iPhone Screenshots


Invest in local businesses.
Earn a steady rate of return.

The SMBX is a marketplace for issuing and buying small business bonds.

The Small Business Bond is a new way for you to invest.

Private businesses issue small business bonds to raise capital. 1 Bond = $10. Principal + interest is paid monthly*. Rate of return varies based on a business’s risk profile.

Discover investment opportunities. Invest for free. Earn principal + interest monthly*.

SMBX lets you be the bank. Until recently, the general public had no way to access private deals: a bank’s small business loan portfolio. You keep your money in a bank. The bank lends your money out. You have no say over which businesses get funded. The bank earns the profit. What if businesses could access the true source of capital – YOU – direct? What if YOU could choose which businesses get funded? And what if YOU could earn the profit the bank receives?

That is the vision of the SMBX: a new model of finance where people have power over their money.

The SMBX app is owned and operated by SMBX, Inc., which is a funding portal registered with the Financial Industry Regulatory Authority (FINRA) (CRD #290186). By accessing our app you agree to be bound by our Terms of Service and Privacy Policy, found here https://smbx.s3-us-west-1.amazonaws.com/SMBX+Agreements+and+Disclosures+-+Apr2019.pdf, which may be amended from time to time without notice or liability.

*Investors will only receive “full principal + interest” on the investment of a bond if,
1) an offering successfully closes at a specified yield which the investor wins their bid on,
2) an investor holds the bond for the duration until its maturity, and
3) an issuer makes payments on the bond until its maturity without default

What’s New

Version 1.1.5

Fixed an issue where users were not able to place bids

Ratings and Reviews

4.7 out of 5
18 Ratings

18 Ratings

lost addict ,

Awesome new way to invest

I’m always looking for opportunities to invest. Here we can invest confidently in local businesses that we patronize. App is simple to use and strait forward, looking for many new and interesting companies to help fund.

a3andapanda ,

Too cool

This is an awesome strategy. I can’t wait to boost mine and my communities bank accounts—-without the bank! Looking forward to all the exchange will have to offer.

Shventah ,

This is so inspiring

To invest in our communities’ businesses all while earning a return on investment is revolutionary. The rate of return is potentially higher than my current portfolio!


SMBX, Inc.
51.7 MB

Requires iOS 11.4 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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