optional)
Go faster with the full toolkit:
• Goals planner — simulate extra payments and set a target payoff date.
• Interest-saved breakdown — charts showing exactly how your plan beats paying minimums.
• Refinance / rate "what-if" — see if a lower rate or balance transfer is worth it.
• Payoff projection charts and per-debt month-by-month schedules.
• Export your plan to a spreadsheet (CSV), and track unlimited debts (free covers 3).
DebtPilot is an educational planning tool to help you organize and pay down debt. Figures are estimates and it is not financial advice.
Start your plan today — your debt-free date is closer than you think.
— — —
DebtPilot is free to download and use. DebtPilot Premium is an optional subscription:
• Monthly — $4.99
• Yearly — $29.99
Payment is charged to your Apple Account at purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the period; manage or cancel anytime in your Apple Account settings.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://gist.github.com/debtpilotsupport/1f928ba6ccc5795476a05faf245e6cfc
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
A huge update - DebtPilot is faster, more motivating, and more capable:
- Scan a bill to add a debt in seconds (processed on-device and private)
- A redesigned, interactive home screen with a tap-to-explore payoff chart
- 25 achievements, payment streaks, and a shareable progress card
- A new interactive tutorial that walks you through everything
- iCloud sync, so your plan follows you across devices
- Light and Dark themes, plus celebration sounds
- Premium: refinance "what-if", a loan calculator, and CSV export
- Mortgage escrow support, custom payoff order, and per-debt notes
- Plenty of polish, accuracy improvements, and fixes
The developer, Kevin Agan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Kevin Agan
- Size
- 2.7 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- DebtPilot Premium (Yearly) $29.99
- DebtPilot Premium (Monthly) $4.99
- Copyright
- © 2026 DebtPilot
