Money Monitor Pro for iPad - Budget & Bill Manager 4+

First, the icons are limited, it would be much better if the developers get a little more creative and increase their icon collection

Second, the reports can be MUCH better, it would be fabulous to have bar charts or line graphs instead of just pie charts. The reports are not that useful in showing trends

Third, it would be great if the icloud synch happened automatically, because say for example you go to the store and you write down an expense, then you go home and hours later you add something in your ipad, these will not be synched unless you save a backup after the store and then restore it on your ipad and then add the new expense, this can lead to serious problems if you forget to backup

Fourth, excel options would be great, to be able to export onto excel

Seriously, i'm willing to pay for upgrades, but they have to improve this app

I’ve tried dozens of apps and programs all over a lifetime using financial software on desktops, laptops, cellphones and tablets. If you’re a low transaction volume person, Money Monitor is probably ok for you. Requires you to manually enter ALL transactions though. If you’re anal about capturing everything, you’ll spend almost as much time reconciling and correcting as you do entering transactions. Attaching photos to transactions is an excellent feature, and a must have for any app. The Money Monitor design appears more for a cell phone than a tablet. As for Quicken comparison, secure connection and download from banks, credit cards, stock investment accounts, etc. gives Quicken a notch up, not to mention split transaction capability, better reporting, tagging, income tax interface, and volume editing transactions. Quicken is far more flexible and forgiving. On the bright side for Money Monitor, it’s probably the best app that is fully functional on a cell phone, though not sophisticated enough for more demanding users, especially on a tablet.

I have been using this app for quite a few years, I have to say it is essential to my daily life, it is exactly what I need to track and manage my personal finance, I would highly recommend it to anyone who wants to be financially responsible, control and track their spending. I found budgeting feature is also very useful and exactly what I want that help me to stay within my means.

I know there is bigger fish like “mint” out there, but I registered mint and never use it extensively as this one, not only because I am not completely comfortable to give out all my financial credentials but also Personally I like to input my every single expense so that I know and think again about it, rather than an autopilot who just writes down transactions that I may never check again.

There are minor bugs though, such as when I delete a transaction sometimes causes app crash and I have to reopen it, but the delete action has been registered, which could be easily fixed in my opinion.