AVO — Uzbekistan's Online Bank 4+

Credit Card, 24/7 Credit

AVO bank, AJ

    • Free

iPhone Screenshots

Description

AVO — online bank in your smartphone
— Access all banking services without leaving your home
— Transfer money to any HUMO and Uzcard cards
— Pay utility bills, mobile, and other services online 24/7
— Store all your cards securely in one app

AVO platinum International Mastercard
— Choose between plastic or virtual card — whatever suits you best
— Virtual card issuance — free of charge
— Use your card in Uzbekistan and abroad
— Your money is safe — card protected with 3D Secure technology

How to get AVO platinum credit card
— Download and install the app AVO
— Complete online registration — enter passport details and take a photo
— Get a virtual card directly in the app — free in just 2 minutes
— Start using your card immediately after issuance

Benefits of AVO platinum credit card
— Credit limit up to 100 million UZS
— Grace period up to 45 days
— Repay exactly what you spent — no interest
— Limit renews immediately after full or partial repayment
— No interest — if limit is not used

Credit limit terms
— No collateral or guarantors required
— Minimal documents — only passport or ID card details needed
— No bank visits — everything online in AVO app

AVO UZCARD Virtual Card
— Open it for free in our app
— Link your card to any payment app — Payme, Click, Paynet, Uzum or Oson
— 0% commission on transfers between AVO UZCARD and AVO cards

AVO platinum payment sticker
— Stick it on your phone and pay with one touch in stores, subway and restaurants
— Make purchases or withdraw cash without a card or smartphone
— No card number, expiration date, or CVC on the sticker — all stored securely in the app

How to get an AVO payment sticker
— Order it in our app
— Pick it up at our card machines in less than 30 seconds
— Card machine location: 52 Bunyodkor Avenue, Tashkent. Reference point: Magnum hypermarket, Integro Mall

ABOUT THE COMPANY
JSC «AVO bank», License of the Central Bank of the Republic of Uzbekistan No. 83 dated February 28, 2025.

Company information:
Joint-Stock Commercial Bank «AVO bank»
14/2 Afrosiab Street, Mirabad District, Tashkent, Republic of Uzbekistan.
TIN (Taxpayer Identification Number) 207257279
MFO 01150
Reg. number 16/1

What’s New

Version 2.2.0

Bu yangilanish chillada muzdek apelsin sharbatidek yoqimli. Yangi interfeys, tetiklashtiruvchi yuqori tezlik va uzoq kutilgan yozgi ta’til kabi quvontiradigan imkoniyatlar. Tezda ilovani yangilang va bahramand bo’ling!

Ratings and Reviews

4.0 out of 5
1.7K Ratings

1.7K Ratings

Syjjkkkkkkijfdhryxtygt ,

The only way

I am not a big believer of this idea of the future of humanity and I think that the world will see the future and we can see the past

Developer Response ,

💛💛💛

M.Murodkhuja ,

Spam and No Account Deletion Option

I’m extremely disappointed with the AVO Bank app. First, they bombard users with spam SMS about credit offers-even after explicitly requesting them to stop both via calls and messages. It’s frustrating and feels like harassment when they keep calling and sending 2-3 messages in a single day.

Second, there’s no option to delete my account within the app. This violates App Store regulations, which require apps to provide an account deletion feature. The lack of this essential functionality shows a complete disregard for user control and privacy.

This app is not client-focused, and I cannot recommend it.

Developer Response ,

Good day!

Thank you for your feedback! Account deletion is available in the app, but you need to have access to the old phone number the account was opened with. We are a digital bank, so we don't have physical offices, but support is always ready to help via our official email help@avo.uz.

СпасибоЗолотце ,

Convenient app

A very convenient app that is easy to use. Great interface. Love the design. The sign up bonus is super helpful.

Developer Response ,

Hello.

Thank you for your review and kind words! We strive to provide our customers with the best service. We're delighted that you appreciate it!

Best regards,
The AVO Team 💛

App Privacy

The developer, AVO bank, AJ, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contacts
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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