YONO SBI is the official mobile banking app from State Bank of India (SBI) for secure money transfers, UPI payments, online banking, bill payment, savings accounts, credit cards, loans, and investments. YONO SBI is the only companion you need to navigate the modern financial landscape.
Have a question or need assistance for YONO SBI App? For instant support and quick resolution raise the issue on our dedicated site https://crh.sbi.bank.in or call 1800-1111-01.
What’s New in YONO?
· A minimalist, high-speed UI/UX for effortless navigation and one-tap access to your most-used features.
· Complete e-KYC or update the personal details feature for instant support without visiting a branch.
· Monitor your financial health and use our new simulator to see how your actions impact your credit score.
· Receive offers, investment tips, and spend analysis tailored specifically to your lifestyle and financial goals.
Instant Banking and Onboarding
· Open a Savings Account Instantly: Use Video KYC for paperless account opening with immediate activation.
· Instant Account Funding: Fund your new account the moment it’s active and start transacting right away.
· YONO Cash: Experience cardless ATM withdrawals at over 20,000+ SBI ATMs across India.
Seamless Payments and Transfer
· Enhanced UPI Experience: Lightning-fast UPI payments. Scan any QR, pay via phone number, or manage your UPI Lite for small-value transactions without a PIN.
· UPI for Everyone: Make fast, secure money transfers with SBI UPI. No SBI account required.
· Smart Bill Payments: Effortlessly pay electricity, water, gas, and broadband bills. Set up Autopay & reminders to avoid late fees.
· Global remittances: Securely send money across borders at competitive forex rates with real-time tracking.
Investments and Loans
· Mutual Fund Hub: Manage your portfolio, start a new SIP, or explore top-rated funds directly from the app.
· Instant Loans: Apply for pre-approved Personal Loans, Car Loans, or the new Insta Home Top-Up Loan with zero paperwork.
· Smart Deposits: Open Fixed Deposits (FD) or Recurring Deposits (RD) with a single tap and view your accrued interest in real-time.
· NPS & PPF Management: Secure your retirement by managing your National Pension System (NPS) and Public Provident Fund (PPF) accounts seamlessly.
Shopping, Travel, and Lifestyle
· YONO Marketplace: Exclusive deals from India’s top brands in electronics, fashion, & home decor.
· Travel Companion: Book flights, hotels, with integrated rewards.
· Loyalty Points: Earn & redeem SBI Rewardz points across a massive catalogue of products and gift vouchers.
Security and Control
· Digital Lock/Unlock: Instantly lock or unlock your debit card, manage international usage, and set transaction limits for safety.
· Advanced Biometrics: Log in securely using FaceID or TouchID.
· 24/7 Support: Access YONO customer care directly from the app or raise complaints and track them in real-time.
More Ways to Bank
• Passbook & Statements: Access your account passbook & download transaction statements whenever you need them.
• Quick Pay: Transfer funds up to prescribed limits to beneficiaries without adding them first, making urgent payments faster and simpler.
• Service on the Go: Request cheque books, update personal details, track service requests, and access important banking services directly from the app.
• Personalised Insights: Gain a clearer understanding of your spending habits with smart analytics and recommendations designed to help you manage money better.
YONO SBI isn't just an app - it's financial freedom. From first accounts to mutual funds and deposits, one personalised journey for every Indian.
Key Technical Details
· Optimised for iOS 17.0 and above
· Available in English, Hindi & 11 more languages.
· Your financial data is protected by industry-leading end-to-end encryption.
Download the all-new YONO SBI today and discover why "You Only Need One."
I’m a longtime user of SBI YONO. I would like to think that when functional glitches happen in its functionality, safety features kick in automatically. This is good. Bearing the cost of online frauds via increased profits of the Bank as a whole for the sake of good reviews from customers is a moral hazard that should be avoided by all. “Customer is King” is fine but SBI YONO is perhaps keen safeguarding Royal wealth, sometimes at the cost of Royal wrath. For the sake of transparency and fair disclosure, I served SBI as AGM, in charge of Vigilance Cases Inquiry. Hope my views are not overly biased.
Developer Response
Dear Customer, we’re sorry to know about your experience. Thanks for your valuable feedback. We have taken your feedback as suggestion to improve our app. We will take this up with relevant team.
Horrible mobile app
Vignesh Shanmug
I have recently upgraded yono app and when i try to open there comes a pop up window to update my app again. If i click update in the pop up screen it takes me to iphone app store yono app where there is no option to upgrade because the app is already upto date and has only “open” option enabled. Not sure if someone at a higher level in SBI ever sees these poor reviews and takes some steps to correct atleast few. World is so much connected now and they can look at how other country banking apps are made. So easy to use and constantly upgraded to make the customer happier with their ease to using mobile apps. SBI mobile/ internet bsnking still decades behind other countries. Time to hire world class consultants to build a quality app and not for the sake of building one.
Unnecessary sim binding with device, even that doesn’t work
InverSeattle
Past 20 days unable to use YONO app. Called 5 times to YONO customer service. Everytime YONO customer service closed the ticket saying update YONO app. Digital team built a great app, but the customer service is bunch of jokers. Who know only to creat ticket and close it without actual resolution. After multiple escalation within SBI, it’s understood that the phone number migration has the issue within SBI. SBI digital footprint is becoming unnecessary pain to the customers. When you can’t give proper service why release such products!! I don’t say there are faulty products, it happens! But Atleast the customer service should own it and fix the issue. Rather than mentioning everytime update YONO app. Such a crappy YONO HELPLINE and customer service team
Developer Response
Dear Customer, sorry to hear about the issue you faced. For faster resolution, please send email to us at appfeedback.yono@sbi.co.in with these details: account number, registered mobile number and the screenshot of error shown (If any) -Team YONO SBI
Don’t waste your time
Harish gokul
This is why I don’t keep my money in SBI. Too much cumbersome and too many restriction on website and app, making it really hard to navigate through. I have never had a successful attempt on what I wanted to do with the app:- transfers, etc. SBI need to hire a world-class team to make a world-class product. For ex, I have a beneficiary added in my account for many years. When I attempt to transfer money to this beneficiary from the mobile app, I get an error saying special characters not allowed in the beneficiary name. This beneficiary was added through website many many years ago. SBI should improve on small things such as this. Also, change the policy of having three different passwords to access my account:- login pwd, profile pwd, and mpin. I will not use SBI until SBI figures it’s mess itself.
New Features and Key Enhancements:
• Demand Loan against FD
• Overdraft against FD for joint customers
• Re-KYC post-login
• Manage PPF Nominee
• Conversion of BSBD Account to Savings Account and vice versa
• Rishtey – CSP account holders can link their account with family members and pass on their account benefits
• NPS account management for corporate-sector customers
• RBI Retail redirection journey at pre-login
• Overall application performance and user experience improvements
Version 2.29.21
The developer, State Bank of India, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Location
Contact Info
Contacts
User Content
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
State Bank of India
Size
238.6 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English and Hindi
Age Rating
4+
4+
This app is rated 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
