The Merchants Bank mobile banking app provides easy-to-use, secure access to your Merchants accounts from your mobile devices.

All the basic online functions you’d expect, like account balances and transfers, plus:

• Enroll for mobile or online banking through Merchants mobile app
• Initiate mobile deposits
• Quick and easy access to your account balances without logging in with Fast Balances+
• Face ID and Touch ID+
• Pay bills and set up new payees
• Check your credit score
• Notify us of your travel plans so your Merchants debit and credit cards continue to work out of the tri-state area
+ On compatible devices.

Member FDIC.

What’s New

Version 19.2.1

A new mobile banking experience launched in March 2020.

Ratings and Reviews

4.6 out of 5
1.1K Ratings

1.1K Ratings

Keener2453 ,

It’s okay but....

I do not like the change in the bill pay option. Previously when I made a payment no matter when the date was set, the disbursement showed being out of my account immediately. That worked perfect for me, PERFECT. The new system doesn’t work that way. When discussing this revised feature with other patrons of your bank, they are not happy with this revision either.
This is it, that is the only change I don’t appreciate...I know this is a huge software change, if even possible, but it is also a huge improvement as well.
The bill pay option is the only feature I use. So you can imagine how important this change would be for me.
Thank you for asking for opinions. I so appreciate Merchants Bank. The people at Merchants in Onalaska are incredible to work with!
Thank you,
Colleen Kanz-Schultz

RDMarco ,

Amazing new app!

The functionality and additional services supported in this new app are awesome! The screens are easy to navigate and I love the ease of access with the buttons on the bottom portion of the screen.

martyp56567 ,

Slow, unintuitive interface, no Face ID?

I like that the deposit function is in this app so I don’t need a second app. Overall the interface is confusing and requires extra taps that don’t need to exist just to do basic things like get to account activity. The app is slow. It also won’t let me register Face ID no matter how many times I try.


Merchants Bank, National Association Winona MN
303.6 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, French, Spanish

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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