Have easy access to your UMCU account 24/7, right from your phone. You can manage your accounts, make check deposits, log in with Touch ID, and more.

-Touch ID Login
-Check Deposit
-Quick Balance View Before Login
-View for Pending Transactions
-Transfer Funds
-Make Loan Payments
-Pay Bills
-Apple Pay
-Locate ATMs and Branches
-View Rates

Federally insured by the NCUA

What’s New

Version 4.16.134

Now enroll your UMCU debit and credit cards to Apple Pay through the app.

Ratings and Reviews

2.5 out of 5
93 Ratings

93 Ratings

B Damm ,

Never Works

This app never seems to work. I’m just constantly locked out and need a new temporary PIN every-single-time I attempt to log in. I’ve called for help and even went into a physical location and they said they fixed it, and it still doesn’t work. I haven’t been able to use the app for months because I am continuously locked out and it super frustrating. I’ve deleted the app and re-downloaded multiple times. I use a password manager and can’t screw up typing in my password. I don’t know what else I can do at this point. And I’m sitting here with a check I really need to cash, I don’t have a car, and I can’t get my money because I can’t use the bank’s app. Not cool.

Remmy P ,

Doesn’t work since IOS 13

Ever since IOS 13 the ap will not work. When u put your user name and password in it locks up and when u finally get it to take the screen jumps all over the place. Brought it up a few weeks ago at one of the branches and showed them the issue and it still isn’t fixed. We’re the leaders and best! Come on and get it fixed!

JayTeeFr ,

App has always worked for me

I'm surprised at so many bad reviews and people saying the old version of the app wouldn't let them log in. REALLY? That's never happened to me, so it makes me wonder if people are incapable of using a password properly. I haven't used the new version yet but i plan to update my review when I have. Only thing I might change from the old version is make the search function work more like keyword instead of a left-anchored search, or better yet, give both options.


University of Michigan Credit Union
60.3 MB

Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, French, Spanish

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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