Kinecta Mobile Banking 4+

Kinecta Federal Credit Union

    • 4.8 • 826 Ratings
    • Free



Kinecta Mobile Banking

About this app

Download the Kinecta mobile app for an easy and secure way to:

• Check account balances and transactions
• Transfer funds between accounts
• Pay bills
• Send and receive money with Zelle®
• Make remote deposits
• Find the nearest branches and ATMs
• Enroll in and view your eDocuments
• Lock and unlock your debit or credit card(s)
• Set up text banking and text alerts
• View and redeem credit card rewards
• Access your free credit score and report, use tools to improve your score
• Apply and check status for credit card, personal, vehicle or home loan applications
• Member offers and information
• Request a free insurance quote
• Connect to your phone’s digital wallet
• Set up Face / Touch ID
• Access live chat or schedule an appointment, contact departments directly

Federally Insured by NCUA. Equal Housing Lender. Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.

What’s New

Version 4012.2.0

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

Ratings and Reviews

4.8 out of 5
826 Ratings

826 Ratings

Kmoorecreative ,

So many new wonderful features!! 😊

I am so very pleased with the new modern mobile app! So many new custom controls and alerts for my debit and credit card as well as additional alerts I can customize. Wow! There’s also a new Financial Wellness section that allows me to create personalized savings goals and track my spending based on categories. And so much more! Good job Kinecta! 👏

Very PO'd customer ,

This new redesign needs improvement.

In my experience with it, this app has always been reliable and user-friendly… until this recent redesign that no one asked for. Now it’s harder to use and harder to read. The old version had expenditures/withdrawals in red and income/deposits in green. This new version has everything in black with a tiny, barely-visible minus (-) symbol next to withdrawals, which is a hard to read (at least for me) and less than ideal. Please fix this because the old version was working perfectly fine and I liked it. But this redesign made it demonstrably harder to use.
It still technically works, but it adds a layer of friction and inconvenience that I never asked for and I’m not happy with it at all.
Also, please, for the love of all that is holy in this or any other universe, *please* give us a dark mode. My phone is normally in dark mode everywhere, and I don’t enjoy being temporarily blinded by how bright this app is.

PrinnieK ,

Could still use some work

I really enjoy Kinecta mobile app, and now that they have upgraded, I can see all of my accounts. However, it can be confusing. I think, it would be better if I could rearrange how I view each account. I would like to see the checking and savings account for one member account listed together, and then the checking and saving for the next account listed together, etc. As it stands now, I have to go through all the checking accounts that I’m listed on, and then I can go to all the savings accounts. I’m just saying it’s not as pretty to look at and it’s more confusing than it was before. It’s just aesthetics. At least I can do Zelle, although, finding the Zelle button is more difficult than before, and I can transfer funds, and I can see all of my accounts at one place. I appreciate that.

App Privacy

The developer, Kinecta Federal Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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