ToFi
Every account, one number.
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Every account you have, in one number.
ToFi connects your checking, savings, credit card, and brokerage accounts and pulls them into a single view. No spreadsheets, no switching between five banking apps to work out where you stand.
SEE WHERE YOU STAND
Your net worth, updated as your accounts move. Balances across every institution in one place, with history so you can see the direction you are heading.
UNDERSTAND YOUR SPENDING
Transactions arrive categorized. Adjust a category once and ToFi remembers the merchant for next time. Browse by list or by calendar to see how a month actually played out.
SET BUDGETS THAT HOLD UP
Set a monthly budget per category and track against it as the month runs. Transfers between your own accounts and credit card payments are detected and kept out of your spending totals, so your numbers reflect real money leaving.
TRACK WHAT YOU ARE OWED
Mark a transaction as a reimbursement and ToFi keeps it out of your spending until it is settled.
INVESTMENTS INCLUDED
Brokerage and retirement balances and holdings sit alongside your cash accounts, so net worth means net worth.
PRIVATE BY DESIGN
Bank credentials go straight to your bank through Plaid. ToFi never sees them. There is no advertising, no tracking, and your data is never sold or shared for marketing.
SETUP
ToFi runs your bank connections under your own free Plaid developer account, so your linked institutions stay under your own usage rather than pooled with other users. Setup takes a few minutes and the app walks you through it.
Ratings & Reviews
Bug fixes and performance improvements.
The developer, Qihong Wu, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- User Content
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Qihong Wu
- Size
- 60.2 MB
- Category
- Finance
- Compatibility
Requires iOS 17.4 or later.
- iPhone
Requires iOS 17.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.1 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Qihong Wu