GoBank - Mobile Banking 4+

Green Dot Corporation

    • 4.2 • 5.3K Ratings
    • Free


Free ATM network. Limits apply*. No surprise fees. No worries. Try GoBank’s award-winning mobile app now!

GoBank is a checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no surprise fees) and feature-rich (keep reading for a sneak peek).



Seriously. GoBank has no surprise fees. Check out GoBank.com/NoWorries to see what we mean.


Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your GoBank account exactly. We will not be able to deposit your payment if we are unable to match recipients.


If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check!


* See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.


Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free.


Quickly send money to friends, family and even the dog groomer who have GoBank accounts. We notify them via email or text message.


Just take your GoBank debit card and cash to any participating retail location. Swipe your card or hand it to the cashier, and the cash will be deposited to your account automatically. Fees may apply.


Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account. You may be asked to upload your ID.


Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created.

FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features.

Questions about your GoBank account?

Call us at the number on the back of your card (24/7 support).

Or log in to gobank.com & email us through the Contact Us page.

Stay in touch with us!

Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you’re at it, like us on Facebook.com/GoBank. We’d love to meet you and answer any questions you may have.

* See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage.

©2013-2022 Green Dot Bank. All rights reserved.

Terms of Use: https://m.gobank.com/static/other/GoBank_Mobile_App_EULA_Android_version.pdf

Privacy Policy: https://m.gobank.com/privacy-policy

Technology Privacy Statement: https://m.gobank.com/banking-agreement

What’s New

Version 2.48.0

We've made some fixes and now support the new iPhone XS, XS Max and XR.

Ratings and Reviews

4.2 out of 5
5.3K Ratings

5.3K Ratings

Lashalle22 ,

Very simple and convenient to have

I like this bank alot, I use this card nearly everyday lol and I don’t get locked out or never had anyone tell me I’m using it too much or can’t take a certain amount off, NO OVERDRAFTS and this is still considered a checking account, I can do certain things that wouldn’t be accepted with a regular debit card and avoid expensive fee all because I don’t have a debit card, like apply for credit, no extra fees when paying electric bill, pay my rent with a real check instead of a money order, This has helped me out a lot and has been a real convenience to me. I will say that I had a check once and used the feature online to take a pic but the 7 day wait for my check was horrible and I never used that feature again. Lol sorry but I get 2 direct deposits and just swipe, atm fees are way too expensive, I payed like 5 for taking $20 off, please do something about that... also Walmart cashiers sometimes mess up and I wish there was a branch, instead of adding $100 I’m out of $100 because I have to go dispute it and I know there’s very little Go bank can do, I would think green dot would have branches by now since they are so big. But other wise I like this card a lot has helped me get a credit card and take away some fees for having a checking account.

Developer Response ,

Thank you for taking the time to communicate your concerns with us. We appreciate your feedback. We understand you disagree with a few of our terms and agreements ,and thank you for still allowing us the opportunity to be your alternative to traditional banking. We also thank you for your suggestion, we will forward it to the correct team. Thanks, Green Dot Corporation

chucknanna ,

Best Prepaid and Mobile Bank Available

I see bad reviews for petty reasons what more do you want for a easy banking experience with no fees or penalties: if you’re looking for all the luxuries of a expensive bank with a checking and SAVINGS well than go irl and go through the hassle! And to complain about the stash and unstash functionality is ridiculous maybe you need to have more self control on your own money handling issues because all the reasons that this bank does is to protect you and you’re money from theft!! Now for my reasons is quite simple I can load free at wal mart or a simple 5 dollar fee at other locations; yes there’s a fee for atm withdrawals but another simple way around that is to get cash back at a register which is amazing since all other cards I tried before run as credit! Gobank gives u a real pin and debit function; also my gf goes out of state once a year and now she has a account so we can send money from each other in the matter of minutes and for free! Now I don’t have to go to all the headaches of western union it’s as easy as sending a text message and bam she has money and I don’t have to worry about her and my son being without any! I can say lots of other Positive reasons but I’ll keep this short as I can cause other than expensive banks and other horrible prepaid “banking” the Choice is easy this a Winner Of A Mobile Banking option A++

Developer Response ,


We're so happy to hear that you're satisfied with our app. Mission Accomplished! We do our best to offer alternatives to traditional banks by offering a variety of features and simple fees. We hope that you continue to enjoy your GoBank app and all its great features.

Thank you,
Green Dot Corporation

The Privateer808 ,

I Used to Like GoBank

I deliver for UberEats and was given this card when I signed-up. We could cashout our earning for free and received 1% cash back on all purchases. I actually like this so much that I have serious thought to using it as my primary card, instead of the one my bank issued me. Fast forward to the present day. With UberEats ending their contract with GoBank, any delivery driver who is still using their GoBank card after January 1, 2023 will no longer be able to cash out for free and must now pay the deposit fee of 85¢ per cashout, the same fee as if you used your bank card. The 1% cash back on purchases will also be discontinued. As if all this isn’t bad enough, card holders will have to pay $8.95/month to keep their account. I decided that GoBank had nothing left to offer me and I decided to cancel my card. But, the customer support department took a long time to answer their phones and I notice that many other account holders are voicing the same complaint on GoBank’s Twitter feed. I was finally able to get a real person on the phone and my account was cancelled almost immediately. There was no money in my account, which made this easier. Having a look at the current Twitter feed shows many account holders posting complaints of unauthorized transactions posting to their accounts and not receiving timely responses from GoBank. It looks like this company is in a lot of trouble and I urge everyone to get out while they can.

App Privacy

The developer, Green Dot Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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