Introducing the all-new YONO SBI—your smarter, faster, and smoother way to the Bank. Explore products with ease, use seamless UPI and quick-pay options, fund your account instantly, and enjoy effortless domestic and international transfers. Benefit from upgraded loyalty rewards, personalized offers, and stronger security with easy lock/unlock controls. Experience an intuitive, effortless approach to managing your finances anytime, anywhere.
Top Features
• All-in-one digital banking app for payments, savings, investments, and loans.
• Simple account opening with instant activation.
• Effortless bill payments, auto reminders, and budget tracking.
• Apply for credit cards, mutual funds, and insurance directly from the app.
• 24x7 access to manage funds, monitor spending, and plan your finances.
I’m a longtime user of SBI YONO. I would like to think that when functional glitches happen in its functionality, safety features kick in automatically. This is good. Bearing the cost of online frauds via increased profits of the Bank as a whole for the sake of good reviews from customers is a moral hazard that should be avoided by all. “Customer is King” is fine but SBI YONO is perhaps keen safeguarding Royal wealth, sometimes at the cost of Royal wrath. For the sake of transparency and fair disclosure, I served SBI as AGM, in charge of Vigilance Cases Inquiry. Hope my views are not overly biased.
Developer Response
Dear Customer, we’re sorry to know about your experience. Thanks for your valuable feedback. We have taken your feedback as suggestion to improve our app. We will take this up with relevant team.
Horrible mobile app
Vignesh Shanmug
I have recently upgraded yono app and when i try to open there comes a pop up window to update my app again. If i click update in the pop up screen it takes me to iphone app store yono app where there is no option to upgrade because the app is already upto date and has only “open” option enabled. Not sure if someone at a higher level in SBI ever sees these poor reviews and takes some steps to correct atleast few. World is so much connected now and they can look at how other country banking apps are made. So easy to use and constantly upgraded to make the customer happier with their ease to using mobile apps. SBI mobile/ internet bsnking still decades behind other countries. Time to hire world class consultants to build a quality app and not for the sake of building one.
Unnecessary sim binding with device, even that doesn’t work
InverSeattle
Past 20 days unable to use YONO app. Called 5 times to YONO customer service. Everytime YONO customer service closed the ticket saying update YONO app. Digital team built a great app, but the customer service is bunch of jokers. Who know only to creat ticket and close it without actual resolution. After multiple escalation within SBI, it’s understood that the phone number migration has the issue within SBI. SBI digital footprint is becoming unnecessary pain to the customers. When you can’t give proper service why release such products!! I don’t say there are faulty products, it happens! But Atleast the customer service should own it and fix the issue. Rather than mentioning everytime update YONO app. Such a crappy YONO HELPLINE and customer service team
Developer Response
Dear Customer, sorry to hear about the issue you faced. For faster resolution, please send email to us at appfeedback.yono@sbi.co.in with these details: account number, registered mobile number and the screenshot of error shown (If any) -Team YONO SBI
Don’t waste your time
Harish gokul
This is why I don’t keep my money in SBI. Too much cumbersome and too many restriction on website and app, making it really hard to navigate through. I have never had a successful attempt on what I wanted to do with the app:- transfers, etc. SBI need to hire a world-class team to make a world-class product. For ex, I have a beneficiary added in my account for many years. When I attempt to transfer money to this beneficiary from the mobile app, I get an error saying special characters not allowed in the beneficiary name. This beneficiary was added through website many many years ago. SBI should improve on small things such as this. Also, change the policy of having three different passwords to access my account:- login pwd, profile pwd, and mpin. I will not use SBI until SBI figures it’s mess itself.
Key Enhancements in this release.
• Introducing new user journeys for:
◦ Manage Mutual Funds
◦ Insta Home Top-Up Loan
• Improved overall usability for smoother navigation and interaction.
• Optimized application performance for faster and more reliable operation.
Version 2.29.02
The developer, State Bank of India, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Location
Contact Info
Contacts
User Content
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
State Bank of India
Size
167.1 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English and Hindi
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
