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Liv. is banking designed around your life - your digital lifestyle bank! #nopaperwork

Liv. is the first lifestyle bank in the UAE launched by Emirates NBD. Guess what? You do everything on your mobile app. Its quick and simple to open a Current Account:

Download Liv. > Punch in your contact details > Scan your Emirates ID and you are ready to go.

Check out some of our cool features:

· Open an instant current account just from your app – yep its true :)
· We let you know what’s happening in town based on your interest, no more missing out!
· Get offers to your favourite dining and lifestyle places based on your preferences
· Having trouble tracking your spends? Check out our insights in the app to see where you spend and how frequently.
· Add money to your Liv. account by scanning any UAE debit card (that simple) or do a bank transfer.
· Social Pay – a simpler way to request or send money to your friends using social channels. Try it and tell us what you think of it.
· Pay your bills instantly for Du, Etisalat, DEWA, Nol, Salik and more.
· Activate, lock and unlock your Liv. Card with just a tap in the app.

So here’s the exciting part - We have just launched the very first beta version of our app, and we’re going to make it cooler over the coming summer months. Help us spot the bugs so we can get about fixing them and tell us what more you would like from the app. Let’s build the best and coolest bank that matches your lifestyle

What’s New

Version 3.3.0

Get ready for more fun, more rewards and more savings with Liv. Prime, our new subscription based program; Liv. The Prime life with enhanced benefits for your money and treats for your lifestyle. Open by invitation now!
And in the process we did squash some pesky bugs to make it a smoother experience for you!

Ratings and Reviews

4.2 out of 5
519 Ratings

519 Ratings

BOB 736 ,

Overall a good app

My experience with this type of bank account from this bank is MUCH better than my experience with another bank that made my life miserable for 2 months.

A friendly suggestion to have a summary of the calculation or a total amount every time you pay or make a transaction under it so you know how much you had and how much it became after the purchase.

Developer Response ,

Thanks for the review and rating! We're glad you're enjoying the Liv. experience :)

edesiree ,

The worst banking service and app

Somebody sent me money through Liv, and that the only reason I opened an account. But that process itself is deceiving. It asks you if you just want the money but it ends up forcing you to open an account. Being an American citizen, I had to go through endless checks and even had to upload a picture to the app itself. The app is super buggy and it is clear that it hasn’t been tested thoroughly. Logging into the app was a nightmare to boot - and I am a techie.
Now, I needed to close the app. Called a ENBD and they told me to go the branch. Took time off to go to the branch, to be told that I needed to call a number and they can’t even give me my cash at the branch. Called the number only to find out it is not manned by a human, and all it does is direct you to the app or to email them. I emailed them, and then got an automated email back saying no one monitors that email and with some instructions on how I needed to chat with the automated bot. If this is not the WORST banking experience, I donno what is.

Developer Response ,

Hello there,
We're sorry you're having this problem. Please chat with our team through the app and they'll help you further.

Katsurina06 ,

Concept is great but customer service is terrible

Ever since I open an account with Liv in 2018 everything is great from discounts, promos, games and goal account. But not until recently I encounter a fraud on my account and it takes them ages to answer me thru chat. The issue that could have been resolve in just 1 day extends to a 4 day back and forth chat since not all the time there’s an available agent who can assist me. I really want to keep my Liv account but with this problem due to awful customer service, it is better to look for other option. I hope you could improve you customer service after your system upgrade.

Developer Response ,

We're sorry for the inconvenience you've faced. As this is a public forum, we are unable to identify you to help you with your request. We'd like to kindly ask you to reach out to our team through the in-app chat service and they will support you accordingly. Rest assured, our team is constantly working to further enhance our app and to help serve you better.

App Privacy

The developer, Emirates NBD Bank P.J.S.C, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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