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PhonePe is a safe, easy and reliable way to make payments using your mobile phone. Using the PhonePe app, you can make instant money transfers with UPI, recharge your mobile and DTH connection, pay your utility bills, buy gold, pay at your favourite offline and online outlets, invest in tax saving funds and access your favorite food, travel, grocery and shopping apps without downloading them.

Here’s how you can use PhonePe for all your payments needs:
- Send and request money from your contacts anytime, anywhere.
- Recharge your prepaid mobile and DTH connections.
- Pay your postpaid landline, datacard and mobile bills.
- Pay for utilities such as electricity, broadband, water and gas.
- Check your account balance, save beneficiaries and manage multiple bank accounts.
- Pay at your local offline stores.
- Shop on Flipkart, Myntra, Jabong, and other online shopping websites.
- Buy 24k digital gold and store it in a secure locker.
- Pay your credit card bills.
- Invest in tax saving funds.
- Split bills with your friends and settle them right away.

PhonePe benefits:
- Transact up to Rs.1 lakh per transaction, 24*7.
- Make instant bank transfers by just using a mobile number or your BHIM UPI ID. You no longer need to remember IFSC codes, account numbers, or other details.
- Get instant refunds and cashbacks from our partner merchants into your PhonePe wallet.
- Make quick payments using your PhonePe account at any of our merchant partners.
- Live at over 160 billers and 140 banks with more coming soon
- Transact in the language of your choice. English, Hindi, Tamil, Odiya, Bengali, Telugu, Kannada, Malyalam, Assamese, Gujarati and Marathi are now live. More languages coming soon!

For more details, please visit our website at https://www.phonepe.com

What’s New

Version 5.4.40

- Now send money to any bank account without using the IFSC code!
- Worried about hospital expenses? Get upto Rs. 5000 assured daily cash with Hospital Cash Insurance
- Get covered for expenses resulting from accidents! Buy Accident Cover Insurance on the app
- Insure yourself & your family against vector borne diseases. Buy Dengue & Malaria Insurance on the app
- Find your favourite stores more easily in the ‘Stores’ section and check updates on stock items
- Now chat with store owners directly from the Stores page to know more about store timings, stock etc.
- Donate for COVID relief
- Invest & grow your money with Super Funds
- Use Chat for requesting money & do more
- Explore Smart Reply on Chat. Receive payments & reply instantly with smart auto-suggestions
- Book your gas cylinder on the app
- Presenting an affordable annual insurance cover for all Domestic Travel! Get covered for multiple trips by rail, road and air
- Bug fixes and performance upgrades

Ratings and Reviews

4.7 out of 5
18.1K Ratings

18.1K Ratings

Suresh Donepudi ,

PhonePe wallet is DANGEROUS

Don’t put too much money in the PhonePe wallet. It will be stuck there. You pay from wallet only bills like water, phone etc. I couldn’t even pay my Electricity bill using funds in the PhonePe wallet. It won’t even show in the “Debit from” list. Help line says “that’s it. That’s how PhonePe works.

vinscaravan ,

Great app but...

I loved the ease with which one could use this app. The only problem I see with all such apps in India including this often have utility services of a few cities or states. Many do not have utility services state wise especially from the south and northeast. The southern states incidentally have more 4G penetration than many states in the north. If this app can cover all the states, this app can easily beat other apps. Wishing the very best!

Srssg ,

Easy to transfer money

Really it is easy to add bank accounts and transfer to any other bank accounts. Easy to transact to family and friends bank accounts.


319.6 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Assamese, Bengali, Gujarati, Hindi, Kannada, Malayalam, Marathi, Oriya, Tamil, Telugu

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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