Walmart MoneyCard 4+

Green Dot Corporation

    • 4.0 • 6.9K Ratings
    • Free


Easily manage & access your money.

New Walmart MoneyCard accounts now get:
• Get your pay up to 2 days early with direct deposit.¹
• Earn cash back. 3% on, 2% at Walmart fuel stations, & 1% at Walmart stores, up to $75 each year.²
• Share the love. Order an account for free for up to 4 additional approved family members ages 13+.³
• Get up to $200 overdraft protection with opt-in & eligible direct deposit.⁴
• No monthly fee with qualifying direct deposit of $500+. Otherwise, $5.94 per month.⁵
• Earn 2% interest rate on savings.⁶
• Lock protection in the app. Misplaced card? Press LOCK to prevent purchases. Press UNLOCK to restore it instantly.⁷

Use it for purchases everywhere Debit MasterCard® or Visa® debit cards are accepted in the U.S.

NO minimum balance or credit check to get a card today.

• Direct Deposit your pay or government benefits.
• Add money to your card from your existing bank account.
• Free cash reloads with app at Walmart stores nationwide.
• Deposit checks using your smartphone

Questions about your Walmart MoneyCard?

Log in to & email us, or call us at the number on the back of your card.

Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features. See account agreements for fees, terms and conditions at

1. Early availability of direct deposit depends on timing of payor's payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.

2. Up to $75 per year. Subject to eligibility. Redeem rewards upon each anniversary of opening the account, using our website or app. See Deposit Account Agreement for details.​

3. Activated, personalized card required. Other fees apply to the additional account. Family members age 13 years and over are eligible.

4. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on eligible Demand Deposit Accounts. Log into your account and refer to your Account Agreement to check feature availability.

5. Monthly fee waived when you direct deposit $500+ in the previous monthly period. Otherwise, $5.94 a month.

6. Interest is paid annually on each enrollment anniversary based on the average daily balance of the prior 365 days, up to a maximum average daily balance of $1,000, if the account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yield is accurate as of 3/1/2022.

7. Monthly fees will continue on locked cards. Learn more in the Walmart MoneyCard app.

ATM access only available on personalized cards. Other fees may apply. Visit for more info.

Technology Privacy Statement:

Card issued by Green Dot Bank, Member FDIC, pursuant to a license by Mastercard International Inc. and Visa U.S.A., Inc.

What’s New

Version 1.52.0

Just a few minor enhancements & bug fixes to make your Walmart MoneyCard app experience run more smoothly. Turn on auto updates to ensure you always have the latest version of the app.

Ratings and Reviews

4.0 out of 5
6.9K Ratings

6.9K Ratings

Christopher22182 ,

Works great, majority of the time!

I’ve used this App and the bank that backs it and honestly it does work great. Only one snag with the App is you have to make sure you are running the latest version to get full access! Just like a regular bank that too only can do so much. Even with the severe weather that hit the Houston area I was able to get into my account and check it. Only problem I had encountered was trying to obtain copies of my bank statements! It too did the bleep totally forgot who I was while still using the App. When you encounter this try to stop what you are doing in the App and close it, wait at least thirty minutes to clear the network bug! This is where most users get their account compromised over. Frustrating you bet. Sadly, they do so have a daily limit of $500 a day to withdraw. I too got stuck in a pinch and needed to get more than the limit could give me. My work around was simply draw $260 separately on two days at a Walmart. Why? The FEE’s that’s why, you don’t get hit as hard if you do this at checkout! Hope this little bit helps others here, been using the App for just over two years and had almost zero issues until this recent freak storm that hit the Houston area.

Developer Response ,

Hi, we are really sorry to hear about the issue you are facing. We would like to know more about your concern, so we can further assist. We would appreciate it if you could send us the details by logging into your account at or via the mobile app and clicking the "Chat" icon to initiate a chat for assistance, or by sending us a private message to one of our social media accounts. You may also call our Customer Service hotline at (877) 937-4098 for immediate assistance. Thank you! – Team Walmart MoneyCard.

GlamHaven ,

Please fix this mess or you’re losing a long term customer

(Update Feb 2024) It’s been six months. Still the issues are not fixed. They did an update. Screwed it royally. Know if. And still don’t have it fixed. I never ever used to have one problem with the app or card. Not one. I recommended it to everyone. Wouldn’t recommend it to a dog at this point. Did the balance issues. My money shouldn’t fluctuate. I can’t trust the balance ever. And the slide to check balance doesn’t work unless you log in. So why have it at this point. DO NOT RECOMMEND.

How long does it take to fix the mess you created with your updates?? I have had this card for over 7 years. Never ever had any issues until August. I am so tired of it being declined for no reason. Repeatedly. Slide balance doesn’t display the correct amount unless you log in. I’ve relied on that feature for years. I’ve even had my balance change. It would bounce up a couple hundred dollars, I’d make a purchase then suddenly be over drawn. Prepaid capabilities should be getting more advanced not worse. Why is this not being addressed or fixed.? It’s been months with plenty of time. And I don’t want a developer response. You know what the problems are clearly, so fix them!! I’ve had the same routing number for so long I don’t want to change but I will if I have to. Chime seems a lot easier. At this point it feels like Walmart Money Card has turned into a scam to hold everybody’s money hostage. It’s OUTRAGEOUS.

Developer Response ,

Hello, we're sorry to hear about what happened to your account. We would love to take a look at the issue. We would appreciate it if you could send us the details by logging into your account at and clicking the "Chat" button to start a chat, or by sending us a private message to one of our social media accounts. Thank you! -ARP

mikyhddc69 ,

Good for getting your direct deposit early.

I’ve had the Walmart money card for about 6 years. I get my direct deposit usually a day before payday. I’ve had only a few times when it wasn’t early. However, as of late I am not liking the way the Green Dot Bank works.
I recently had to make a withdrawal from an investment account and use mobile deposit to deposit my check from this account. I had deposited the check as per the instructions. I Do everything right and the check isn’t in my account 5 days later. This is a check from a bank, going to a bank, into my account. I called my investment company and the check is cleared on their end. But Walmart money card isn’t putting the funds into my account until 10 days later after the deposit. It says 5 days on the website. And before I deposit the check I called and spoke with someone (who I couldn’t understand)…that person said 2 days to clear and deposit the funds. I am totally, 100% unhappy with the misinformation and inconsistent answers I get from the representatives. I think they have a dartboard and they throw the dart at the answer they give you to certain questions.

App Privacy

The developer, Green Dot Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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