Ridgewood Savings Bank 4+

I love how effortless this app is to navigate. My daughter had to pay her college tuition and needed cash ASAP. I transferred money to her account in a few seconds from my cell phone and avoided a late fee from her college. I used bill pay and paid all my bills that were due for the month from my cell phone while on vacation- sitting by the pool. I set an alert and was shocked how instantaneous it was ; I made a cash withdrawal and as I was walking out of the bank, I received an alert informing me about the withdrawal. While on vacation, I used my debit card in a foreign country. I signed into my online banking using my cell phone and tracked my spending, in US dollars, as it was happening.

I love this app. I'll always be a person to person kind of guy, I rather deal with a rep at the bank, but when I need to deposit a check and can't make it, this is so easy. And I can keep track of my spending and balances. Very happy so far. It's so easy to use.

This app is okay for what it is. It's a small community bank so I'm not expecting over the top. However, if they want to appeal to a greater audience they should invest in making this app better; It's too slow and takes a while to load your information, some of its layouts just look outright tacky and they should invest in Zelle (since 99% of there competitors offer it). With that being said, I only signed up with this bank because they're offering $200 for opening a student checking account. Once I receive that payment I'm closing it right away, there is nothing special about this bank to keep doing business with them. Hopefully, sometime soon they will be bought out by a bigger bank to help them with there image.