ORNL Federal Credit Union 4+

ORNL Federal Credit Union

Designed for iPad

    • 4.8 • 10.3K Ratings
    • Free



ORNL Federal Credit Union’s Mobile Banking App puts the convenience of a branch in the palm of your hand. The app allows you to view transactions, transfer money between accounts, pay a person, pay bills, and deposit checks from any location.

ORNL FCU's Mobile Banking App is convenient, fast, and free.* Download today!

- Log in using biometrics
- View account balances, history, and statements
- Transfer funds and make loan payments
- Pay bills and deposit checks
- Pay friends and family
- Lock/unlock or report a debit card lost/stolen

- Uses the highest level of security available for mobile banking applications on your device.
- ORNL FCU is committed to the privacy of your financial information. To view our Privacy Policy, visit ornlfcu.com.

*Connectivity and usage rates may apply. Please contact your wireless service provider for details.

What’s New

Version 4010.2.2

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

Ratings and Reviews

4.8 out of 5
10.3K Ratings

10.3K Ratings

GenesisWho ,

10/10 would download again

This app literally saved me from getting my lil booty arrested by the police. How, you may ask? Simple, I just showed the police how much I have in my bank account without needing to call asking for my balance (which is negative 30 dollars by the way :p ). Again, you may be wondering what does that have to do with the police? Obviously it doesn't has anything to do with them but one day it will. And when that day comes I’ll be ready. You should be too, which is why I highly recommend you download the ORNL Banking app today. :)

Developer Response ,

Thank you for the wonderful, and quite interesting, review! We appreciate the 5-star rating!

Enoonmaiih ,

Mostly good but I need help with an issue

I can’t get real-time debit card transaction limit/alerts to save. I can toggle the little switch to the “on” position initially, then it takes me to the option to choose a $ limit, but when I input the desired $ limit & try to press “done,” it doesn’t accept or save the setting. I experience this as the “done” button being “dead,” and the toggle switch goes back to the off position when refreshed.

My debit card was breached this week, so while I appreciate the card lock feature working, I’m particularly concerned with the real-time transaction limit alert feature as well. In addition, I’m not getting daily balance alerts since Wednesday, despite the switch being on. Not sure if the latter is an app issue or something else. I tried to crowdfund some input and got one response from an iPhone user who was able to get debit transaction limit alerts to work.

I use an iPhone 11 and the app says my device should be compatible.

Your Home Girl Krista ,

ORNL is amazing the app needs work

I love ORNL I’ve used them for years I wouldn’t recommend anyone else but I hate the app changes, due to the lagging in the app and issues with it glitching showing false balances it has caused me major overdrafts. The first was a Panera delivery (I even have overdraft protection) while I had Covid and a broken foot. I was told I had to come in office to get it resolved. I love ORNL again they are amazing but the issue with the app glitching and being rolled out too soon was definitely upsetting. 10/5 stars for ORNL 3/5 for the app..
UPDATE: Once again I love ORNL but the app still needs some work. I’ve had some issues with it repeatedly and I would love to see the app made more user friendly, fixed and rolled out with no bugs or issues! I also would love to see the amount you’re eligible to send via pay a person upped to at least $500 per person vs the $250 that’s currently allowed.

Developer Response ,

Hey there, we hate to hear that you have had these experiences and would love to help. Please email us at social@ornlfcu.com with your contact info so we can assist!

App Privacy

The developer, ORNL Federal Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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