MB&T 4+

Montecito Bank and Trust

    • 4.7 • 1K Ratings
    • Free

iPhone Screenshots


Monitor your accounts, make deposits, transfer funds, pay your bills, and send money to friends and family - all in one app! It’s fast, convenient and available to all MB&T online banking users.

Manage Your Accounts
• View account balances and transaction history
• Enable Fast Balances to view balances without logging in

Monitor Your Finances
• Receive account alerts via email, text or mobile notifications
• Check your credit score and monitor your credit report
• Control your credit and debit card usage with CardControl

Make Deposits, Transfers and Payments
• Deposit checks1
• Transfer funds between accounts
• Send money to friends and family with Zelle®
• View and pay your bills with Bill Pay

Additionally, business clients can utilize:
• ACH File Transfers
• Domestic & International Wires (in USD)

If you need assistance with Mobile Banking, call (800) 348-0146 Mon-Fri (8am-6pm) and we'll be happy to help.

1Mobile check deposit feature is subject to eligibility and further review. Deposit limits and other restrictions apply. Camera permissions are necessary to use the Mobile Deposit feature.

Fees may apply for certain services. See Schedule of Fees and Charges for more details.

Member FDIC. Equal Opportunity Lender.

What’s New

Version 22.2.2

Thank you for choosing Montecito Bank & Trust mobile app. In this release we have made several minor bug fixes to enhance your mobile experience.

Ratings and Reviews

4.7 out of 5
1K Ratings

1K Ratings

Dr. Amy P ,


Hi, your mobile banking is improving but is still not as good as good as Wells Fargo. That being said I would much rather bank with Montecito Bank than Wells Fargo. The mobile deposit camera is sluggish at times, often taking me 4 or 5 attempts at snapping the photo before it actually takes the photo, and I wish I had some deposit number or verification that I could write on the check or take a photo of that verifies that particular check deposit, not just that I made a deposit. All in all, I’m learning how to negotiate the App and it has been working fine (deposits going in, bill pay working great, etc) It’s just a bit awkward to use. I’ve been very pleased with Montecito Bank and Trust in general however. I appreciate the helpful tellers and bankers, and I feel good banking with a privately owned company. Thanks for listening, Dr. Amy Parker

New review: The App is becoming much better. The camera is no longer slow when depositing checks, which was my primary complaint. All-in-all I’m very pleased using the App at this point. Thank you.

Robert Areil ,

Bad upgrade

This new version does not even show balances between transactions. Poor design. Did not keep messages and answers from previous conversations. Old version just stopped working... no even a warning to alert you about the need to erase and download the upgrade. Nothing. You need to download another app to control your credit cards functionality. Why? With no other option for this bank, there is nothing to do but just sigh.

Vic_Sapien ,

Easy to Use App

This app is good with managing my accounts and to transfer funds between them. The app frequently sends authorization codes to ensure it is me using the app. I also like the email feature for it stores communication I can reference.

App Privacy

The developer, Montecito Bank and Trust, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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