Sav helps you track, spend, invest, and grow your money - all in one intelligent platform. Whether you want to understand your spending, optimise your cash, earn cashback, buy gold, or invest in US equities, Sav gives you the tools to take control effortlessly.
Sav Gold
Buy, sell, or hold gold and silver starting from AED 10. Sav Gold gives you a simple way to access precious metals with doorstep delivery and a certificate of authenticity.
Sav Wealth
Invest in US equities starting from $1. Build a diversified portfolio with fractional shares and transparent pricing, and grow long-term wealth with access to some of the world’s biggest companies.
AI Money Intelligence
Get a complete view of your financial life across accounts and cards. Sav automatically analyzes your spending, highlights trends, identifies idle cash, and gives personalized insights to help you save more and manage money better.
Sav Card
Spend anywhere and earn cashback on every purchase. Enjoy lower FX fees while travelling, real-time spend alerts, and smarter insights to help you optimize everyday spending.
Security You Can Trust
Sav uses encrypted, multi-layered infrastructure to help protect your data and keep your money private and secure.
Key Features
- AI-powered insights across your accounts and cards.
- Buy and hold gold securely with Sav Gold.
- Invest in US stocks from $1 with Sav Wealth
- Get cashback every time you spend with your Sav Card
- Personalised recommendations for better money decisions
Download Sav today - take control of your money in minutes.
Terms: https://sav.money/standard-terms-and-conditions-sav-money
Privacy: https://sav.money/privacy-policy
Website: https://sav.money
The Sav Card is a prepaid card issued by NymCard Payment Services LLC, pursuant to a license by Visa. Visa is a registered trademark of Visa Inc. NymCard Payment Services LLC is a regulated entity by the Central Bank of the UAE, holding a Category II License reference 08.01.02.001.2022.02 under the Retail Payment Services and Card Schemes Regulation.
Precious metals services on the Sav app are provided by SavMoney Gold Trading LLC in partnership with Emirates Gold LLC and its affiliate entities.
Once you recharged, your account will be credited. If you don't, you won't get that cash back later. Customer Care Executive There is no support whatsoever. They say they will contact us, they will contact us, but they will not contact us and we will not get our money back. Similarly, 750cash back
Developer Response
Hala we’re sorry to hear about your experience. This is certainly not the standard we aim to deliver at Sav. Please be assured that we are a regulated platform, and we take all user concerns seriously. We’d appreciate the opportunity to review your case and resolve this for you. Kindly email us at support@sav.money with your registered details so we can investigate further.
Terrible customer experience
Hipster9
I’ve tried the app then I decided to close my account and not use the service regardless of my reasons. The way to close an account is to submit a request which I’d assume it would take a day or two to get processed. My account still isn’t removed and ever since I submitted the request and I ended up receiving multiple calls asking to finish off my KYC process. First call I asked them to remove my details as I requested to close my account. After a few days I receive another call to finish off my KYC process and being friendly asking if I need any help finishing that off. I repeated my self saying I’ve requested to cancel and remove my account, the operator said ok they will do so - only to receive another call again asking if I am facing any issues with competing my KYC process and so on and still the account hasn’t been removed or deleted as I did not receive a confirmation in the time of writing this review. That’s one thing - the other thing their emails simply spam you as their unsubscribe link is invalid.
Developer Response
Hala Hipster 9, thank you for bringing this to our attention, and we’re truly sorry for the inconvenience you experienced. Please email us at support@sav.money so we can prioritise closing your account and removing your details right away. You can also reach us anytime at +971 55 435 6597 for quicker assistance.We appreciate your patience, and we’ll make sure this is resolved promptly for you.
It’s pathetic! Don’t fall for it!
BhaveshDubai
They started with monthly fee of aed 50 which they have increased to 100 which makes it less interesting! This App started well with straight 5% discount - no limit on categories. Then started limiting categories and they are themselves not clear which transactions will qualify for 5% so cash back looks like random.System glitch is very common, recently I top up my account and for 3-4 days it showed unsettled, I chase them and they said transaction got failed! By that time month was finished so I lost my cash back!They exclude transactions even if it says general trading/ online shopping without any strong category exclusion, it’s just very random. If you are lucky, you will get some cashback or else they will find out some nonsense reason not to give cash back and will try to explain you! Guy says general trading purchase is not considered as a purchase and cash back is not given AS SIMPLE AS THAT! 🤣 seriously! Someday they will take away all money from wallet which we have topped up and they will say it belongs to Sav AS SIMPLE AS THAT so be careful!Customer support is WORST THAN YOU CAN IMAGINE! They don’t allow to talk and if you talk they don’t listen!
Developer Response
Hala Bhavesh,Thank you for taking the time to share your feedback. We’re sorry to hear about your experience and we’d like to clarify a few points for transparency. Sav Pro is an optional subscription, and pricing is always displayed before activation or renewal. Cashback eligibility has also remained the same since August and our terms and conditions are available on our website.Regarding your top-up, our card provider confirmed that the transaction was reversed by your bank and the funds were returned to your account. We truly regret the frustration caused by this and if you'd like, our team is happy to assist further directly at support@sav.money
Slow App, Slower Customer Service
Talalabdelhamid
So many issues with the app and their service:I can’t deposit most days because there is some sort of limit that makes you wait an hour or so every time. Cashback and rewards aren’t visible until days after and nobody replied to tell me why that’s the case. ‘contact us’ buttons don’t work, and app crashes very frequently. I’ve had 2 ‘account managers’ in the past 3 months who don’t reply to calls or texts. I’ve messaged their support number multiple times over the past few WEEKS with no reply neither from account managers or from their support contact numbers.
Developer Response
Hala,We're truly sorry to hear about the challenges you faced and understand how frustrating that must have been. At Sav, we have a dedicated team of customer service managers who strive to support our users promptly, and we regret that your experience didn’t reflect that.We're glad we were able to connect and resolve the issue, and we appreciate you giving us the opportunity to do so. Your feedback is valuable, and we've shared it with the relevant teams to ensure we continue improving the experience.We look forward to serving you better moving forward.
Sav Wealth
Simpler KYC: Improved interoperability across Onfido and UAE Pass, with enhanced validation for citizenship and residence details.
Smarter Search: Updated default sorting across key Wealth search touchpoints.
Better Stock Discovery: New filters for All, My Portfolio and Watchlist in Top Headlines.
Improved Stock Pages: Live pricing and a smoother stock browsing experience.
Portfolio Updates: Improved support for storing and managing your holdings.
More Ways to Explore: Added product CTAs across Discover to help you find more from Sav.
Refined Experience: Multiple fixes and improvements across Wealth navigation and stock lists.
Sav Gold
Gold Dashboard: A new Transaction section makes it easier to track your Gold activity.
USD to Gold: New support for viewing and managing Gold in USD.
Clearer Gold Details: Improved product and SKU information across Gold.
Auto Buy Improvements: Fixed navigation issues when managing Auto Buy.
Smoother KYC: Improvements to the Gold KYC flow for existing Sav users.
Sav Card
Discover More: Added touchpoints to make it easier to explore the Sav ecosystem.
Top-Up Improvements: Improved handling and visibility of pending top-ups.
Overall
We’ve also made several performance, navigation and reliability improvements across Sav to make your experience smoother.
Version 4.0.96
The developer, SAV TECHNOLOGIES LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Contact Info
Contacts
User Content
Identifiers
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
SAV TECHNOLOGIES LIMITED
Size
299 MB
Category
Finance
Compatibility
Requires iOS 15.6 or later.
iPhone Requires iOS 15.6 or later.
iPad Requires iPadOS 15.6 or later.
iPod touch Requires iOS 15.6 or later.
Mac Requires macOS 13.0.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
4+
This app is rated 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
