IDFC FIRST Bank: MobileBanking 4+
Savings, Payments, and Loans
IDFC Bank Ltd
-
- Free
iPhone Screenshots
Description
Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.
Experience the joy of
* One-Swipe Banking: Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc.
* Seamless Payments & Transfers: Make secure payments, UPI transfers, and bill payments instantly.
* Zero Fee Banking: Enjoy over 28 commonly used Savings Account services free of cost, including money transfers, cheque re-issuance, debit card issuance, ATM withdrawals, etc.
* Building Wealth: One screen to view your investment portfolio. Get curated investment recommendations based on your risk profile.
* Being in Control: Track, analyse and manage your expenses across categories
* Investing for your Life Goals: Choose your investment goals – be it a wedding, children’s education, or retirement. Also, create goals with curated recommendations.
* Personalized Offers: Get exciting offers you can use across dining, lifestyle, travel and more. Find what you are looking for with our suggestive in-app features.
* Affordable Instant Loans: Avail pre-approved loan offers at attractive interest rates and flexible tenures.
Secure Fund Transfers & Payments
* Free fund transfers to any bank account without adding beneficiary
* Easy bill payment and recharge – mobile recharge, DTH and utility bills
* No charges on cash withdrawals & deposits or international ATM & POS transactions
* 3-click digital payments of utility and credit card bills
* Zero fee on money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS
UPI Payments App:
* Transfer funds, pay your credit card bills, invest in mutual funds, pay personal loan EMIs, buy and recharge FASTag using UPI, thanks to our partnership with NPCI. It’s 100% online!
* Link your bank (बैंक) accounts and view your savings account (बचत खाता) balances and statements
Other Banking Services:
* Apply for debit card & cheque book via app completely free of charge
* Use smart filters to view transactions
* Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards
* Quick purchase and recharge of FASTag
* Zero fee on DD & Pay order issuance & 3rd party withdrawals
* No ECS return fee & decline fee at ATMs for low funds
* Get personalised offers across loans
* Contact us via Chat, Video Call and Call Centre
Steps to download and use our App:
* Download the banking app
* Log in via user ID and password or mobile number and MPIN
* Subsequent log-ins can be done via Face ID or fingerprint scanner (biometric)
* SIM Binding feature for secure banking (बैंकिंग)
Steps to open a digital banking account (बैंक खाता):
* Download and install our banking app
* Click on ‘Open savings account’ (सेविंग्स अकाउंट) on main page
OR
* Click on Login and on the login page’s top right corner, click on three dots
* Click on ‘Open savings account’
Investment, Mutual Funds & IPOs App:
Explore online investment services:
* Invest in Mutual Funds online with Instant SIP
* Invest in equity, debt, large-cap and multi-cap
* Save tax with ELSS mutual funds
* Invest in Unit Linked Insurance Plans(ULIP) and Online Sovereign Gold Bonds
Insurance App:
Buy health, bike & car insurance through our app
Personal Loan Features:
Loan amount: ₹20,000 to ₹40 lakhs
Personal Loan Tenure: 6 to 60 months
Annual Percentage Rate: 11% to 28%
Representative Example:
Loan amount: ₹1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Loan Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667
Disclosure:
By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions
What’s New
Version 1.113
* Know your money better! Now enjoy real time generation of your personalised dashboard and get a simplified view of your finances across all saving bank accounts! Connect accounts now using our "Connect all banks" feature!
Ratings and Reviews
Customer friendly
Apart from other regular services, The most impressed feature , especially for the NRIs it was the boon, “getting OTP to email”. This was very convenient to the user which took off the pain in waiting for the OTP on right time. Usually, we need to check our India mobile number to get OTP, if you are not located in India its very hard to get OTP on time, some times you never get an OTP to your India number which is very very painful, all your transactions will be blocked because of this OTP. But here THE OTP will be sent to both phone num and email, which is very handy and very convenient , i am very much impressed for this feature . No other banks does this. Appreciate whole team 👏🏻
Not too shabby
From the reviews I was expecting some old and slow app but it is actually a really nice app. First login was really smooth and they also have face id feature, that’s convenient. Adding payee and sending money was also easy. I don’t know why people rated it so low but it’s a good application, I kinda like it.
Developer Response ,
Thank you so much for the perfect 5-star rating. Your review inspires us to make our banking experience even better. Do share your experience with friends and family by inviting them to open a savings account or apply for a credit card with us. Click on “Refer & Earn” in our app to receive up to ₹500 cashback for each successful referral.
Worst app
Many functionalities in the app doesn’t work. They couldn’t fix the UPI issue. It has been more than 3 days, still haven’t fixed it. If I access many parts of the app, it crashes. First make the app stable and build the functionality and sure there is no regression. App full of bugs and crashes or not working. Very very annoying and highly undependable app. In case of any urgency, your app will ditch the customers. [Apple] - Why are you removing the reviews? This is the third time I am writing the reviews and you wiped two of my previous reviews. Very very poor.
Developer Response ,
We regret hearing about the experience you had! It’d be great if you could call us at 1800-10-888 or mail us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!
App Privacy
The developer, IDFC Bank Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Search History
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- IDFC Bank Limited
- Size
- 160.6 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 12.4 or later.
- iPod touch
- Requires iOS 12.4 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © IDFC FIRST Bank Limited
- Price
- Free