JIM.com: Instant Tap to Pay

Name: JIM.com: Instant Tap to Pay
Rating: 4.7 (3445 reviews)
Author: CloudWalk, Inc.

Sell & Get Paid Now

Only for iPhone

Free · Designed for iPhone

3.4K Ratings
Ages

4+
Years
Category

Finance
Developer

CloudWalk, Inc.
Language

EN
+ 1 More
Size

180.3
MB

iPhone

Turn your phone into a card reader, tap and get paid in seconds. +10K sellers: 1.99% per transaction and no monthly fees Revolutionize your business with JIM, the groundbreaking app* that lets you sell anywhere and get paid instantly** using just your iPhone. Supercharge Your Business with AI-Driven Insights and Instant** Payments with JIM Sell Anywhere, Anytime with JIM Sell on the go and get paid instantly**. JIM lets you accept contactless debit and credit cards or digital wallets right from your phone, with no extra hardware needed. Low, fixed transaction fee of just 1.99% Access Your Money Instantly** Instant** payments are our standard. Every time you make a sale, your funds are immediately** available—no more waiting 1-2 business days. Spend Right Away with the JIM Card As soon as you make a sale, you can spend the money immediately** with our secured JIM Visa® Prepaid card. Enjoy your earnings effortlessly anytime, anywhere. Empower Your Business with AI JIM's AI-driven tools provide sales reports and insights, helping your business grow effortlessly. Ready to take your business to the next level? Download JIM and start accepting instant** payments today! * Jim is a financial technology company, not a bank. Prepaid debit cards issued by Patriot Bank, Member FDIC. ** Instant and immediate settlements are subject to the Terms and Conditions of Services and the Accelerated Payment Services Terms. ***Cloudwalk Inc. ("Cloudwalk") is not a bank. Cloudwalk is a financial technology company. Banking services are provided by Lead Bank, Member FDIC. The JIM.com Visa Prepaid Card (the "JIM" Card) is issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and is available to commercial entities in select industries. Fees and eligibility requirements apply. See Terms and Cardholder Agreement for more details. Funds held in the Cloudwalk Prepaid Card Account are held with Lead Bank, Member FDIC, and are insured up to $250,000 in the event Lead Bank fails and if specific deposit insurance requirements are met and your card is registered. FDIC insurance does not protect funds in the event of Cloudwalk's failure or from the risk of theft or fraud. Contact JIM.com Support by mail at help@jim.com Cloudwalk, Inc. 440 N Wolfe Rd Sunnyvale, CA 94085

Ratings & Reviews

4.7

out of 5

3.4K Ratings

Bank transfers
Jul 3

shaboobalaboopie
I really like Jim a lot I like how easy it is to receive a payment, but I will not be using it again until you guys start allowing bank. Transfers I don’t like knowing that when I get the money on the gym card, it could only stay there sometimes I need cash. Other than that I have no complaints. It’s a really easy app to use. I enjoy it accepting payments from my clients with it.I will be waiting for you guys to allow instant bank. Transfers once you guys do that you guys will be killing the game.

Developer Response
Really appreciate the thoughtful feedback! We're glad JIM made getting paid easier. Bank transfers are a key feature, and it's already in the works. We'll keep you posted as soon as it's available.
Bank transfers
Jul 3

shaboobalaboopie

I really like Jim a lot I like how easy it is to receive a payment, but I will not be using it again until you guys start allowing bank. Transfers I don’t like knowing that when I get the money on the gym card, it could only stay there sometimes I need cash. Other than that I have no complaints. It’s a really easy app to use. I enjoy it accepting payments from my clients with it.I will be waiting for you guys to allow instant bank. Transfers once you guys do that you guys will be killing the game.
Developer Response Jul 7
Really appreciate the thoughtful feedback! We're glad JIM made getting paid easier. Bank transfers are a key feature, and it's already in the works. We'll keep you posted as soon as it's available.
Very disappointed!!!.WARNING!!!I think it’s a SCAM!!!
Apr 28

Creative Content Creator
So, I input all my credentials to create my account, and after I completed in putting all my credentials, I was immediately denied access. I went to the chat today, Monday, April 28, 2025, and asked why I was denied. I didn’t receive a response. The chat bot said I would receive a response after a few minutes. And it never happened. I even deleted the app after 30 minutes of not receiving a response. Then I downloaded the app again and went right back to the chat and ask a question again, and still no response. My previous questions were still there and not deleted. Therefore I think this app is a scam. Also, the fact that you can only sign up using your Apple ID , you can’t even choose your own email to sign up, yet it’s supposed to be a business account. I was wanting to use my business email, but I’m not able to do so. This is a huge issue that no one even responded back to me. Another thing is that there’s no phone number for this business, no Customer Service number or anything. The only way to contact someone is through a chat and you can’t even get through to anybody. I do not recommend downloading this app at all. I knew it sounded too good to be true usually when something seems too good to be true, it most likely is. WARNING!!! Don’t fall for the OKIE DOKE!

Developer Response
Hello! Thank you for your feedback, and we’re sorry to hear about your experience. JIM is a secure platform designed to make getting paid fast and easy, and we regret that things didn’t go as expected. We understand your frustration with the sign-up process and the lack of response through our chat. That’s not the experience we aim to provide, and we’re actively working to improve. We also appreciate your input about Apple ID and business email options — we’ll pass this along to our team. Please contact us at help@jim.com so we can assist you directly and make things right.
Very disappointed!!!.WARNING!!!I think it’s a SCAM!!!
Apr 28

Creative Content Creator

So, I input all my credentials to create my account, and after I completed in putting all my credentials, I was immediately denied access. I went to the chat today, Monday, April 28, 2025, and asked why I was denied. I didn’t receive a response. The chat bot said I would receive a response after a few minutes. And it never happened. I even deleted the app after 30 minutes of not receiving a response. Then I downloaded the app again and went right back to the chat and ask a question again, and still no response. My previous questions were still there and not deleted. Therefore I think this app is a scam. Also, the fact that you can only sign up using your Apple ID , you can’t even choose your own email to sign up, yet it’s supposed to be a business account. I was wanting to use my business email, but I’m not able to do so. This is a huge issue that no one even responded back to me. Another thing is that there’s no phone number for this business, no Customer Service number or anything. The only way to contact someone is through a chat and you can’t even get through to anybody. I do not recommend downloading this app at all. I knew it sounded too good to be true usually when something seems too good to be true, it most likely is. WARNING!!! Don’t fall for the OKIE DOKE!
Developer Response Apr 30
Hello! Thank you for your feedback, and we’re sorry to hear about your experience. JIM is a secure platform designed to make getting paid fast and easy, and we regret that things didn’t go as expected. We understand your frustration with the sign-up process and the lack of response through our chat. That’s not the experience we aim to provide, and we’re actively working to improve. We also appreciate your input about Apple ID and business email options — we’ll pass this along to our team. Please contact us at help@jim.com so we can assist you directly and make things right.
Works great unless you need cash or want to transfer money to another account.
Jul 30

ineedah bongrip
Feels extremely sketchy to me that there is no way you can transfer money to another account or pull cash from an ATM. If you’re comfortable with them locking every penny away within the app only allowing you Purchase things where Apple Pay is accepted then the app is pretty great. Apple Pay or tap to pay whatever you wanna call it isn’t available everywhere and it’s extremely Limiting with what you can do with your hard earned money. Not to mention there’s tons of websites that just won’t let you pay with a virtual card. If they issue a physical debit card where you could pull out cash then I’d give it 5 stars but until then I will only be using the app when I have no other option for accepting payment because feels like there’s some shady sketchy stuff going on here….

Developer Response
Hi! Thanks for sharing your experience. JIM is designed for fast, card-based spending through Apple Pay and online. While physical cards aren’t available, we are working on adding external transfers to give you more flexibility with your funds. If you have any concerns about your account, reach out to help@jim.com – we’re here to help.
Works great unless you need cash or want to transfer money to another account.
Jul 30

ineedah bongrip

Feels extremely sketchy to me that there is no way you can transfer money to another account or pull cash from an ATM. If you’re comfortable with them locking every penny away within the app only allowing you Purchase things where Apple Pay is accepted then the app is pretty great. Apple Pay or tap to pay whatever you wanna call it isn’t available everywhere and it’s extremely Limiting with what you can do with your hard earned money. Not to mention there’s tons of websites that just won’t let you pay with a virtual card. If they issue a physical debit card where you could pull out cash then I’d give it 5 stars but until then I will only be using the app when I have no other option for accepting payment because feels like there’s some shady sketchy stuff going on here….
Developer Response Aug 1
Hi! Thanks for sharing your experience. JIM is designed for fast, card-based spending through Apple Pay and online. While physical cards aren’t available, we are working on adding external transfers to give you more flexibility with your funds. If you have any concerns about your account, reach out to help@jim.com – we’re here to help.
Very Limited Options
Sep 26

Notsureyetguys
So the concept of this app is wonderful but they make it so restricted. For example you can’t add funds to Apple Cash they don’t allow it. You can’t pull the funds from bank side that’s not allowed as well. You can’t even see your information to update it anywhere I could find in the app without contacting customer service. They don’t give many options at all which is fine going with minimal but there is some things that is a bit to minimal and causes inconvenience and headache for their clients such as myself. I see this app having great potential but right now it’s by far lower on the rating scale due to the headache of not being allowed to do something so simple such as to view and update personal info (example: view/edit address, email, phone number and lack of valid instructions to do these things.

Developer Response
Thanks for your honest feedback. JIM’s designed to keep things simple and secure, but we understand that limited options can feel restrictive at times. ACH transfers are being rolled out gradually, and we’re always working to improve things like access to account settings and clearer guidance. We appreciate your patience and input, it really helps us shape what’s next.
Very Limited Options
Sep 26

Notsureyetguys

So the concept of this app is wonderful but they make it so restricted. For example you can’t add funds to Apple Cash they don’t allow it. You can’t pull the funds from bank side that’s not allowed as well. You can’t even see your information to update it anywhere I could find in the app without contacting customer service. They don’t give many options at all which is fine going with minimal but there is some things that is a bit to minimal and causes inconvenience and headache for their clients such as myself. I see this app having great potential but right now it’s by far lower on the rating scale due to the headache of not being allowed to do something so simple such as to view and update personal info (example: view/edit address, email, phone number and lack of valid instructions to do these things.
Developer Response Sep 29
Thanks for your honest feedback. JIM’s designed to keep things simple and secure, but we understand that limited options can feel restrictive at times. ACH transfers are being rolled out gradually, and we’re always working to improve things like access to account settings and clearer guidance. We appreciate your patience and input, it really helps us shape what’s next.

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Version 1.2.102

6d ago

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Purchases
- Location
- Identifiers
- Usage Data
Data Linked to You

The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Sensitive Info
- Diagnostics