Rocket Money - Bills & Budgets 4+

I love this app, and it is VERY user friendly. I would recommend it to anyone who needs a reliable budgeting/bills app. There are two things that I think would set this app apart from other budgeting apps and really take it above and beyond:

1) Create your own category: The categories are great, but I would love if we could create and name our own categories, and then apply transaction rules to them just like every other category. I have some purchases that are odd-ball, and they kind of fit in one category and kind of work for another, but having my own that I can apply my expense cap to and work into my budget would make life so much easier.

2). Rollover budgeting: Oh how much better I would feel making a “bigger than my budget allows” purchase if I knew that I had THIS amount total I didn’t spend from my budget last month that can rollover to the next month and build and build and build. I know RocketMoney does a “Left for Savings” spot for income - expenses, but that doesn’t really me “you can take the remaining unused money from last month and use it for successive months.” Even if I do ultimately put that into savings, I would like to see a dedicated spot for a rollover budget.

I have had an endless number of budget apps throughout my years and everytime I download one it is just missing something that would make it perfect. Rocket Money is the first app I’ve used that gets everything right. I can split purchases, make my own categories, share with my husband, ignore transactions, get spending reports, create a budget that shows my savings, and tracks my subscriptions. Not to mention their customer service is fantastic. They’re always quick to respond and happy to help.
I paid for this app last year and ended up cancelling only because I was stressed and practically deleted everything on my phone. When I got back into the swing of things and started paying attention to our budget again, I immediately thought of Rocket Money. Seriously, the app makes my life so easy.
I have used the lower my bill option and it worked great.
I prefer to cancel subscriptions on my own but the fact that that’s an option is really fantastic. When I first downloaded the app last year I found like $50 a month going towards subscriptions I thought I’d canceled. Getting rid of those felt like a little pay raise.
Thanks for getting it right Rocket Money.

Excellent app. I like having everything in one place. Nobody likes checking their grades to see if they failed and nobody likes checking their bank and credit card to see the damages. Previously, I’d check a couple accounts (after trying to remember all my passwords and usernames) and after the emotional exhaustion of getting over seeing the status of my accounts, would procrastinate checking the others. I’ve missed several bills and charges in the past because of this. But Rocket makes checking my accounts easy cause I can check them all in one place. Rocket shows all your balances, tells you when bills are coming up, gives history reports so you know if a bill has gotten messed up (like my internet has in the past and then I had it cut off) etc. I’ve started managing my cash flows far more efficiently and even started budgeting and saving because of the features they include that make this effortless. Must have app, don’t know how you could take care of all your bills and utilities, credit card, bank accounts, etc nowadays without a dashboard like App that lets you have an overview of all your financial activities