You might be wondering why you should download this investing app. It’s simple: Betterment is built to make investing easy, with a personalized experience that fits your needs whether you’re an investor-in-training or a market guru. We’ll help you invest your money for the things you want most, so you can live better. Join the 650,000+ people who entrust us with over $30 billion. See important disclosures in the final image above.
You’ve got a lot going on, so we made it easy
- Sign up in 3 minutes
- Invest in expert-built portfolios of global companies
- $10 min deposit
- No minimum balance
- One low, annual fee of 0.25%
Optimized to help you save more because duh
- Automated trading tools
- Tax-saving automation
- Safe and secure
- Connect outside accounts to see your big picture
- Fiduciary financial advice that puts your best interests first
Personalized because we like you just the way you are
- Designed for your personal goals
- Built for all levels of investing experience
- Customize your stock-and-bond risk level
- Choose from our socially responsible options
- Upgrade for more personal service from an expert financial advisor
Get more with Betterment
- Manage your everyday spending with Checking
- Get rewards at 1000s of brands with the Betterment Visa® Debit Card1
- Save and earn interest on your cash with Cash Reserve
- Save for retirement with an IRA (Roth, Traditional)
- Get a 401(k) plan for your business
The proof is in the numbers (we like those around here)
- 650,000+ clients
- $30 billion managed
See what we’re all about:
- Instagram: @BettermentHQ
- Twitter: @Betterment
Welcome to the Betterment app! If you’re interested in saving and investing, you’re in the right place. We’re more than just a delightful investing experience with a hopeful name. Here’s why we think our saving and investing app is so much better.
As an independent digital investment advisor and fiduciary, Betterment’s mission is to help you do what’s best for your money so you can live better. Getting started takes minutes, there’s no minimum balance. You can save for specific goals or keep it general. Then you’ll invest in one of our expert-built stock-and-bond ETF portfolios.
Once you set up your investment goals, you can trust us to handle the details. Or, if you prefer a more hands-on approach, you can customize your portfolio, select your own ETFs, and more. You can feel confident either way because your best interests are our best interests.
And, as your financial advisor, we’ll give you guidance on how to make smart decisions to work toward achieving your financial goals along the way:
- We recommend how to invest your money and fund your goals over time.
- If you’re ever behind on your saving, we provide helpful nudges to get you back on track.
We also provide features that can help you save on taxes, so you can keep more of your hard-earned money.
You can also make an impact with your investment portfolio. Our Socially Responsible Investing ESG portfolio options (Broad Impact, Social Impact, and Climate Impact) enable you to invest in stock-and-bond ETFs that support minority empowerment and gender diversity, lower carbon emissions, and the funding of green projects.
Keep track of your financial life across your short and long-term money goals with one easy-to-use app.
Download the app to see the Betterment difference.
Start investing with Betterment today, for a better tomorrow.
Checking accounts and the Betterment Visa Debit Card provided and issued by nbkc bank, Member FDIC. Checking made available through Betterment Financial LLC. Neither Betterment Financial LLC, nor any of their affiliates, is a bank. Betterment Financial LLC reimburses ATM fees and the Visa® 1% foreign transaction fee worldwide, everywhere Visa is accepted.
The app where long-term investing is cool,
and saving on taxes rules.
You bring the dreams;
we’ll bring the investing tools.
Here’s the latest from us:
Bug fixes and performance improvements.
Ratings and Reviews
Betterment makes it easy to save for retirement or any other goal. The individual goals you can create are really nice to see how much you have saved towards each one instead of just having one large pot of money. The iOS app is super simple to use and makes depositing money or seeing performance easy.
I have not had an account long enough to really compare the returns to other investments. They recently added a much simpler view to see your annualized returns vs benchmarks on the website which should make comparisons easier moving forward.
With Betterment you are using their robo advisor so don’t expect to pick your own funds. I believe that Betterment leans a little heavier on foreign fund than other similar robo advisors. But that doesn’t really matter as you set your stock/bond percentage that matches your desired risk level and Betterment does the rest.
Betterment posts many helpful/interesting articles, but do take everything with a little grain of salt as many things are geared towards why they are right or how you can’t compare directly to other benchmarks.
All in all I have loved this investing/savings tool. I have seen good returns and low fees. The app and web interface are clean and easy to use. Recommend for anyone looking to start investing/saving. If you are a more hands on investor, Betterment might not be for you, and you might want to look else where.
Allow the addition of individual stocks. & an iPad app!
Betterment is great, although I think it would be very beneficial from a customer standpoint and from a competition standpoint if you provided the ability to buy and sell shares of individual companies. Being able to set up a goal and buy shares in let’s say 10-20 different stocks that you like would be very nice to have, instead of only being able to choose between a selection of ETFs, which in itself is limited. I understand that betterment’s objective is to provide customers a automated way to invest, but not sure why you couldn’t do both by allowing something like this. Even if it may inhibit some other functions or benefits for that particular “goal”.
Also an iPad app would be awesome! The interface for iPhone is great! I love the simplistic yet refined aspect of it, so having an interface that is similarly designed around iPads larger screen would really be great and appeal to a large number of people.
Great for New Investors or Those with Little Time
If I had the time, or the money, I would love to do all the trading myself. However, i simply don’t have the time.
With the extremely low account management fees and the simple portfolio selection process, I’ve been able to place small weekly sums of money into my betterment account and I haven’t had to worry about investing it myself. This has definitely made saving/planning much easier and convenient and I am excited about the future. I’d definitely recommend this to any young individual (high school or college especially) who wants to start saving for retirement but hasn’t yet because they don’t have the time. It took 20 minutes to set up and the application is extremely user friendly.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- 153.5 MB
- Requires iOS 12.1 or later.
- iPod touch
- Requires iOS 12.1 or later.
English, French, Spanish
- Age Rating
- © Betterment LLC
With Family Sharing set up, up to six family members can use this app.