Easy, affordable car insurance on your mobile phone. Pricing primarily based on how you drive, not who you are. Take the test drive and you could save hundreds.
Root is the easier, more affordable way to insure your stuff. Good drivers can save hundreds on car insurance with a personalized rate based on your driving. Bundle with renters or homeowners for more coverage and more savings—get a discount on your homeowners insurance just for bundling, and renters starts at only $6/month. It’s affordable coverage for the things that matter most, and it’s all conveniently located in the Root app.
Root car insurance:
Unlike traditional car insurance companies that base rates on demographics, like your age, marital status, or gender, we use a mobile app to measure driving behavior and base rates primarily on how people drive. By removing bad drivers from the equation, we’re able to keep our rates low. Good drivers save up to $900 a year. It’s the fair way to price car insurance. There's a reason we’ve been featured in Forbes, TechCrunch, Wired, The Washington Post, and Fortune Magazine.
Root renters insurance:
If you rent your house, condo, or apartment, you can get renters insurance starting at just $6/month. It covers your stuff when it's in your home and when it’s not (like your suitcase in a hotel), damage to your stuff from smoke or fire, a place to stay if your home is too damaged to live in, and even medical expenses if someone gets hurt in your home. And, it’s surprisingly cheap. Bundle with auto and have everything you need right in the app.
Get personalized protection for you, your home, and your belongings with Root Home. Your Root Home policy allows you to customize your homeowners coverage to best fit your needs, with easy payment setup and 24/7 customer service. Save on your homeowners insurance when you bundle with auto—it’s simple and convenient to bundle right in the Root app.
To start and see how much you could save, download the Root app today.
Why choose Root car insurance?
Good drivers can save hundreds
• Drive with the Root app for a free quote
• Your driver score is the #1 factor that goes into your rate
• Don’t pay for bad drivers (like you would with other companies)
Car insurance, all in an app
• Customize to fit your budget and pay for your policy
• Add vehicles and drivers
• Make changes and instantly see the difference in price
• File a claim and snap photos to submit in 5 minutes
• Good driver discount automatically applied
• Roadside Assistance included with every policy
• Earn referral bonus offers
Why bundle car insurance with renters or homeowners?
• Save on your homeowners or renters policy when you bundle
• Sign up is simple—customize your coverage right in the app
• Personalized protection for you, your home, and your stuff
• All your policies conveniently in one app
Download the Root app to get a quote.
Learn more at: https://www.joinroot.com
Disclaimer for quotes: WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.
Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated.
Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply.
Not available in all states.
Disclaimer for Root Home: Root Insurance Agency provides homeowners insurance through Homesite Group Incorporated at go.homesite.com. Coverage not available in all states.
Copyright ROOT 2021. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH.
Telematics is not used and resulting represented savings are not applicable in California. Referral program also not applicable in California. Visit joinroot.com/califaq for more information. Roadside Assistance purchased as separate coverage in CA.
This week's release contains a few bug fixes and performance updates.
Ratings and Reviews
Can’t Stop Raving
I’ve already posted a review, but I HAD to make another one because Root is AMAZING! Auto insurance these days is a nightmare- I had one accident in 15 years of an otherwise perfect driving record. I’ve never had a ticket and my credit isn’t horrible, but for some reason, all the other insurance companies want to charge me over 200 dollars a month for insurance! Even the pay by mile insurance wants that from me. It’s absolutely insane! I used to pay under 40 dollars a month and, after turning 25, though I can’t expect the same rate with this economy, I did expect much better than what everyone wants to give me. Root gives me the best rate out of everyone! I had to change my policy because I just got a new car and, though the price isn’t ideal, compared to what everyone else is charging, it’s absolutely amazing. I had to make an actual phone call so the dealership could speak to someone and I didn’t wait on hold for long and the lady who answered- her first name is Angela but I didn’t get her last name- was so incredibly nice and super competent. I always get a fast reply when I email you guys, too. I didn’t know what to expect with an app-based insurance but it’s so nice. I don’t know what affects the rates- maybe once a certain amount of time has passed since I had my accident it’ll get better? I don’t know. What I do know is that Root is wonderful.
Developer Response ,
Update: Thank you so much for your ongoing support, ShatnerLover! We're lucky to have you in the Root family. 😍 Regarding your rates, we look at a number of factors every 6 months upon the renewal of your policy, and you can read about some of them here: bit.ly/RootRateChange.
Looked at Root insurance about a year ago and they were not in my state (Kentucky). This time, they were though! When first signing up, I had an issue with setting up two drivers. Customer service was very responsive and got the issue resolved. After 3 weeks, we got a quote. The rate Root offered was great! The rate with Root is saving us $320 a year over Liberty Mutual and we got higher coverages like $50,000 Personal Injury Protection and no deductible compared to $10,000 with and a deductible with Liberty Mutual. And, we no longer need to pay for AAA since roadside assistance is included!
The Root app is so easy to use and we were really happy to see that if we need to make any changes to our policy, we can do so right in the app and see how it affects our rate. I can’t say enough good things about this app and company! I also sent an app suggestion to them and got a very quick and friendly response! Considering the price, benefits, and exceptional customer service, I have a feeling we will be staying with Root insurance for a very long time!
Root has certainly gone above and beyond in finding ways to put their customers first and treat us like an insurance company should! I will definitely be referring other customers to Root and highly recommend them for auto insurance!
Developer Response ,
Aw! We love to hear stories like these! Thanks for sharing, thebulder! 😍
I wanted to like it
I tried Root before, and I had some issues, but after speaking to their representatives, I was assured that I would no longer have issues. I initially signed up, for full coverage at $200 a month, it went up to $260, and now has increased again to $310. Throughout my entire test drive, it showed that my score was a 10 out of 10. That score immediately changed the day that they were finished with my test drive. Somehow I dropped down to a 7 out of 10. Very focused driving, very smooth breaking, and I have had one late night drive, to pick up a friend of mine at the airport. Other than that, I don’t know why I had a price increase. I read a lot of other reviews on Facebook, and social media, and people complain about the fact that their rates continue to increase. I know this is not everyone, but there’s no reason as to why a rate should increase, if there has not been any accidents or claims. It’s very difficult to get someone, or a live person on the phone. I don’t like how the system predicts if you were the driver or a passenger. I work at a car dealership, and when people take a vehicle out on a test drive, and I am with them, I cannot control how they drive the vehicle. But all I can do is try it. The system that they use is very flawed. I’ve had three increases in the last 30 days. On top of that, I also found out that after 60 days, it may increase again.
Data Linked to You
The following data may be collected and linked to your identity:
- Health & Fitness
- Financial Info
- Contact Info
- User Content
- Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- Root, Inc.
- 154.3 MB
- Requires iOS 12.0 or later.
- Age Rating
- This app may use your location even when it isn’t open, which can decrease battery life.
- © 2021 Root
With Family Sharing set up, up to six family members can use this app.