PayPal Prepaid 4+


Designed for iPad

    • 2.6 • 454 Ratings
    • Free



The PayPal Prepaid Mobile App lets you manage every aspect of your account wherever you are, whenever you need it. That means it’s easy to do things like:

• Transfer funds instantly from your PayPal Account to your PayPal Prepaid Card Account
• Check your account balance and transaction history
• Find no cost reload locations
• Load checks straight to your account – it’s as easy as taking a picture*

It’s secure, fast, and best of all, free.**

* Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.

** While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement for details.

What’s New

Version 6.4

Mobile Check Load has been fixed for the latest versions of IOS.

Ratings and Reviews

2.6 out of 5
454 Ratings

454 Ratings


Can’t use mobile check

I absolutely love PayPal and my MasterCard and how easy it is to reload... however the mobile check feature doesn’t work for me and gives me an error every time saying that it cannot verify my identity. I find this really annoying because I don’t have any other place that I can go cash my check without a fee. I tried calling tech-support and they were absolutely no help to me to try to figure out why this was happening. I had ordered another net spend card at one time and when I activated it this mobile check feature stopped working. I have been trying since to deactivate that other card so that maybe I can use the mobile check feature. Please help.

Aronhgjdh ,

Ingo has a lot of your info

Yea I just now updated this app because I had a pretty big check to deposit so I figured “hey, I used to use PayPal prepaid and it worked well for me” but now? No. I’m one of those people who complain another new UI but everything was just THERE for you to find and then they decided “you know what would make this even better? A million branches!” Anyway, the company or software or what that they use to upload your your checks actually take literally ALL your info and your literal location which is SUPER invasive to me. Like PayPal already has my social why do I need to double down on giving it again, along with my freaking location. Then reading further it says if you want to remove consent for all this, THEY have to determine if enough time has passed for them to remove. Sounds a little R-wordy to me….oh you no longer consent? Well we’ll see about that! Yea no, I deleted the app immediately and I will be calling them to remove my info from their platform

Developer Response ,

We're sorry to hear that you are having issues. Our mobile check load vendor can be reached at or 229-276-3990 from 7 AM – 12 AM EST. For questions about PayPal Prepaid, or to speak with us about your concerns, please email

Parker Clarkson ,


The app would be awesome but is by far the lease developed app I’ve used in the last decade. When logging into your account it seems like it redirects you to PayPal’s website, not only does this seem like a very insecure way or setting up the app but it also forces you to enter all of your information every time you need to check your balance, because of this redirection the app also takes forever to load. This app would be 90% better if it was updated to include Face ID or at the very minimum remember my email. If your thinking or PayPal prepaid. This alone would lead me to a different choice of card. The fact that this card is not integrated into the PayPal platform in the same way as the PayPal cash card is a huge let down. I’ve also seen a similar comment from over 3 years ago. Don’t be fooled. NETSPEND has no intention of updating this or fixing it in any way. I’ll be clear though. PayPal is great. NETSPEND is a joke, wish PayPal didn’t skimp and hired some app developers that care about user experience.

Developer Response ,

The PayPal Prepaid Card is not a PayPal offering. We are happy to speak with you about your suggestions for the app. Please email us at

App Privacy

The developer, NETSPEND CORPORATION, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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