The PayPal Prepaid Mobile App lets you manage every aspect of your account wherever you are, whenever you need it. That means it’s easy to do things like:

• Transfer funds instantly from your PayPal Account to your PayPal Prepaid Card Account
• Check your account balance and transaction history
• Find no cost reload locations
• Load checks straight to your account – it’s as easy as taking a picture*

It’s secure, fast, and best of all, free.**

* Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.

** While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement for details.

What’s New

Version 6.1.5

Bug fixes and enhancements.

Ratings and Reviews

2.7 out of 5
354 Ratings

354 Ratings


Can’t use mobile check

I absolutely love PayPal and my MasterCard and how easy it is to reload... however the mobile check feature doesn’t work for me and gives me an error every time saying that it cannot verify my identity. I find this really annoying because I don’t have any other place that I can go cash my check without a fee. I tried calling tech-support and they were absolutely no help to me to try to figure out why this was happening. I had ordered another net spend card at one time and when I activated it this mobile check feature stopped working. I have been trying since to deactivate that other card so that maybe I can use the mobile check feature. Please help.

Parker Clarkson ,


The app would be awesome but is by far the lease developed app I’ve used in the last decade. When logging into your account it seems like it redirects you to PayPal’s website, not only does this seem like a very insecure way or setting up the app but it also forces you to enter all of your information every time you need to check your balance, because of this redirection the app also takes forever to load. This app would be 90% better if it was updated to include Face ID or at the very minimum remember my email. If your thinking or PayPal prepaid. This alone would lead me to a different choice of card. The fact that this card is not integrated into the PayPal platform in the same way as the PayPal cash card is a huge let down. I’ve also seen a similar comment from over 3 years ago. Don’t be fooled. NETSPEND has no intention of updating this or fixing it in any way. I’ll be clear though. PayPal is great. NETSPEND is a joke, wish PayPal didn’t skimp and hired some app developers that care about user experience.

Developer Response ,

The PayPal Prepaid Card is not a PayPal offering. We are happy to speak with you about your suggestions for the app. Please email us at

Airborne82ndSF ,

👍👍VIRTUAL Card+And Security👍👍

I like this bank a lot. I had a bad charge placed on my account they fixed the problem Immediately without no hassle. No paperwork etc. A MAJOR Plus Is The Virtual Credit Cards They Issue And The REAL Time Notifications When Your Account Is Billed For ANY Charge. The Virtual Cards Are Awesome For Online Shopping 🛒 Or Anywhere the Physical Card is NOT Required!!You NEVER have to put your Main Card on the Internet. Virtual Cards Are Disposable TOO. Pay Once and Expire the Virtual Card . No more worries about bogus charges again. Another Plus Is You ALWAYS can get to your own Money. I had to get replacement cards . Instead of tying up my money until I received my replacements. I just used my Virtual Card. They Are Awesome 👏 when the physical card is not required. Nice Job

App Privacy

The developer, NETSPEND CORPORATION, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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