iPhone Screenshots


Control your future credit score!

It is now easier than ever to track all your scores with simple charts or in-depth information.

See exactly what is helping or hurting your credit score. Get a 120-Day Plan to a better score.

Be the master of your credit score! Use ScoreMaster® before you apply for credit, make payments, or spend money.

Use Action buttons to verify transactions and stop theft. Activate $1MM Identity Fraud Insurance for your entire family in your household.

Also, get your 3-Bureau Reports & Scores.

Get started today!

What’s New

Version 1.3.1

Various improvements and updates.

Ratings and Reviews

2.3 out of 5
106 Ratings

106 Ratings

Nope123484858 ,

Doesn’t do anything

First of all the app is not an app, it just takes you to their website. Secondly, the app directs you through steps and actions you can take to repair your credit, and yet gives you absolutely zero ability to take actions. Both levels of membership don’t have actions available, so they keep telling you to take action while simultaneously not allowing you to take action.

sreger9 ,

Love SmartCredit

Finally a product that allows me to see my credit score and monitor my checking and savings in one place. I also enjoy how my whole family, including all 5 of my kids, are covered under the identity theft insurance. Been a member for more than 3 years.

Developer Response ,

We are so happy you enjoy our website and our app. Thank you for your membership!

Ash51277 ,

App is not an App

I don’t get what’s the purpose of this app. It’s not an app it just takes you to the website to sign in. Go back to the drawing board! This was clearly a waist of time trying to use. Just go to the website on a computer to really see the benefits but defeats the purpose of you on the go. This app has terrible functionality!! This app just taking up space on my phone, delete!!

App Privacy

The developer, ConsumerDirect Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Location
  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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