Screenshots

Description

Enhance your mobile banking experience with UMCU’s Mobile App. With 24/7 self-service options, you can manage your accounts, deposit checks, initiate wire transfers, open new share savings accounts, and so much more.

Features:
Single Login Access to All Accounts
Open New Share Savings Accounts
Multi-factor Authentication
Push Notifications
SMS Alerts
Secure Messaging with a UMCU Representative
Locate ATMs and Branches
View Rates
Add External Account

Insured by NCUA
Bill Pay Payment Service Agreement:
https://www.umcu.org/umcu/media/Documents/Bill-Pay-Payment-Service-Agreement.pdf

Electronic Fund Transfer Agreement:
https://www.umcu.org/umcu/media/Documents/Electronic-Fund-Transfer-Agreement-Disclosure.pdf

Online Banking Services Agreement:
https://www.umcu.org/umcu/media/Documents/Online-Banking-Services-Agreement.pdf

What’s New

Version 4.39.166

Single Login Access to All Accounts
Open New Share Savings Accounts
Multi-factor Authentication
Push Notifications
SMS Alerts
Secure Messaging with a UMCU Representative
Locate ATMs and Branches
View Rates
Add External Account

Ratings and Reviews

2.4 out of 5
95 Ratings

95 Ratings

Sarailise ,

Was better before the update.

The app had some issue before the recent update but it was much better than it is now. You have to go through so many more steps than you did before. You spend more time in the app clicking than doing what you intended. You can no longer view what is due or when it is due on the app without going through another section in details.
It’s really made everything so much more complicated than it needs to be. Transferring between accounts, paying on credit or loan accounts, navigating the app overall has all become harder or contains more steps than necessary.
I wish they would bring back some of the older features the way they were.

mariahbbc ,

Yikes, I hope this gets better!

UMCU is such a good credit union. Why don’t they have good tech like a place like BECU? I know there have got to be other credit unions that have good apps, but this app - which was at least decent before - is now way worse after they updated their underlying online banking system. As someone else says above, something about the authentication process is not working correctly now, so forget about using Mint or any other budgeting software you may have been relying on.

What a bummer. I’ve been with UMCU for almost 2 decades, but I can’t imagine keeping them as my main bank in the long run if they can’t get this thing running better soon.

bl1767 ,

New update not working for me

The two factor needs to have the option of email or text. Even better if you use a third party app like Authy. It’s too cumbersome to wait for an email to go through, especially if you have a secured email server like I do. Good idea but the execution is off.

App Privacy

The developer, University of Michigan Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

More By This Developer

You May Also Like