Take control of your money with Conscious Spending — the budgeting app built around the 4-bucket financial philosophy.
Instead of complex categories that confuse you, Conscious Spending divides every dollar into four clear buckets:
• Fixed Costs (50-60%) — Rent, utilities, groceries, essentials
• Investments (10-15%) — Stocks, retirement, crypto, building wealth
• Savings Goals (5-10%) — Emergency fund, vacation, big purchases
• Guilt-Free (20-35%) — Dining out, entertainment, things that bring joy
Track every expense, see exactly where your money goes, and know instantly if you're over or under budget in each bucket.
KEY FEATURES:
• 4-Bucket Budgeting — Set target percentages and watch your progress in real time
• Transaction Management — Add, edit, delete, search, filter, and sort all your transactions
• Budget Analytics — Pie charts, bar charts, and monthly trend comparisons
• Recurring Expenses — Auto-populate monthly bills (rent, subscriptions, utilities)
• Savings Goals — Set targets and track progress toward your financial goals
• Receipt Capture — Snap photos of receipts and attach them to transactions
• CSV Import/Export — Bring in your bank data and export monthly reports
• Multi-Currency — Support for 16+ currencies worldwide
• Dark Mode — Automatic light and dark theme
• Built-In Guide — Learn the Conscious Spending philosophy as you go
• 100% Private — All data stored locally on your device. No cloud, no tracking, no ads.
Whether you're trying to save more, spend smarter, or just understand where your money goes — Conscious Spending makes it simple.
Ratings & Reviews
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New: multiple people per transaction — tag an expense to several people and spend-by-person splits it evenly across them. The person filter is now a dropdown (like Category), and adding a person now tells you exactly why it couldn't be added.
Version 1.12.0
The developer, NurLogic, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Nurlogic Pte. Ltd.
Size
49.4 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
iPhone Requires iOS 16.4 or later.
iPad Requires iPadOS 16.4 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
