XCEL Federal Credit Union provides members with fast and secure account information from your mobile device. While on the go, you can:

•Check your balances
•Manage your accounts
•Transfer funds
•Pay bills
•Find a branch, ATM, or credit union service center
•Get up-to-date Credit Union One information
•Learn about new and exciting promotions
•Contact us

Keeping track of your finances has never been easier. Fast, safe and free to download—the XCEL Federal Credit Union mobile app puts you in control 24/7.

Some features may only be available to eligible members. To use online banking, you must be enrolled.

There is no charge to download and use the XCEL Federal Credit Union mobile app, however, standard data rates may apply depending on your carrier and account plans.

What’s New

Version 3.0

Our updated user interface makes using the app even better!

Ratings and Reviews

1.0 out of 5
1 Rating

1 Rating

Adam's Apple ,

Hilariously awful

A bank app that, when you ask to manage your accounts, tells you to install Mint?

It's literally a small set of web pages encapsulated into an app, with no actual functionality of any kind. It probably took the 'programmer' an hour to write.

Usually when people call an app 'useless' they mean 'for me'. This app is useless to everyone, and is literally only here on the App Store because someone told XCEL that they looked behind the times not having an app and so they paid someone's son a thousand dollars to make one.

jackie_pu ,

Terrible app

This is the most prehistoric app ever created. Useless. I hate it.

App Reviewer One ,

The App was a Snap

XCEL is a magnificent credit union and this app gives me all sorts of easy, secure access. XCEL unites service with technology! Now I am waiting for the a ability to take a picture of a check and deposit it using my phone! Great job, XCEL!


XCEL Federal Credit Union
8.8 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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