Editors’ Choice celebrates the very best apps and games—handpicked by App Store Editors around the world.

Copilot empowers us to wrangle all our accounts, create realistic budgets, see where we overspend, eradicate unused subscriptions, and manage cash flow—all while respecting our privacy.

We knew we loved it when: We saw our holistic financial picture. Checking and savings accounts, investments, mortgage and car loans, and credit card balances all updated in seconds. More importantly, Copilot checks all the essential privacy boxes: bank-level encryption, no direct access to account logins, and no data-sharing with third parties.

Our favorite discovery: How accurately Copilot’s AI categorized our transactions. With a bit of guidance on our part, the app got progressively smarter at identifying our spending for coffee, self-care, travel, and other categories—and even applied its learnings retroactively to past transactions. And with Copilot’s Genmoji support, quirky spending categories like “parrot food and supplies” could get an emoji to match!

Biggest surprise: Split-screen multitasking with the native Copilot iPad app made financial planning so much easier. Whether we were cross-referencing with a banking app, taking notes, or messaging about a transaction, it was so much easier with Copilot in a side-by-side window.