iPhone Screenshots


Manage your Mercury® and Free Spirit® Points credit cards and stay in control with the Mercury® Cards App.  Check your balance, pay your bill, see your statements and more, all in the palm of your hand.

Easy Access:

• Works with FaceID® and Fingerprint scans from eligible devices (not supported on jailbroken devices)

Manage Your Account:

• View Account Balance

• Activate your card

• Pay your bill

• Manage authorized users

• View your transactions

• View your rewards on select cards

• View your FICO® Score

• Manage Email and SMS Alerts

• Initiate a Balance Transfer (if an offer is available)

• Get account notifications on your mobile phone

• Update your personal information

• Manage your saved bank accounts

• Manage your statement delivery options

• Maintain PIN

• Manage your Travel Notifications

• Contact our customer service center with one touch dialing

What’s New

Version 1.312

Enhancements and bug fixes

Ratings and Reviews

3.4 out of 5
126 Ratings

126 Ratings

fjsjxkcdnr ,

Payment Reversal Issues

I’ve tried three times now to make a payment and the money has been in my acct but it keeps getting reversed after a week for, “insufficient funds”. My bank says everything is fine on their end, and now I am afraid of paying high interest. I don’t know how else to pay! The app itself works ok, just annoying to have to type in my full password each time instead of it just saving.

Arthurrt ,

Fraud charge balance they won’t remove

REPORTING TO CFPB right now! Called 8 times now to remove a fraud charge of $421 from a target in another state. System or person hung up after 40 minutes each time. The second charge was blocked when I got notification via text. I am in escrow so my balance should be and needs to be zero. I can’t even get a temporary credit. Opening a dispute is useless.
2nd issue: Bungee America charged $248 which I disputed. I cancelled the charge 6 hours after my minor went online ordering a service never rendered. Mercury lies that the vendor said I used the services. Not true. Vendor I did offer to extend the tickets a few months but my son lives in Portland and won’t be back until next summer. This does not constitute services rendered. Even though it states no refunds, there’s a 24 hours to cancelation by law for online or phone orders plus my son is under age. I did not make the order. I do not recommend this card after this experience! I will be closing this account. I have too many accts not being used and don’t need an annual fee.

prince vidic ,

I couldn’t be happier after seeing this card on credit karma(had it about a year now)

I love the card, the app, and the customer service! Best card to get when your starting out or trying to build/rebuild credit. They offer cash rewards that u can use to pay your monthly mins!! Amazing company and service!

App Privacy

The developer, Mercury Financial LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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