
Zilch. Pay your way. 4+
Where Mastercard is accepted
Zilch Technology Limited
Designed for iPhone
-
- Free
iPhone Screenshots
Description
JOIN OVER 3 MILLION GLOBAL CUSTOMERS.
Pay in 4 with 0% APR loans*, zero late fees, zero overdraft fees and zero credit impact for signing up. Or Pay in 1 and get 2% back in Zilch Rewards instantly. Nice, right?
SHOP ANYWHERE ONLINE
We have thousands of online stores with zero fees, including Amazon, eBay, Walmart, Target, and Nike. And because we’re a Mastercard, you can shop absolutely anywhere else online with a fee of up to $3 for purchases over $10.
HOW PAY IN 4 WORKS
You’ll pay either 25% or 50% of your purchase upfront, plus any fees. Then we’ll split the rest into three installments over six weeks.
RESPONSIBLE. WITH A CAPITAL R
You’ll always be in the know with your spending. See all your purchases in the app, pay early whenever you like and always get notified of upcoming payments.
Payment options are offered by Zilch USA Inc, 1111 Brickell Ave, Suite 1870, Miami, Florida 33131, in partnership with Cross River Bank, Member FDIC. Loans through Zilch USA Inc. are made by Cross River Bank, Member FDIC. Your rate will be 0% APR and is subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. A $3 fee may apply based on your selected retailer. Terms and conditions apply.
What’s New
Version 1.77.0
Nothing to report this week. We’ve just had a bit of a spring clean.
Ratings and Reviews
Take notes zilch
This app is great. I like it is very easy to use but
You need to make it better!
Do you need to add to use it whatever you want like a digital card for stores
You need to at least raise the spending amount if you had good payments, I already have a year and a half and I use it a lot and I never filled it up payment and I never see that my spending power get a raise
Do you need to add more stores because there’s a lot of stores that when you’re trying to check out, fails the payment
Loving Zilch!!!
I’ve been using Zilch for quite awhile now and have not experienced any issues using it at the stores I’ve wanted to! The transaction goes thru quickly and they take the payments when scheduled. I think they have an amazing selection of stores and like that you can activate the card to use at the store you choose with Zilch Anywhere! This is a great alternative to a credit card and helps you budget (at least for me it does) do your not over spending and don’t have all of those awful finance charges! Thanks Zilch for expanding my purchasing capability by offering your pay in 4 service!! It’s my go to app! If you’ve not tried it I highly recommend that you do!!!!
Make sure you read terms overall great app
If you looking for something to help you out with sticking to your budget this is a app you should have cloths ,shoes even door dash and much more. I’m happy this app allows me to purchase stuff I want without the gap in my budget I can remain on budget and still get what I want and also what I need. Make sure you understand that on certain accounts you can not make the first two payments early it’ll save you a lot of time sending messages to customer service.
App Privacy
The developer, Zilch Technology Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
- Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Zilch Technology Limited
- Size
- 129.1 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © Zilch Technology Limited
- Price
- Free
Supports
-
Wallet
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