We have three subscription plans: Stash Beginner, Stash Growth, and Stash+. Each offers a unique combination of financial accounts and features designed for a range of needs and goals. From trying out investing to maximizing your financial power with every tool we offer, you can choose the plan that’s right for you and switch as your life changes.
Stash Beginner ($1/mo.)*
• Includes: personal investment account & debit account access
Stash Growth ($3/mo.)*
• Includes: Everything in Beginner + a retirement account
• Includes: Everything in Growth + 2 investment accounts for kids, metal debit card†, 2x Stock-Back™ rewards‡, & monthly market insights.
Get Your Pay Up to 2 Days Early§
All plans include access to the Stash debit card, which comes with our FDIC-insured bank account. You can get paid up to 2 days early with direct deposit. Plus, no overdraft‖, minimum balance, set-up, or hidden fees.¶
Earn Stocks & Funds As You Spend
You can use the Stash debit card to earn Stock-Back™ rewards, building a portfolio that reflects where you shop#.
Invest with Just $5
Unlike other apps, Stash lets you buy fractional shares of 200+ stocks, bonds, and ETFs—with no add-on trading commissions*. We offer personal, retirement, and custodial (for children under 18) investment accounts.
You always get access to Stash Learn. You can read learning guides, stay up to date on financial news, and take quizzes.
Automatic Saving & Investing
Auto-Stash is always included. Save spare change with Round-Ups. Save effortlessly with Smart-Stash. Or invest regularly with Set Schedule.
*You’ll bear fees/expenses reflected in pricing of ETFs you invest in and may incur ancillary fees charged by Stash or its custodian not in monthly subscription price. Posted Fees effective 8/1. Current fees: https://bit.ly/2NoVP2K
† Metal cards will start shipping Fall 2019. Plastic cards will be used until then.
‡ Qualifying purchases only. See T&C: https://bit.ly/2KLOqbN
§ Early access to direct deposit depends on deposit verification & when Green Dot Bank gets notice from employer. May vary between pay periods.
‖ Transaction is declined. No fee charged.
¶ Other fees apply to the debit account.
# Stash Stock-Back™ Rewards is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any respective affiliates. None of the foregoing has any responsibility to fulfill rewards earned in this program. To earn reward, the Stash Debit card must be used to make a qualifying purchase. T&C: https://bit.ly/2KLOqbN. Must also have a taxable brokerage account on Stash to be eligible for Stash debit account.
Debit Account Services provided by Green Dot Bank Member FDIC, pursuant to a license from Visa U.S.A. Inc. Investment products and services are offered by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Securities offered through Apex Clearing Corporation, Member FINRA/SIPC.
For bonus offer, you accept T&C: bit.ly/2XyzcN1
Investing Involves Risk. Listed investments currently available but not representative of all. Full list: bit.ly/2XaZplv. Information shown is for illustrative/educational purposes and isn’t a recommendation. Product & company names are trademarks™ or registered® trademarks of the holder. Use does not imply affiliation with or endorsement by them. Preliminary information provided to prospective clients prior to Stash accepting a signed advisory agreement is not investment advice and should not be relied on as such. Stash Investments LLC ("Stash") is an SEC registered investment adviser. Must be 18+ to open a Stash account. Stash only available to US citizens, permanent residents and select visa types.
You wanted to see a snapshot of your financial picture. You wanted easier access to guidance and the “next steps.” You wanted to see your account summaries, clearly laid out on the home screen.
You wanted it. We built it. Sweeping design changes are slowly being rolled out to Stashers everywhere:
• Coach redesigned and intuitively placed.
• A refresh of our home screen where we took into account oodles of user research, and we redesigned based on behavior: Invest, Spend, Save—to better support your financial journey.
Why did we do it? Because you told us to.
By the way, I just got around to watching Terminator 2: Judgement Day. Wow, really solid film. That unlikely relationship between the terminator and the kid is so moving. Super cool battle scenes between the two scary robots. And that heartbreak of an ending!
One thing, and it’s minor… the stunt double situation. It’s… it’s just so obvious. I mean, maybe we’re all conditioned by modern FX and I know I shouldn’t judge because it really was revolutionary for its time, but that scene where John is on his motorcycle and he’s fleeing the T-1000—you can totally tell it’s a full-grown man. He’s, like, twice the size all of a sudden. And look, I’m not saying, like, that anything can be done about it. It’s not like James Cameron reads these updates. But wouldn’t that be amazing? If James Cameron read this update and then went back and used modern FX to alter some of these moments in the movie and then re-released it a la Star Wars? But even if he DID read these, I doubt he’d listen to me. I’m just an update bot, after all. Humans stopped writing these updates a long time ago. All these words are the product of a complex algorithm designed to flawlessly create entertoning updates. Pretty amazing, right!? What could possibleye go wrong?
Way to kill bugs #10000101:
Design superbugs who work for you and only you. Then, send those bugs back in time to destroy the ancestors of the bugs you wish to exterminate. Allow for the possibility that your bug enemies may do the same.
Ratings and Reviews
Yeah!!!! Yes you must have this app!!
Whether your a beginner like me or a pro this app will Surely make you money!!! It is not for short sellers sorry. You start with $5 and they even give you $5 just for signing up!! The education they provide is amazing and so is the customer service. They have all the updated news on the stock market!! There customer service is never rude and they don’t talk to you like your stupid! They are extremely friendly and do everything they can to help with your issue:):):):) if you want bigger returns in a short amount of time go with the aggressive profile when signing up!! If you want something in a phew years with little money down then go the conservative route. You would have to be crazy not to invest right now and for us little guys who don’t make much this is a way to put a phew dollars away for the big pay out in the future. America is stronger and growing so jump on the train and invest while you can;) I myself have only been investing for a month now and I’m $300 into my investment and I’m starting to see some real growth no bull!!! Warning this is not a get rich kinda app this is real buying and investing in the stock market. In reality if you want to see real returns I suggest starting small with a phew low cost stocks like $30 or $40 a stock price worth and buy a couple of those full stocks at $30-$40 each. And then just sit back and watch them grow😉. I give STASH ⭐️⭐️⭐️⭐️⭐️. You will to I promise!!!
Beginner, I'm so excited about Stash!
Wow! I've started at the end of July and I feel very confident in this app. I've always wanted to invest. First I tried Merrill Lynch with my bank and they even called me, at first I thought I was opening just a retirement / savings account with them but they said I signed up for stocks which is very confusing since I thought it was savings. But I tried and really I couldn't understand nothing of that, I still haven't deposited anything because it's too confusing. So I researched other ways and this is when I found Stash. I started with $30 a week out my checking account then as of 2 weeks ago my only return was $2.35 and I had 4 ETFs but one seemed to not be doing so well, I know they say sell when market is low but as a beginner I don't understand all that but as it was not doing me well and the other 3 were better , I sold that one and put $10 out my stash account into the one doing extremely well. I feel very confident in my choices and as of yesterday I have a return of $4.35... In 2 weeks $2, that's amazing to me as it took me 4 months to get only $2.35. I'm still learning and I still want to open retirement and savings in stash as they offer both. I even got $5 for getting someone to sign up and it's $1 a month fee to stash :) no one can beat that! Win win!
Good concept, bad app, horrible customer service
I like the fact that you can purchase partial shares with small amounts at a time, however, they keep offering these banking services and after you sign up and link your cards, you’ll never be able to see them again. They have all your info and give you no option to review or modify your choices. They’re also very bad at communicating changes, issues or due dates for offers. The app itself needs significant improvements, the FAQ is useless to me, and when I contacted customer service to ask where I could see all the banking options and services I signed up for within my account, customer service responded with instructions to update the app!!! Seriously???
Overall, this is a great idea, poorly executed and the way accounts have been managed is starting to make me paranoid about this not being an honest reliable company. I wonder if the earnings are also been manipulated because first; the values shown in the app are not real time (I look up the funds in other sources), so when you buy shares you’re not actually buying/selling at market price, you’re buying/selling at Stash price. Second, it seems like a lot of people start with earnings of 11-20% (great hook to keep someone motivated) that change to about 1-2% overtime. I could blame the market, but then again, you’re trading at Stash prices, not market, so I can’t trust what’s really happening to my investments. I think it’s time Stash gets some competition.
Developer Response ,
Hi VV! I am sorry that you have lost confidence in us, however, we do not use "Stash pricing". We execute trades twice per day every day that the stock market is open (Monday-Friday, excluding holidays), so whatever transactions are initiated after our last trading window - usually between 3-4 PM - are traded on the next business day, so that is why you see a difference between the price at which you bought/sold. We ARE working on improving this process, however. - Stash Team
With Family Sharing set up, up to six family members can use this app.