iPhone Screenshots


ORNL Federal Credit Union’s Mobile Banking App puts the convenience of a branch in the palm of your hand. In a hurry? Enable the app's Quick Balance feature to view your account balances directly from the secure login screen. Enable Touch ID to access accounts with the touch of your finger.

This mobile app is available for use by members of ORNL Federal Credit Union. Not a member? No problem! Use this free app to become an ORNL Federal Credit Union member today!*

Easily find current loan and savings rates, directions to the nearest ORNL FCU branch location, or search our network of nearly 30,000 fee-free nationwide ATMs.

The app allows you to view transactions, transfer money between accounts, pay a person, pay bills without the cost of stamps and envelopes, and deposit checks from any location.

ORNL FCU's Mobile Banking App is convenient, fast, and free.**

Download today!


-Log in with your fingerprint
-View account balances, history, and statements
-Transfer funds and make loan payments
-Pay bills and deposit checks
-Pay friends and family instantly
-Lock/unlock or report a debit card lost/stolen
-Find one of 30,000 nationwide fee-free ATMs

- Uses the highest level of security available for mobile banking applications on your device.
- ORNL FCU is committed to the privacy of your financial information. To view our Privacy Policy, visit: https:www.ornlfcu.com

*Membership open to anyone who lives, works, worships or attends school within the ORNL FCU chartered service area. For details on membership eligibility, please visit https://www.ornlfcu.com.
** Connectivity and usage rates may apply. Please contact your wireless service provider for details.

What’s New

Version 5.1.1

This update includes a streamlined Bill Pay feature.

Ratings and Reviews

4.7 out of 5
7.3K Ratings

7.3K Ratings

Grrrlpwr ,

It updated itself and I HATE IT!

This app always struggles to load and and everything runs together and is hard to read. The available balance is the same as the current balance instead of including your holds, and you have to pay loans using the transfer button instead of just hitting pay which takes longer. Every time I open the app it is a pain in the a**! I usually don’t take the time to leave reviews, but this one I felt was necessary. I want my old app back!!!

Developer Response ,

We are sorry your upset with some technical difficulties. Please be assured you will soon see these things you are concerned about in a bug fix release coming.

tessrock24 ,

Newest update RUINED this app!


This update that just happened the past week is so horrible! It actually makes the app much less functional. It even looks cheaper! I don’t know if it’s a money issue with ORNL not being able to afford a decent app or if it’s to hurt their customer’s credit by removing the old very easy to use way to pay any loans or credit cards you have with ORNL.
It’s impossible to now easily pay my car loan like I use to on this app. The due date is not easily seen, which makes it so easy to miss a payment.
I am so so disappointed with this app. I have been a customer of ORNL for well over 10 years, which I have always taken any loans out with ORNL. Now, I am almost reconsidering continuing to be a customer with ORNL because of the lack of convenience they have caused me by making such a horrible upgrade with an app. The OLD APP was so much better, easier, and convenient. The old application even looked better and like more time was put into it. I don’t know what happened with this upgrade BUT PLEASE GET RID OF IT for the sake of your customers!! I will not be taking any future loans or credit with ORNL. SO DISAPPOINTING!

Developer Response ,

We are very sorry you are disappointed. We do appreciate your feedback, and will soon be offering the same easy way to make your loan payment and see your payment due. Please look out for those updates to be coming.

unhappy camper 00000 ,

Fix the bugs before creating new versions

This App needs some serious improvements. IT needs to listen to members feedback on their “improvements of the app” and get with the developers on these issues. And I only say this because of first hand knowledge of having employees test the app as well as members to provide feedback. I personally believe they are trying to push too many updates and new versions before they are ready. 1st of all I am no longer able to use my fingerprint to log in. Second of all the processor lags way more than the previous app version. For example I made a transfer from savings to checking then I was going to make one from checking to a different share it would show on the accounts screen that it transferred but when I went to make the second transfer it was back to the balances before I made any transfers at all. Also a majority of the time I’m getting error codes right when I click on my app. I’ve had to close out of the app many many times just to get it to work and let me log in.

Developer Response ,

Dear Member, ORNL FCU apologizes for the errors you have been experiencing on our mobile application. This morning, we released an update to address and correct these errors. Please update to the latest version of the app (version 5.0.4). Once satisfied that the updated eliminated your issues, we ask that you reconsider and update your app store rating. Your satisfaction is our primary objective. We appreciate your membership.

App Privacy

The developer, ORNL Federal Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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