Zogo: Learn and Earn 12+

Learn How Finance Really Works

Zogo Finance

Designed for iPad

    • 4.8 • 56K Ratings
    • Free
    • Offers In-App Purchases



Zogo is the #1 app that helps you improve your financial literacy and how money really works in real life. We break down complicated financial topics into fun bite-sized modules.

Do you wish you took a financial literacy class in school?
Do you find financial jargon difficult to understand?
Do you find managing your finances stressful?

If you want a healthier financial life, then Zogo is the app for you!

Join hundreds of thousands of users who are learning how money really works by downloading Zogo for free.

To view our our Terms of Service please visit https://zogo.com/terms-of-service
To view our EULA please visit https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s New

Version 1.1.77

Thanks for using Zogo! Here’s what we’ve been up to.

In our April update we:
- Smashed some bugs.
- Improved app performance.

Ratings and Reviews

4.8 out of 5
56K Ratings

56K Ratings

Tay Tay ,

Great app for financial literacy!

I wish more schools would utilize apps and programs like Zogo. The information is presented in small chunks and lessons that help keep users engaged and allow for better comprehension. The opportunity to receive a real reward (not just points or badges—though those are helpful too) is very motivating and I myself have successfully redeemed a gift card. The graphics are clean and modern, and the daily challenges in particular are fun. I appreciate the variety of lessons/topics available and look forward to seeing more added. My only criticism is that “Zoe’s story” sections don’t add much to the lesson and act as something to just click through without reading, however this may only be because I’m not a younger user and I assume that’s the target audience for the stories. Also, some questions are worded very specifically or strange so that even if you know the answer, the way it’s worded makes you doubt yourself. This is the case for questions that ask you if ___ is __ and it’s not a fact but rather just how the app’s lesson worded it. Unsure if that makes sense but wanted to add. Otherwise, I have only positive things to say about this app. Even if you think you have a good understanding of money, this app shows you there’s plenty of room to grow. Great tool for financial education.

Mini Octo 🐙 ,

I love how simple it is- and there’s no catch to enjoying learning!

We all know about literacy apps that make you pay for premium learning or more enhanced learning you don’t get with the “free version”. Zogo pays YOU for learning how to handle money better! 😁 I got upset when I ran out of hearts because I thought I would have to pay to receive more or wait for HOURS- but in fact, all you really have to do is cough up a meager 500 pineapples! ☺️ As a person with ADHD and other learning disorders that make it hard to focus and learn “complicated” topics like the ones Zogo covers, Zogo actually makes it really easy and fun to learn new things, and it sticks in my brain for when I need to use the things I learned in the real world! 💕💕 Definitely recommend for anyone trying to learn more about how to manage money, especially if you’re a lower income citizen. Thanks, Zogo! 🤪🍍

Meta PGogeta Br ,

2 and a half

To be honest, I love zogo. It helps kids and teens with learning what they need in the future and earn quick gift cards while studying. Recently though, zogo has partnered with stride where you have to submit a usa ID, passport, and drivers license. Which I’m pretty okay with since a lot of bots or people create new accounts to earn even more money and lie. The problem I have is the selfie part, most parents are most likely not to do that for their children, so they will never be able to cash out. The ID part is totally understandable, but the selfie is very unnecessary. Another problem with this app is that gift cards are almost never in stock. Before this app updated or had the verification steps, I was always able to see when and how much gift cards where left, even if one was left I was still able to see. These days I can’t cash out because I wait for Monday midnight ET, the next day I woke up at 7AM-8AM and checked and already it says they will be restocked/refreshed at Monday midnight ET with 0 cards left. I hate this glitch or whatever it is so much. This doesn’t only happen to me, but to other people. I get that zogo is not responsible for the giftcards, but someone else is, I just feel like zogo should maybe communicate with these people as customers and learning children should not go to that much trouble.

App Privacy

The developer, Zogo Finance, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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