Rain provides instant pay to employees of our partner employers. Your employer must be signed up before you can use this benefit.

With Rain, you can easily withdraw portions of your paycheck before payday - no more waiting two weeks!

Rain is not a loan. You can access money you’ve already earned whenever you want to. All you have to do is add a card (any card) to the app and withdraw when you’re ready.

This is an employer-sponsored benefit that connects directly to employer payroll and timekeeping systems to give you access to your funds when you need them most.

Rain also includes financial wellness tools such as the ability to live chat with a financial wellness coach for free, and access to benefits such as prescription drug discount plans.

Early access to wages means no more late fees, overdraft fees, or high-interest payday loans.

How it works:
As you work through the week, your available balance will increase. You can request money from your available balance whenever it makes the most sense for you. You can use Rain to pay your bills, fill your tank with gas, and whatever else you need to meet your financial goals. Plus, you can chat with our financial coaches to get budgeting and saving assistance or help raise your credit score.

All of Rain’s information is highly secure and follows all federal and state regulations for wage assignment.

Visit for more information.

For customer service, call or text 424-369-7246 from Monday through Friday 9-5 central or email You can also live chat with us once you’re logged into the app.

What’s New

Version 1.3.4

Rain Instant Pay allows you to get paid before payday. No more payday loans or overdrafting! If you're living paycheck to paycheck, this financial wellness app is for you. Our on-demand pay is an employee benefit - your employer must participate in order for you to gain access.

This new update includes:
- Personal financial coach

Ratings and Reviews

4.7 out of 5
157 Ratings

157 Ratings

Weather mania! ,

Rain App

I am so grateful for the Rain app especially during these uncertain times and the recent pandemic. It’s great to know that I can access funds between my paychecks. Life and bills happen and not always according to my biweekly pay schedule. I am truly grateful and one of your biggest fans. I like the name too! I smile when I choose how much money to transfer. Then suddenly, it rains money, refreshing and replenishing my bank account. I’m hoping that eventually, all companies will offer this incredible benefit to their team. Let it rain!
Appreciatively, Aletha

Terri@S in PA ,

Such a huge benefit!

I am so thankful to have this benefit through my employer. It has helped me more than once, twice, three times avoid crazy overdraft fees from auto-pay bills that come out a few days before payday. I am responsible with the use but this has truly saved me hundreds of $$ from bank charges. Every employer should offer this to their employees, right along with PTO and 401k

Hunt12345! ,

Great App

The best mobile banking service! Allows you access to financial services anytime you want. On your phone or tablet, you can complete many essential tasks, including checking your account balance and withdrawing money if needed for a small cost. Highly recommend, especially during these uncertain times.

App Privacy

The developer, Rain Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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