Apple Design Award Finalist, 2024
"An app that I love and use." - MKBHD
"The future of personal finance" - Apple App Store
Clear, beautiful, trusted. Copilot Money is the app that makes money simple. Now available for iPhone, Mac, and iPad.
Copilot gives you incredible clarity into all your accounts, plus smart ways to categorize, budget, save, view your recurring subscriptions, and more. And without all the "work" of Mint and others, since Copilot learns to auto-categorize your spending — while keeping your data safe with bank-level security.
Copilot is on your side, in a world where banks and other apps are trying to sell you, not help you. It's a paid subscription, which means we'll never show you ads for credit cards you don't need, or sell your data to others. And you can chat with us anytime about questions, and even feature requests. Let's reclaim our financial data together!
Try Copilot free for one month.
It's the best money you'll ever spend!
Key features:
• Safe & Secure: We safeguard your data with bank-level security.
• All in One: Connect over 10,000 institutions, including Venmo, Coinbase, Amazon, and Apple Card — and see the big picture across it all.
• Best-in-Class Support: Navigating finances can be complicated. Our dedicated support team is ready to help you every step of the way.
• Adaptive Budgets: Copilot uses your habits to create and tweak realistic budgets for you.
• Savings Goals: Associate any account and transaction to count towards your goals.
• Cash Flow: Visualize how you're doing in three key areas — income, spending, and net income. Easily compare and see trends.
• AI Categorization: Thousands of transactions, automatically categorized.
• Subscription Tracking: Stay on top of your recurring spending. Even things you forgot!
• Investments: View performance, and even benchmark against market indexes.
• Custom Notifications: Stay informed, not overwhelmed, on overdraft fees and more.
• Dark Mode & Widgets: Customize your experience with Copilot!
Learn more at https://www.copilot.money
Terms of Service: https://www.copilot.money/terms_of_service
Privacy Policy: https://www.copilot.money/privacy_policy
Copilot Money currently works with US financial institutions only.
With elegant graphs and an interface that’s a genuine joy to use, Copilot helps you visualize exactly where your money is going; its smart algorithms, driven by machine learning, are especially adept at automatically categorizing transactions. Neat trick: The app scours your transactions to uncover recurring charges you might be overlooking.
One system to rule them all
Cyber_Wizard
TL;DR - Co-pilot is the best, does what I want, some quirks, better than the competition by a long shot. If you learn to use it (support is very helpful), you will love it.I am a very analytical person who has tried almost every budgeting app people have thrown my way. I started in excel sheets, then I moved on to a terrible system I made in notion, then every app I could find, then a flushed out system in Notion that I loved. I could not find a piece of software that did what I wanted it to do - then I found co-pilot. There are some quirks that I need to learn to work around, but even those get resolved in future updates (the dev team is on top of requests, support is unmatched). The monthly recaps are a godsend, as I often sit down once a month to review everything. Co-pilot essential spoon feeds you the recap. I love that I can track everything in one spot, split charges, add tags to internal transfers/income (makes categorizing credit card cash backs and earned interest very easy).All in all this is the best, I love it, and nothing I have used in the past has been this useful, this helpful, or this beautiful (seriously, the design is very pretty). Keep it up Co-pilot team!!
Transaction issue that cannot be fixed
fes3507
I’ve reduced my rating to one from the previous review because the support team is unwilling to fix the issue I’m facing.The problem is that when I pay using one of my American Express cards, Copilot sometimes fails to capture the transaction. However, Copilot does capture the transaction when the transaction status changes from pending to posted, which is good. But this behavior has a critical issue: it posts to the wrong date and sometimes copies notes from other transactions. This makes it very difficult to keep track of when these transactions actually occurred.After spending a long time with a support representative from Copilot, he told me that this is a Plaid issue and that they can’t do anything about it. I argued that the issue of copying notes from different transactions is Copilot’s problem, not Plaid’s, because the notes are Copilot’s, not Plaid’s. However, he concluded that it was a Plaid issue because Plaid linked these transactions. I’m not convinced because I believe that the copying note behavior is done by Copilot, not Plaid, even though Plaid had the wrong transaction linkage. I asked him to escalate the issue or conduct further investigation with the developers, but he didn’t. So, I ended up leaving this negative feedback in public. Even though it’s a Plaid issue, I don’t care. Plaid’s issue is Copilot’s issue from end user perspective, and they need to fix it. Transaction dates are one of the critical data elements in finance, and I don’t appreciate the Copilot team undervaluing its importance. I hope they read this review and hope to fix this bug, regardless of whether it’s from Plaid or Copilot.
Developer Response
Thanks for leaving a review! I'm sorry to hear that this data aggregator issue has affected your Copilot experience. We'd be happy to take another look at your conversation and review this further. Please reach out to us at hello@copilot.money!
The Finance Monitoring Solution I’ve Been Seeking for Years
shiningsee
I was never satisfied with other solutions over the years. They were too limited or too complex, buggy, and/or shared way too much about me in exchange for free access. With Copilot monitoring all my accounts, including investments, I’m finally feeling at home. However, one missing feature that I was shocked by is the inability to view, let alone manage rules that you create to automatically categorize and tag transactions. You have to contact support if you want to remove or change a rule! With rules being invisible once created, it’s difficult if not impossible to remember them all. That’s a huge gap in functionality. I may remove a star from my Copilot rating unless there’s progress on filling this gap soon.UPDATE: A year later and no communication whatsoever on the promised UI for editing or even viewing existing transaction name rules. Removing one star for every year Copilot Money developers fail to rectify this major shortcoming.
Developer Response
Thanks for the feedback! Editing transaction name rules is something we’re looking into, but we don’t have a timeline yet. We’ll let you know as soon as it’s ready. And like you mentioned, you can always reach out via in-app chat if you need us to remove any rules. Thanks again!
In this release:
• Fixed: A few minor bug fixes and improvements.
Version 8.0.0
The developer, Copilot Money, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
