So I signed up for FHA and once I told them my score they directed me to credit pros, I spoke with Mary who was an absolute sweetheart and walked me through everything. She made me aware of the issues on my credit and told me what I could do and how to help. She also made me aware of the $129 and told me exactly what it does and if i’m unhappy I can always dispute it. She also confirmed with me of the payment before she took anything. While the process was amazing, she told me I could download the app and after seeing these reviews i’m a bit scared but i’ll see how this goes. Will update if needed.

Don’t hire all talk, I am a disabled veteran served in the Marine Corps, I explained my grandpa other has lymphoma he owns the house I live in I need to get a VA loan the only thing on my credit report is one collection I need all I explained it to them before higher than I needed it done and off of there, after almost a month and seeing nothing done on my credit report whatsoever and calling them and talking to them every day I decided to call the collection agency myself they sent me a paid in full letter I called Trans Union and they said to upload the paid in full letter and they would take it off my credit report within five days, I went to upload the paid in full letter and it would not let me on Trans Union site because credit pros had already filed a dispute and they have to upload it so I sent the document to them 15 days ago they still have not given it to Trans Union they still have not reviewed the document, and keep feeding me lines that it will take 60 days to take care of this when I know that’s a complete lie because I talk to Trans Union myself, don’t hire these guys do the legwork get it done yourself it’s a waste of money a waste of time and nobody you talk to is even in the United States, I have not talk to one person at the credit pros that did not speak broken English from another country I am almost positive they don’t even have credit where these people work from for god sake stay away, I talk to a supervisor every single day and all they do is talk talk talk and do no legwork

This is a scam! THEY RUINED MY LIFE. Unfortunately if you have downloaded the app. They probably already got you. Freeze everything you can, dispute the charges, and cancel your card. They got me because I tried calling “the credit bureau” because that’s what a loan provider told me to do. And I’m young and dumb so I introduced myself during the call by saying who I was trying to call and why…so that’s who they pretended to be, so I gave them ALL my information. They have you click a link which must make you electronically sign all of this stuff THAT YOU NEVER READ, HEARD OF, OR WERE INFORMED OF. And eventually they ask for your credit card information. I thought it was strange but I wasn’t sure, maybe these credit agencies need it in order for me to dispute something. I now know I was very very wrong. 1. You don’t get your money back from them. 2. They added disputes for me, but they were completely worthless. You can do it yourself 1000 times better. 3. They steal and sell your information to get credit cards and open account. 4. This is a major fraud operation. They are good at acting legit so they haven’t gotten caught. I opened up an investigation on them, so if they got you too, please do the same to help bring these guys down.

I was using a NCD trade line that they provided me and it looks like everything went through successfully. I’ve gotten most of my collections removed. Still on my third month, and I’m loving the process! I’m not too sure why there are other reviews on here stating that it doesn’t work, I’m using this in 2026 and it’s going well.