Couples Budget Tracker: Untoo
Shared Expense & Money Manager
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Log spending in seconds, split it your way and save for what’s next, together. One shared space for you two, no bank linking needed.
Money works better when you two are on the same team.
Untoo is one shared money space for couples. Log what you spend in seconds, split it fairly, keep bills on track, set money aside for what's next, and always know where you stand - with no bank connections and no complicated budgeting.
Both of you see everything, live. Neither of you is the admin.
LOG IT IN SECONDS
Type it, say it out loud, or snap the receipt. "Groceries, $42, split evenly" is already a complete entry: Untoo reads the amount, picks the category, and applies the split you two usually use. In English, Spanish, German, French, Italian, Dutch and Portuguese.
BILLS THAT LOG THEMSELVES
Rent, subscriptions, the phone bill. Add each bill once: it logs itself when it's due, with a reminder up to a week ahead. The Bills tab shows this month's fixed costs and who pays what. Your first bill is free; Premium covers them all.
SPLIT WITHOUT THE MATH
Track who paid, and split each expense evenly, by your own ratio, or as a treat. One settle-up screen shows who owes whom, so things stay even. Got a joint account? Add it as a payer too: it counts in your spending, never in the settle-up. No money ever moves through Untoo.
SAVE FOR WHAT'S NEXT
The trip, the couch, the emergency fund. Shared life goals with visible progress - and money you set aside never counts as spending, so a big saving month never looks like a bad one.
YOUR MONTH AT A GLANCE
A clear monthly recap, category by category. Set an optional limit on any category, and going over gets a note, not an alarm. No streaks, no lapse-shaming, no red alerts.
THE SMALL THINGS
• React to each other's entries with any emoji
• Deleted something? Either of you can bring it back for 30 days
• Log in any currency while traveling; totals stay in the one you two picked
• Your own categories, colors and limits
• Money date: a short, warm check-in you two do together
• Export everything to CSV, or delete your account, right from Settings
BUILT FOR TWO, NOT FOR ONE
Untoo isn't a personal budget app with a guest seat: you two get equal access. Your money notes are never sold and never used for ads.
ONE PREMIUM. BOTH OF YOU.
One subscription covers both partners. Either of you can start it, and you both get everything.
Premium unlocks:
• AI capture - text, voice and receipt photos, with the photo kept on the expense
• All your bills and repeating income, unlimited life goals, plus automatic set-asides
• Your full history, month-to-month comparisons, and insights in plain words
• Home screen widgets: quick add, and your month at a glance
• Our year, together: the full annual recap, with cards you can share
• Dark mode and color themes
Start with a 7-day free trial of everything, for both of you. If you cancel, the free plan stays: manual logging for both of you, pairing and real-time sync, splitting and settle-up, your first life goal, one bill or repeating income, and this month and last month's recap.
SUBSCRIPTION DETAILS
Untoo Premium is an auto-renewing subscription: $4.99 per month or $39.99 per year (US pricing - your local price is shown in the app before you confirm), each starting with a 7-day free trial. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Untoo Terms of Service: https://untoo.app/terms
Privacy Policy: https://untoo.app/privacy
Untoo does not move money, connect to banks, or give financial advice.
Ratings & Reviews
Our biggest update yet!
BILLS TAB
Add rent and subscriptions once. They log themselves when they're due, with a reminder up to a week ahead, and you both see the month's fixed costs at a glance.
COMPARE MONTHS
See how this month stacks up against last month, your usual or the same month last year. Follow your spending pace, see the curve over six months or a year, and spot the categories that changed most.
THREE NEW THEMES
Terminal, Earth and Midnight, in Settings → Appearance.
Also new:
• Add your joint account as a payer, next to you two
• React to each other's entries with any emoji
• Bring back anything deleted in the last 30 days
• Keep the receipt photo with the expense
• A new tab bar: your recap now lives in History, categories in the + menu
• A simpler Settings, and a Paste button for your partner's invite code
• The app loads faster
Plus smoother animations and fixes throughout.
The developer, Fernand Petit, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Fernand Petit
- Size
- 70.5 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - iPad
Requires iPadOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 6 more
- English, Dutch, French, German, Italian, Portuguese, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Untoo Premium Yearly $39.99
- Untoo Premium $4.99
- Copyright
- © 2026 Fernand Petit