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Instant, affordable transfers from North America and Europe to Africa and Asia

We send from the US, UK, Canada, France, Italy, Spain and Ireland to Kenya, Uganda, Tanzania, Ghana, Nigeria, Senegal, Liberia, and Bangladesh.

Instant, affordable transfers can be sent from debit cards (including Postepay in IT) to mobile wallets, and bank accounts.

Sending a transfer is as quick and easy as sending a text and we use industry standard 128-bit encryption to ensure security.

Realtime updates ensure you know the status of your transfers and our support team is available 24/7 for personalized assistance.

Join the 400,000 active users and counting who trust Sendwave and start sending money with love today.

What’s New

Version 04.03.01

* Support for Spanish and Italian languages
* Bug fixes and other misc. improvements

Ratings and Reviews

4.5 out of 5
4.3K Ratings

4.3K Ratings

Seuss.C ,

Wave doesn’t actually transfer to Ghana?

I transfer money to Kenya and Nigeria with little to no problems. There are a few delays with the transfers sometimes but the money definitely gets to my friends. Now my huge problem is that I have family and friends in Ghana that I can not send money to. When I plug in all their information and hit “next” to send the money, instead of it asking me to verify my password, I get an error message that reads something along the lines that Ghana isn’t officially a country that Wave transfers to and that it was some sort of BETA Testing version. Can you clear that up and help me understand because when I finally found Wave the main reason I downloaded it was because of an advertisement I saw about sending money to Ghana without fees. Please let me know if that isn’t a valid error message and how to resolve it or if it truly was apart of the BETA version of the app, then when will we eventually be able to transfer funds to ppl Ghana? Also I believe places like Egypt, Morocco, South Africa, and Cameroon should be added 🤗 Hope we can see an expansion with the country selections very soon.

Anyiboy ,

Awesome service

I am in agreement with Anna Hogan1944. Ever since Wave expanded their services to Nigeria, I have had excellent, hitch free service from them. The only exception (if it is an exception) is on one or two separate delays in the transfer of funds to the beneficiary’s bank, caused by technical upgrade issues with local banks in Nigeria. Even at that, Wave did text me to advise of the problem and once the issue(s) was/were cleared and funds successfully transferred, Wave notified me as well. Granted, the time difference between here in the USA and Nigeria did not help either particularly, in emergencies where your loved ones needed the money immediately either to pay hospital bill or for funeral expense, as were both in my case recently. The technical issue(s) were absolutely not the fault of Wave. Their customer service is awesome. The best of it all was that this service resulted from personal experiences of Wave founders in how difficult and expensive it is in sending money overseas. As a result, they tried to simplify the experience for you without a fee. And so even if you have any question, you simply send a text and within minutes you receive a response. I have referred several friends to Wave and they are happy with their experience. Others may continue to use Western Union, money gram, Xoom, etc and continue to pay them transfer fees but I am happy with Wave. Great service. Good job. Bravo!

OvertheTop25 ,

The Best Thing Since Garri and Peanuts

I recently found myself having to send money abroad and it wasn’t the traditional Western Union or Money Gram type of transaction because it was understood how expensive it was becoming so I was put on to completing these request via a money transfer place but it was located in a area that was no longer easy for me and it be came harder and harder to do and the prices I was charged I felt had no real structure and it just really rubbed the wrong way. I stumbled upon this app over world remit and others like it because it used some keywords AFRICA. I was hesitant and skeptical and its been a year or if not close to it and the easy method of being able to make planned and unplanned transfers from my mobile device is beyond pleasing and easy to do. I am glad i am using the service in terms of reliability, transparency, and the major major incentive ... it’s for FREE !!!! Overall a great experience and I am sharing with everyone I know. I would definitely recommend and continue to use this amazing free service. Where the transactions are real time and you have live support who are professional and courteous. Great app for sure


Chime Inc.
48.5 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Arabic, Burmese, Cambodian, Chinese, Czech, Danish, Dutch, Estonian, Filipino, Finnish, French, German, Hebrew, Hindi, Indonesian, Italian, Japanese, Korean, Laotian, Malay, Norwegian Bokmål, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Swedish, Thai, Traditional Chinese, Ukrainian, Vietnamese

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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