PlanMode Financial Planning 4+

Retirement & long-term planner

Sawhney Systems

Designed for iPad

    • 4.2 • 94 Ratings
    • Free
    • Offers In-App Purchases



Comprehensive personal financial planner integrating income, expenses, taxes, assets & liabilities.
• Retirement Planning
• Comparing Choices
• Capital Needs Analysis

PlanMode is provided by the developers who invented the professional financial planning software with the commercial release of the first comprehensive financial & tax planning software in USA, ExecPlan.

This app is for use by individuals for personal financial planning. It provides you with a powerful planning tool for answers to questions like-
• How does my projected financial profile look?
• Should I start taking Social Security benefits at age 66 or wait for larger payments at age 70?
• When will I have enough to retire on my terms?
• What will be the bottom line impact of a new investment?
• Is buying a house is better for me than continuing to rent?
• Is my family protected for their needs if I am disabled or die?
PlanMode can help you analyze these and other situations. It is easy to use and its usage is limitless; you could use it to analyze almost any financial scenario which impacts just in the current year or many years to come.

This app can-
• Prepare complete financial profiles, including-
- Current & projected income and expenses
- Bank accounts
- Retirement accounts
- Business & Investments
- Stocks & Bonds
- Insurance policies
- Real estate
- Mortgages & loans
- Cash management simulation
- Social security
- Income taxes
• Compare financial alternatives
- Unlimited what-if scenarios
• Prepare retirement profile automatically
- Determine lifelong capital needs
- Analyze liquid capital sufficiency
- Alternatives to fill capital shortfall
• Prepare disability profiles automatically
- Analyze cash flow sufficiency
- Alternatives to fill cash shortfall
• Prepare death profiles automatically
- Determine survivor’s capital needs
- Analyze income sufficiency
- Alternatives to fill capital gap

A complete set of financial statements is available for each scenario. PlanMode provides you with comprehensive analysis of retirement and other scenarios for lifetime capital needs and the capital available for its fulfillment. When capital resources are not sufficient PlanMode provides suggestive courses of action that may fill the shortcoming. The following reports are available for each profile scenario-
• Income Statement
• Balance Sheet
• Cashflow Statement
• Supporting Information
• Capital Needs Analysis
• 8 pie charts providing profile snapshots in any year
• 8 line graphs providing overall snapshot of the profile
All charts and graphs dynamically respond to your data.

PlanMode includes a number of features that can be found in high-end financial planning systems, such as-
• Profiles for singles and married spouses
• Planning span of up to 100 years
• Retirement profile and analysis
• Disability profile and analysis
• Survivor’s profile and analysis
• Automatic cash management simulation
• Detailed annual cash flow analysis
• Personalized data input items
• Customizable financial statements
• Ample graphs & charts for quick overview
• Scenario comparison for what-if analysis
• Export data to ExecPlan or Express
• Definable national & local income taxes
• Built-in USA income taxes
• Predefined product structures for-
• Individual Retirement Accounts
• Company Retirement Plans (401k)
• Self-employed Retirement Plans
• Mortgages
• Life Insurance
• Fixed & Variable Annuities
• Charitable Annuities
• Reverse Mortgages

US individual income tax computations are built-in and applied as applicable. State and local taxes can also be defined via built-in templates.
Non-USA individuals can turn the USA option off and activate a generalized version that allows you to define how income tax should be computed for national & local levels.

What’s New

Version 5.0

Highlights of this version include-
• New options at startup to explore app features with sample tutorials
• Enhanced ability to compare financial alternatives
• Expanded data input capability for variable annual values
• Enhanced projected financial profile

Ratings and Reviews

4.2 out of 5
94 Ratings

94 Ratings

Poidude7 ,


PlanMode delivers a solid financial planning tool. It looked simplistic initially but as I started to enter information and so how comprehensively it incorporated my data in the long term profile I got deeper into it.
The more I used it the more motivated I got in exploring further with details.
It has some of the simplest and most simplest and most meaningful presentations I have seen in a financial planning app.
A number of built in capabilities like automatic cash management seem to provide more realistic feel for the projected values for future years.
It has all essential reports that are self formatting based on data entered. capital needs analysis reports are simple and can also be very revealing.
Stick with it, it's a valuable app and done very well. Great app.

Jsedad ,

Great Planning Tool

When I visit clients many times they want to know where they stand financially. I open up this app and can easily show them their current worth and projected worth. As with all clients they will ask “what if...”. The is app is so easy to enter information I can put in what my client wants right then and there and show them the results. This app is a must have for any financial planner.

midnightrider40 ,


What a great app! Does 95% of what I want it to do. reports are super and so is functionality. Inputs could be expanded a git to simply allow for additional fields to input groups of stocks, bonds, and retirement funds. Otherwise the app is very well laid out.

App Privacy

The developer, Sawhney Systems, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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