YONO SBI:Banking and Lifestyle

Name: YONO SBI:Banking and Lifestyle
Rating: 3.4 (2814 reviews)
Author: State Bank of India

Bank,Invest,Shop,Travel

Only for iPhone

Free

2.8K Ratings
Ages

4+
Years
Category

Finance
Developer

State Bank of India
Language

EN
+ 1 More
Size

170.5
MB

iPhone

Introducing the all-new YONO SBI—your smarter, faster, and smoother way to the Bank. Explore products with ease, use seamless UPI and quick-pay options, fund your account instantly, and enjoy effortless domestic and international transfers. Benefit from upgraded loyalty rewards, personalized offers, and stronger security with easy lock/unlock controls. Experience an intuitive, effortless approach to managing your finances anytime, anywhere. Top Features • All-in-one digital banking app for payments, savings, investments, and loans. • Simple account opening with instant activation. • Effortless bill payments, auto reminders, and budget tracking. • Apply for credit cards, mutual funds, and insurance directly from the app. • 24x7 access to manage funds, monitor spending, and plan your finances.

Ratings & Reviews

3.4

out of 5

2.8K Ratings

SAFETY AND SECURITY FIRST!
06/09/2024

+isgood
I’m a longtime user of SBI YONO. I would like to think that when functional glitches happen in its functionality, safety features kick in automatically. This is good. Bearing the cost of online frauds via increased profits of the Bank as a whole for the sake of good reviews from customers is a moral hazard that should be avoided by all. “Customer is King” is fine but SBI YONO is perhaps keen safeguarding Royal wealth, sometimes at the cost of Royal wrath. For the sake of transparency and fair disclosure, I served SBI as AGM, in charge of Vigilance Cases Inquiry. Hope my views are not overly biased.

Developer Response
Dear Customer, we’re sorry to know about your experience. Thanks for your valuable feedback. We have taken your feedback as suggestion to improve our app. We will take this up with relevant team.
SAFETY AND SECURITY FIRST!
06/09/2024

+isgood

I’m a longtime user of SBI YONO. I would like to think that when functional glitches happen in its functionality, safety features kick in automatically. This is good. Bearing the cost of online frauds via increased profits of the Bank as a whole for the sake of good reviews from customers is a moral hazard that should be avoided by all. “Customer is King” is fine but SBI YONO is perhaps keen safeguarding Royal wealth, sometimes at the cost of Royal wrath. For the sake of transparency and fair disclosure, I served SBI as AGM, in charge of Vigilance Cases Inquiry. Hope my views are not overly biased.
Developer Response 06/11/2024
Dear Customer, we’re sorry to know about your experience. Thanks for your valuable feedback. We have taken your feedback as suggestion to improve our app. We will take this up with relevant team.
Horrible mobile app
08/25/2021

Vignesh Shanmug
I have recently upgraded yono app and when i try to open there comes a pop up window to update my app again. If i click update in the pop up screen it takes me to iphone app store yono app where there is no option to upgrade because the app is already upto date and has only “open” option enabled. Not sure if someone at a higher level in SBI ever sees these poor reviews and takes some steps to correct atleast few. World is so much connected now and they can look at how other country banking apps are made. So easy to use and constantly upgraded to make the customer happier with their ease to using mobile apps. SBI mobile/ internet bsnking still decades behind other countries. Time to hire world class consultants to build a quality app and not for the sake of building one.
Horrible mobile app
08/25/2021

Vignesh Shanmug

I have recently upgraded yono app and when i try to open there comes a pop up window to update my app again. If i click update in the pop up screen it takes me to iphone app store yono app where there is no option to upgrade because the app is already upto date and has only “open” option enabled. Not sure if someone at a higher level in SBI ever sees these poor reviews and takes some steps to correct atleast few. World is so much connected now and they can look at how other country banking apps are made. So easy to use and constantly upgraded to make the customer happier with their ease to using mobile apps. SBI mobile/ internet bsnking still decades behind other countries. Time to hire world class consultants to build a quality app and not for the sake of building one.
Unnecessary sim binding with device, even that doesn’t work
09/06/2022

InverSeattle
Past 20 days unable to use YONO app. Called 5 times to YONO customer service. Everytime YONO customer service closed the ticket saying update YONO app. Digital team built a great app, but the customer service is bunch of jokers. Who know only to creat ticket and close it without actual resolution. After multiple escalation within SBI, it’s understood that the phone number migration has the issue within SBI. SBI digital footprint is becoming unnecessary pain to the customers. When you can’t give proper service why release such products!! I don’t say there are faulty products, it happens! But Atleast the customer service should own it and fix the issue. Rather than mentioning everytime update YONO app. Such a crappy YONO HELPLINE and customer service team

Developer Response
Dear Customer, sorry to hear about the issue you faced. For faster resolution, please send email to us at appfeedback.yono@sbi.co.in with these details: account number, registered mobile number and the screenshot of error shown (If any) -Team YONO SBI
Unnecessary sim binding with device, even that doesn’t work
09/06/2022

InverSeattle

Past 20 days unable to use YONO app. Called 5 times to YONO customer service. Everytime YONO customer service closed the ticket saying update YONO app. Digital team built a great app, but the customer service is bunch of jokers. Who know only to creat ticket and close it without actual resolution. After multiple escalation within SBI, it’s understood that the phone number migration has the issue within SBI. SBI digital footprint is becoming unnecessary pain to the customers. When you can’t give proper service why release such products!! I don’t say there are faulty products, it happens! But Atleast the customer service should own it and fix the issue. Rather than mentioning everytime update YONO app. Such a crappy YONO HELPLINE and customer service team
Developer Response 09/16/2022
Dear Customer, sorry to hear about the issue you faced. For faster resolution, please send email to us at appfeedback.yono@sbi.co.in with these details: account number, registered mobile number and the screenshot of error shown (If any) -Team YONO SBI
Don’t waste your time
08/02/2020

Harish gokul
This is why I don’t keep my money in SBI. Too much cumbersome and too many restriction on website and app, making it really hard to navigate through. I have never had a successful attempt on what I wanted to do with the app:- transfers, etc. SBI need to hire a world-class team to make a world-class product. For ex, I have a beneficiary added in my account for many years. When I attempt to transfer money to this beneficiary from the mobile app, I get an error saying special characters not allowed in the beneficiary name. This beneficiary was added through website many many years ago. SBI should improve on small things such as this. Also, change the policy of having three different passwords to access my account:- login pwd, profile pwd, and mpin. I will not use SBI until SBI figures it’s mess itself.
Don’t waste your time
08/02/2020

Harish gokul

This is why I don’t keep my money in SBI. Too much cumbersome and too many restriction on website and app, making it really hard to navigate through. I have never had a successful attempt on what I wanted to do with the app:- transfers, etc. SBI need to hire a world-class team to make a world-class product. For ex, I have a beneficiary added in my account for many years. When I attempt to transfer money to this beneficiary from the mobile app, I get an error saying special characters not allowed in the beneficiary name. This beneficiary was added through website many many years ago. SBI should improve on small things such as this. Also, change the policy of having three different passwords to access my account:- login pwd, profile pwd, and mpin. I will not use SBI until SBI figures it’s mess itself.

Key Enhancements and Fixes in This Release: CKYC enhancements Introduction of a feature flag to disable Aadhaar-based registration Resolution of select app-specific defects UPI-related defect fixes Fix for iOS logout freeze issue In addition, this release includes general improvements to security, usability, and overall application performance.

Version 2.27.04

12/30/2025

Data Linked to You

The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Financial Info
- Location
- Contact Info
- Contacts
- User Content