iPhone Screenshots


Borrow up to $500. Build credit history. No credit checks. No paperwork. It takes seconds.

Kiwi is an app that offers users affordable installment loans up to $500*, helps build credit score, and provides educational content to improve their financial literacy.

Our loans are transparent with no hidden fees. Applying to our loans will not impact your FICO credit score. It does not matter if you have bad credit or no credit history at all, as we do not check your credit report.

Short on rent? Car broke down? Paying for a special occasion? Kiwi has your back.

1. Download the app
2. Create an account: We will verify your identity in seconds
3. Cash out: We will notify you instantly if you have been approved for a loan. If approved, you are ready to cash out!

It takes seconds to get approved. Get cash deposited into your bank account in minutes (in select states) or as soon as one business day.

We report your loan payments to all three major credit bureaus (Experian, TransUnion and Equifax) to help you build your credit score.

Repay the loan in 4 equal payments due at the end of each month. Want to repay early? No problem, there’s no prepayment fee.

Zero prepayment, late payment, origination, or any hidden fees. Our loans are transparent and easy to understand - as simple as paying back the amount borrowed plus interest.

We believe you are more than a score. Get approved for a loan with no credit history at all or even with bad credit. Instead, we’ll make a smart decision from your connected bank account based on how you manage your personal finances.

The financial system in the US is broken. Consumers who need it the most have no access to fair credit. Alternatively, they are relying on expensive payday and installment lenders who charge abusive fees above 400%, often leaving consumers in toxic debt cycles.

Our mission is to promote financial inclusion by helping hard-working Americans build credit through affordable installment loans. As users repay our loans on time and build creditworthiness with us, we provide for larger loans, with longer repayment terms, and at lower rates.

Our loans are currently available and Puerto Rico. We are quickly expanding to other states, so we invite you to follow our social media accounts to keep up to date.

Protecting your data is our top priority. We use 256-bit SSL encryption to keep your information safe. We will never sell or share your data with any third-party and will never store any of your online banking credentials.

If you have any questions or issues with our app, please email us at support@kiwicredito.com and we will get back to you as soon as possible.

We appreciate your feedback! If you love our app, please leave a review. It helps us improve our services and your experience.

*Every loan application is subject to credit approval. Approved loan amount may vary by state and by users’ credit approval.

What’s New

Version 1.4.1

Bug fixes.

Ratings and Reviews

4.5 out of 5
193 Ratings

193 Ratings

mousekeeper12 ,

Wow! Building credit has never been so easy!

I am a young person and was looking for a company that could help me build credit without the hassle. This company is very friendly and explains the steps to perfection. The application is easy to use and the application process is very simple! If you don't have credit or want to start fixing it, this is your best bet. Thank you Kiwi!

chjjesv ,

Thank you kiwi!!!

I am so grateful to Kiwi for lending me some cash when I was short a few hundred dollars. Because of kiwi I was able to buy presents for my family for the holidays while building credit! I already started paying back my loan and my credit score is coming up!

_Ernest ,

Great platform! Easy to use! Money in minutes!

Loved the interface. Going through the process was a breeze! Now I’m soaring to build my credit again - thank you Kiwi!!

App Privacy

The developer, Kiwi Financial, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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