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Description

UPI, Online Payments, Mutual Funds Investment, Electricity Bills, Recharge DTH, Money Transfer, Digital Gold, Insurance for Car, Health, Mobile Wallet, Pay Gas bills

PhonePe (फोनपे) is a leading online payment app and a UPI enabled initiative that allows the users to make payments seamlessly in India. Use the app for instant money transfers with UPI, mobile recharge, DTH recharge, utility bill payments like gas, water & electricity. You can also pay your Insurance (car, health, bike, travel, life, accident) & broadband payments, invest in tax-saving mutual funds, or Gold. Make instant payments on favourite food, travel, grocery and shopping apps without downloading them.


Things you can do on PhonePe

Bank to Bank Money Transfer, BHIM UPI Payment App:
- Instant Money Transfer using BHIM UPI from any phone number to another phone number or to bank accounts without using IFSC code.
- Save beneficiaries, check and manage multiple bank accounts across different banks like SBI, HDFC, ICICI bank & 140+ banks.

Easy Online Payments:
- Make online payments across different online shopping sites like Flipkart, Amazon, Myntra etc.
- Order your favourite foods online from Zomato, Swiggy etc.
Shop daily essentials like online grocery from Bigbasket, Grofers etc.
- Make travel bookings to your favourite destinations (domestic & international) through popular sites like Makemytrip, Goibibo etc.

Contactless Offline Payments at Local Store
- Offline Payments through cashless payments are made easier.
- Scan and pay easily via mobile number or using QR code at local kirana, pharmacy, restaurant and bars, retail stores, etc.

DTH & Mobile Recharge App
- Recharge Prepaid Mobile Numbers from prime brands like Jio, Vodafone, Idea, Airtel etc.
- PhonePe is a leading DTH recharge app where you can make DTH recharges for top service providers like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.

Online Bill Payments:
- Credit Card Bill Payments:
- Fast and secured Credit card bill payments for Visa, Amex, MasterCard, RuPay & Diners in just a few clicks!
- Never miss a bill payment again. Set Autopay and opt for recurring monthly bill payments using your credit card.

Utility Bill Payments:
- PhonePe is one of the leading utility bill payment apps through which you can pay for your gas and water bills.
- Pay landline and broadband bills across Airtel, BSNL, Tata DoCoMo
- Pay through the best electricity bill payment app across 180+ billers like BESCOM, BSES, IGL, TNEB, MSEDCL.

Investment & Mutual Funds App
- Online Investment Plans & Mutual Funds
- Grow your wealth with the right balance of Equity and Debt, and plan for a brighter future with the preferred investment app across India
- Save your tax quickly and easily by investing in tax saving mutual funds app. Products Covered: Liquid Funds, Super Funds, Equity Funds, Debt Funds, Hybrid Funds and so on.

Buy and Sell Gold
- Build your Gold savings by buying and selling 24K Gold.
- Get the Gold stored in a 100% secure locker.
- Doorstep Gold Delivery across different locations in India

Buy or Renew Insurance:
- Car Insurance: Get full protection for 3rd Party damages through our car insurance app.
- Bike Insurance: Protect your two-wheeler with a bike insurance app.
- Health Insurance: Get assured cash daily on hospitalisation. Choose from plans offering up to Rs.5000 per day!
- Dengue & Malaria Insurance: Get covered against 6 mosquito-borne diseases for as low as Rs.49/year.
- Coronavirus Insurance: Get special protection against COVID-19 related hospital expenses.
- Term Life Insurance
- Personal Accident Insurance: Insure yourself against accidents & disablement
- International & Domestic Trip Insurance: Secure your next trip at both domestic and international destinations. Get 24X7 support in 200+ countries!

Value-Added Features:
- PhonePe Switch: Use your food, travel, shopping & grocery Apps on ‘PhonePe Switch’, without downloading them.
- PhonePe Gift Cards: Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the app.

For more details, please visit our website at www.phonepe.com

What’s New

Version 5.7.10

Heads up!

The ‘Payments’ section under the ‘My Money’ tab has a new home. Tap on your display picture in the top left corner of your screen and find it under ‘Profile’.

And while we’re on the subject of your money, how about growing it? Simply click on the ‘Investments’ tab on your home screen to get started.

Ratings and Reviews

4.7 out of 5
35.3K Ratings

35.3K Ratings

vastav9 ,

Dual sim does not work

I have a dual sim iPhone with an international physical SIM card and Indian esim. This combination of sims in iPhone XR does not allow me to verify bank to add upi. It picks up correct number when I start adding a new bank account but after that when I click on continue to proceed and verify the phone number by sending SMS, it throws an exception that I am using an international Sim card or Turbo SIM card. which means that it is falling back to physical SIM card.

nandu manjrekar ,

Topping up-PhonePe Wallet

I could pay (1) Airtel Recharge (2) Jio Recharge And (3) Pharmacy Bill

But not -all the bills I desired to pay. Like (1)Credit Card bills(2) ElectricityBills (3) Mahanagar Gas Bill or any payments to Third Party for the services/value received.

Hence not advisable to block more funds in PhonePe wallet also because PhonePe does not pay any interest like Banks on saving bank accounts.

vinscaravan ,

Great app but...

I loved the ease with which one could use this app. The only problem I see with all such apps in India including this often have utility services of a few cities or states. Many do not have utility services state wise especially from the south and northeast. The southern states incidentally have more 4G penetration than many states in the north. If this app can cover all the states, this app can easily beat other apps. Wishing the very best!

App Privacy

The developer, PHONEPE PRIVATE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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