As a digital banking user, I was very impressed with how the GoTyme app interface looks like and how user-friendly it is! I really like the function that you have the option to hide your account number and the amount (including the interest earned) when using the app because it's very helpful to protect the information especially when using the app outdoor.What I really like the most about GoTyme bank that made me sign up and open an account is the very competitive interest rate per annum of 5% and the FREE transfers from other banks up to 3x per week.This is the biggest interest rate that I've seen so far that's why I immediately transferred my funds to GoTyme to earn more as day goes by. I also like that you can transfer funds online for free and the verification process is really fast!With just one valid ID, you can now open your GoTyme account for free and no minimum balance is required! Also, GoTyme has a lot of promos that will encourage you to save more that will also help you in your day to day financial needs. I highly recommend this application! It's awesome <3

I have to say, I'm impressed with GoTyme. Aside from the free 20 transfers every month, they also come with free debit card. A worthy bank to open up for savings, time deposit, or just for your daily needs.Top-notch customer support. Unlike other banks, be it traditional or online banks, GoTyme Customer Supports are easier to reach. Kudos to this!Hopefully, more services can be provided by GoTyme like loan or credit card options. BNPL services are offered, though, not yet rolled out to everyone - MoreTyme. If these are all available to GoTyme, they can soar and break the normal banking that PH has to offer. Just imagine how easy it can be, say, GoTyme has a credit card offer like Maya, and as soon as you got approved, it will create a virtual card in the app. Terms and conditions can be accepted and viewed virtually. AND you can print out your physical card too in their Kiosk - no more shipment or delay just to get your card. If that happens, then it will be INNOVATIVE!

So I've been using gotyme since they launch in the Philippines. Very easy to use and transfer in other banks 8php only with 3x per week free transactions. I am writing reveiws just now, when I tried to ask their customer service if I can use my gotyme visa/debit card international since I saw it through adds that you can use in swiping etc international. And Yes it work I am currently in Sweden and been using my gotyme Visa/debit card here everytime I go and buy something with zero or free transactions they will just convert it in peso. Like if you buy using what currency it is and you can earn go reward points directly to your account they gonna send you transactions receipt as well. Overall for me this gotyme online bank is legit and very accessible and useful to use where ever you are. 💕 Hope this review of mine will help you as well

Been using mobile banks and financing apps and I must say that Gotyme Bank is one of the promising financing apps I encountered to. One of the part of having this app is that it provides encrypted virtual debit card and also physical ones for FREE. You can ask to their nearest kiosk whenever you want to, just present your account number and they'll give it without charge. It also has exciting sets of rewards, rebates and incentives whenever you use your account which is a very attractive part for me. More importantly, it also provide higher interest rates per annum for savings account as compare to the traditional banks. As for using the app itself, it is smooth for me and I didn't experience any crashes or such as of now. It also has a credible security actions to secure our accounts and money inside.