Banking in the palm of your hand – it’s really that easy with Merchants Mobile Banking. Whether you’re at home, work, school, out running errands, or on vacation, Merchants Mobile Banking makes it convenient to keep track of your finances. Check balances, view recent transactions, transfer funds, find branch and ATM locations, and more.

Simply login to your Merchants internet banking at to enroll for Merchants Mobile Banking, then download our Merchants Bank app.

Merchants Mobile Banking is available only to those with a Merchants Bank Online Banking account. Merchants Mobile is free, however text or data charges may be imposed by your mobile provider, check your plan for details. Your carrier may limit access outside the U.S.

Member FDIC.

What’s New

Version 3.0.6

This version adds the finger touch id sign on feature for your Merchants Bank mobile application.

Ratings and Reviews

2.4 out of 5
7 Ratings

7 Ratings

Less Time To Open Chests ,


The app is very outdated, and it definitely need work. The last update was 8 months ago, and is in desperate need of an update. Technology is changing rapidly, and you must keep up with it or your not going to get good reviews.
The app is a little slow, and having to wait for a simple task makes it inconvenient and annoying. I think this app needs new and convenient ways to login, which I will list bellow.

Face unlock - new phones now have a new way of unlocking your phone and filling in passwords with the scanning of your face. Some phones have the ability to unlock your phone with this feature, and purchase items, but all except one can accurately, and safely do this. That phone is the iPhone X, which cannot be tricked by a picture or mask of you. If you ever did add this feature, I suggest only make it available for the iPhone X, because it’s the only phone that can safely pull it off. Adding this feature into the login procedure would make logging in convenient, and even more safe. Passwords are indeed safe but can be hacked, but with your face it would be much safer since no one can hack your face. The iPhone X no longer has Touch ID which is the scanning of your finger, which leads me into my second feature.

Touch ID - almost every halfway decent phone now has this feature. This feature has been around since 2013 and is also highly secure, less secure than Face ID, but still very secure.

With both of these features the app would be much more convenient and safe. The app also has a problem with design, and speaking of the iPhone X this problem is associated with it. The iPhone X has a different screen size which means any app has to make an update in order for that phone to run smoothly. Since this app is not optimized for this phone which I might say isn’t the only phone with this issue. The app shrinks the screen and displays black bars at the top and bottom of the screen, making it annoying since most of the screen isn’t being used.
This app has problems in speed as well, and these problems need to be fixed. I don’t know if about how other people feel, but it’s quite annoying when you have a slow app that barely works on your phone.

There’s also a problem where if you exit the app for even a second it has to reload.

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What did you really expect from Merchants?

This app is pretty useless. It looks like something built in the early 2000s; probably because it was. Functionality is very limited, really the only thing this is good for is checking your account balances.

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Needs work

This app looks like something that would run on an iPhone 5 it’s clearly been months since it’s been updated it. You should invest a bit more into the app it’s not that great.


Merchants Bank, National Association Winona MN
60.7 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, French, Spanish

Age Rating
Rated 4+
© 2018 Fiserv, Inc. or its affiliates and licensors.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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