Bank messages log themselves Create one automation in Shortcuts and every debit message from your bank lands in your ledger: amount, merchant and category, with no typing. Only your bank's messages reach the app, and everything stays on your device. Share any transaction From any app: select the transaction text, tap Share, choose WainPay. Available-to-spend widget On the Home Screen and Lock Screen, with a button that opens the entry pad. Ask Siri "Log an expense", "Log income", "How much did I spend this month?", "How much can I spend?" A welcome screen Pick your language and currency from the start, and add your commitments in a tap. Automatic merchant categories Cafés go to Food, utilities to Bills, Youtube to Subscriptions. Clearer numbers The ledger says what you spent; the home screen says what's left. Two questions, two numbers, no contradiction. Fixed: • A commitment's charge counts once, even when its bank message arrives. • Renewal reminders now repeat every cycle instead of arriving only once. • Every figure shows in your currency, so rows add up to their total. • Totals convert currencies instead of adding them as they are. • A shared subscription counts your share, not the full price.

WainPay now does full billing. • Issue an invoice with running numbers, line items, tax and a discount, then share it as a PDF carrying your logo, your name and your IBAN. • A client book that remembers anyone you've invoiced once. • A cover that says what clients still owe you, with overdue on top. • A paid invoice can enter your ledger as income, if you want it to. • A full backup that exports CSV files you can open in Excel, and restores as it was. • Fixed: some English sentences printed Arabic-Indic numerals. Both languages now use Western digits throughout.