Welcome to Mercury Oculus, an eye-opening new way to manage your credit. Mercury Oculus goes beyond simply being a place to pay your card. You have unique credit goals—Mercury Oculus is designed to help you achieve them.
NEW from Mercury Oculus
• Set credit goals
• Get personalized tips on how to improve your credit
• See how much you can save on interest
• Schedule and even split-up your payments
Account management features you know and love
• View Account Balance
• Pay your bill
• Manage authorized users
• Review transactions
• Check your FICO® score
• Initiate a Balance Transfer (if an offer is available)
• Manage your saved bank accounts
• Update statement delivery options
• Change your Travel Notifications
Card setup made simple
• Log on with FaceID® and Fingerprint scans from eligible devices (not supported on jailbroken devices)
• Activate your card
• Update personal information
• Maintain PIN
• Enroll in paperless statements
Stay in the loop
• Set up account notifications
• Manage Email and SMS alerts
Customer service at your fingertips
• Contact our customer service center with one-touch dialing
Enhancements and bug fixes
Ratings and Reviews
Prefer the old app better.
I liked it better when it was just Mercury. I don’t care for some of the changes they have made. Making my payment after it switched was slightly confusing. I liked that I could cancel a online payment and change it needed, but can’t do that now. You can break down your payment to smaller payments but I don’t understand how that works for each month. I do like that I can still set my own payment amount and make multiple payments if I want. I like that my payments post pretty quick after they clear my account.
Read this before you apply
I currently own a card with Mercury. They target people with low credit score, and at first it is good because it really helped with the credit. However, this company does not give increases to your credit, they are not registered like other credit card companies, QuickBooks doesn’t recognize them, nerd wallet doesn’t recognize them, and it takes them forever to report your credit changes. For a beginner with very very crappy credit this is a good card service. They do not protect the customers from fraud, in fact or blatantly apathetic about it. So when you apply you are applying for a card to build your credit and nothing more. Whatever they start you out it is what you will stay at for years. It has already been two years for me and still no credit increase and I can’t connect it to my QuickBooks like I can with the other ones. So think twice before you apply for this company
Fire the techies
The new Oculus version of this app is total crap(to put it lightly)! I couldn’t get it to work from the time they published it. Just now, it took me an HOUR+ to get one payment made, and that I had to do on the phone, because the app has no options other than an ignorant programer’s idea of minimum or “spot” (like a first grade reader - remember spot?) or balance. Then, the app hangs and doesn’t work, anyway!! NOW… after making my payment over the phone with the department that should understand how the silly app works, the app WON’T CLOSE. Over and over, I tapped logout, then continue, and it stays open! I think that means their site and or app has been hacked. So now I’ve deleted it and will use the website from now on. If they make a game out of that, I’ll close all Mercury accounts - and advise all others to, as well. Whoever re-designed this app to look and act like a child’s game should be replaced. Bank accounts don’t need to be toyed with!
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- Mercury Financial LLC
- 52.5 MB
- Requires iOS 11.0 or later.
- iPod touch
- Requires iOS 11.0 or later.
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Age Rating
- © 2021 Mercury® Financial LLC