Maya – savings, loans, cards 17+

BSP-licensed banking and more

Maya Philippines, Inc.

    • 4.6 • 3.7K Ratings
    • Free

iPhone Screenshots

Description

Know why it feels good to get banked with Maya? You can experience next-level digital banking with the safety of a bank and convenience of a wallet.​

With Maya, you can start saving and earn up to 15% interest p.a. every day, loan up to P250,000 in seconds, enjoy instant rewards with your credit card, shop with your Maya Card worldwide, and scan any QR Ph to pay for anything.​

SAVE​​
Why let your money burn when you can earn up to thousands in interest on Maya Savings? Start banking with just 1 valid ID and enjoy up to 15% interest p.a. that's credited to you every day. That's literally free money every 24 hours!​

CREDIT CARDS​
Instant shopping rewards and next-level security – that's what you get with a Maya credit card. Apply for a Maya Black Credit Card and earn instant Maya Miles that can take you closer to your next trip, or get a Landers Cashback Everywhere Credit Card and earn up to 5% cashback that you can spend at any Landers Superstore.​

Credit card application and offers are subject to approval.​

SHOP & PAY​​
All the wallet features you need to send money, shop online, pay your bills, and more are right here, too. Get a Maya Card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently from your wallet.​

INVEST​​
You’ve got plenty of ways to explore your money's potential through crypto and funds. Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.​​

BORROW​​
When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P30,000 and give your everyday budget a boost.​

Loan application is subject to credit evaluation. See below for loan terms:​

• Credit limit amount: P15,000 - P250,000​​
• Monthly add-on interest rate: 0.77% - 2.57%​​
• Monthly effective interest rate: 1.4% - 4.25%​​
• Tenure: 6 - 24 months​​
• Max. annual APR: 30.78%​​
• Applicable DST and other fees: Waived​​
• Late fee (daily) on overdue principal: 0.17%​​​

Sample computation​​
• Loan amount: P25,000​​
• Monthly add-on interest rate: 0.83%​​
• Tenure: 6 months​​
• DST/fees: P0​​
• Monthly installment amount: P4,374.17​​
• Total repayment amount: P26,239.19​​
• Daily penalty: 0.17%​​​

Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P1,000,000 per depositor.​Terms and conditions apply.​

For 24/7 assistance, visit the Help Center on the Maya app. You may also call us from 8 AM to 7 PM daily at (+632) 8845 7788​ or toll-free at 1800 1084 57788.​

Office Address: Launchpad Building, Sheridan St., Mandaluyong, Metro Manila, Philippines​

What’s New

Version 2.106.0

The Maya Black Credit Card is here – and you're invited. Welcome to a world of instant miles, rich rewards, and an extra secure credit card experience.​​

• Earn Maya Miles instantly and everywhere around the world​
• Soon, you can spend your miles on shopping, dining, and travel rewards​
• With a numberless credit card, your details are visible only to you on the app​
• Freeze your card with a tap to protect yourself from unwanted transactions​

Approval is subject to credit evaluation. T&Cs apply.​

Ratings and Reviews

4.6 out of 5
3.7K Ratings

3.7K Ratings

BenisonB ,

Access

I prefer accessing the app both email or a phone number. Because there would be possible problems that person will experience (ex. losing/damaged their phone) and can’t use their phone number. They will resort on opening their paymaya app with a new phone but since they currently can’t since its only allowing a specific phone number. I do know that this app is centered for smartphones which is having a faster access through information about your own budget and more but I do not feel that have other ways to “access” it since it is limited ONLY by an app and/or a smartphone. I hope it can expand not just by an app (probably an multiplatform online) and it would be helpful if a phone might be lost and all the savings of a person can be transferred somewhere else using different devices (either new account or to be saved temporary to a friend’s) to avoid further problems especially if that paymaya user does not have a physical card

Developer Response ,

Hi! Thanks for this feedback. Our app development team is continually working hard on improving the user experience. Stay tuned for exciting changes happening soon! 😊

Your PayMaya account may also be accessed using a new device, provided the registered mobile number remains the same. Otherwise, please contact our Customer Support team for assistance on how to securely access the account. 😊

Allan Ho 2030 ,

Recovery Account Option

Your apps is user-friendly, simple and easy to navigate also I like the virtual wallet account but I suggest simplifying the account recovery process when a mobile number is disconnected or expired is a fantastic idea. Implementing security questions or submitted information to verify identity and link a new number sounds like it could significantly improve user experience.

Rafa2073: ,

Can’t open my account for couple months now.

I try to reset my password coz they said i had reached the maximum number of passwords. Which i only have face lock. And not password.
So i try to reset my password. And do the instructions that maya wants me to do to reset my password. Like they will send into my email the instructions on how to reset my password and i know i put my right email. But when i checked my email. I didn’t receive any one email from maya that will give instructions that they’re saying. So how i can reset my password if you don’t give me the e-mail. I checked all my inbox even my spam and trash messages, hoping that maybe i can saw it there. But still nothing. And i also called the landline of maya services but they also didn’t help my problem. Just only saying to wait and re install the app. Which i did how many times but still. Nothing works. I hope you can help me with problem.

App Privacy

The developer, Maya Philippines, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like

BPI
Finance
BDO Online
Finance
UnionBank Online
Finance
GoTyme Bank
Finance
CIMB Bank Philippines
Finance
Virtual Pag-IBIG
Finance