Discovery Bank is a shared-value bank. – We’ll guide, motivate and reward you for managing your money well. The Future of Banking. Now.
Discovery Bank is the next generation in digital banking. The Future of Banking. Now.
Welcome to the world’s first fully digital shared-value bank. Sign up in under 5 minutes anytime, anywhere and have a bank branch in the palm of your hand.
Discovery Bank offers revolutionised digital banking and payments, advanced AI technology and SA’s best client experience to make life easier, more exciting, and more rewarding. Unlock a world of rewards with Ðiscovery Miles – the rewards currency worth more than cash – and access Vitality Travel to get up to 75% off flights.
A full bank branch at your fingertips:
o Sign up in under 5 minutes, get free virtual cards and start transacting immediately.
o Manage your cards, accounts, and rewards in one place.
o Instantly change a PIN, pause or stop cards.
o Secure your accounts with our Security Code, Panic Code and TRUST™ alerts – our smart in-app feature that checks the risk of every payment.
o With Discovery 911, emergency services like medical, roadside or home assistance are integrated into our app.
o Download certified bank statements, account confirmation letters, and tax certificates anytime.
o Get client support 24/7/365, including features like Live Assist, in-app calling and Discovery AI.
Pay anyone, anywhere, anytime:
o Make real-time payments from only R1 through Discovery Instant Pay or PayShap.
o Tap to pay with Apple Pay, Garmin Pay, Google Pay, Samsung Wallet and SwatchPAY! by adding a virtual card to your preferred digital wallet.
Unlock a world of rewards with up to:
o 75% off local and international flights
o 75% back on HealthyFood items at Checkers and Woolworths
o 50% back on HealthyCare items at Clicks and Dis-Chem
o 20% back on fuel spend at bp and select Shell stations
o 20% back on Uber rides.
Earn and spend Ðiscovery Miles:
o Earn up to 15% back in Ðiscovery Miles when you pay with your Discovery Bank card at select fashion, home and lifestyle partners.
o Get up to 15% off when spending Ðiscovery Miles in-store and online every day – this doubles to up to 30% off on Miles Ð-Day on the 15th of every month.
o Get up to 15% off airtime, data, prepaid water and electricity, as well as select entertainment vouchers.
o Earn Ðiscovery Miles every time you use your Discovery Bank virtual card.
o Earn Ðiscovery Miles through Vitality Active Rewards (when you exercise, drive well, or spend responsibly), and for Vitality lifestyle rewards.
Upgrade your travel experience:
o Get up to 75% off local and international flights, book and pay seamlessly in the app and get free international travel insurance.
o Enjoy an enhanced travel experience with Vitality Travel by Discovery Bank.
o Get exclusive access to The Lounge, by Discovery Bank and SAA, for an elevated pre-flight experience.
o Skip the queues at airport security clearance with Priority Fast Track.
Access products that enrich your life:
o Get revolving credit up to R1,000,000 with immediate access.
o Apply for a personal loan of up to R500,000 and get your money within 48 hours.
o Apply for a home loan in the app and get a preliminary offer in 5 minutes.
o Get exclusive access to Vitality Money, which helps you track and improve your financial health and rewards you when you do.
o Choose an account just right for you – from day-to-day banking, a credit card, full banking suite or open free savings accounts in minutes.
o Open forex accounts in minutes for seamless foreign currency transactions anywhere in the world.
o Buy, sell and manage over 50 crypto assets like Bitcoin and Ethereum.
o Invest in shares, ETFs, property and other investments securely and conveniently.
o Access other Discovery products like car insurance – get an instant, personalised quote and activate your cover without leaving the app.
Auth FSP. Limits (incl. fair usage), Ts&Cs apply.
As a long-time user of various banking apps, I must say Discovery Bank’s app is a delightful surprise. From the moment I logged in, the sleek interface and intuitive navigation stood out. It’s not just about the aesthetics; the functionality is top-notch too. The app’s security features give me peace of mind, ensuring my financial data is protected at all times.What really sets this app apart is its user-friendly approach to managing finances. The budgeting tools are straightforward and incredibly helpful for tracking expenses. The ability to categorize transactions allows for a clearer financial picture, aiding in better financial decisions.The rewards system is another feature that deserves praise. It’s motivating to earn rewards for healthy financial habits, and this innovative approach has encouraged me to manage my finances more effectively.Customer support through the app is commendable. The response times are quick, and the representatives are knowledgeable and friendly. It’s clear that Discovery Bank values customer experience.In summary, the Discovery Bank app is a blend of functionality, security, and user-centric design. It’s a game-changer in the world of mobile banking, making financial management not just easier but also enjoyable.
Credit Card Authorisations
OxymoronGuy87
I’ve really been enjoying the app, thank you to the guys from Discovery and Glucode. I was wondering if credit card authorisations for overseas travel is something in the pipeline in terms of in-app functionality. Rather than having to phone in to activate / authorise every time. I used to bank through SBK, and remember enjoying that as a feature (whose app was also developed in partnership with Glucode).
Stuck before I even got started...
generic_rarity
Was thrilled to see that the US was one of the included countries when I began the process of signing up, but after providing my phone number the very next piece of requested information is "ID Number", and that's where I was stopped in my tracks. Not only is it set to only let you use numeric keypad for this part of the form, it also requires an ID number of 13 digits. Alas, we here in the US, and more specifically in California, are coming up short with our mere 8 numbers given per ID. And actually, we really only have 7 because the first digits not even a number, it’s a freaking letter! Crazy right??!!.... I don’t blame you for not accommodating us during your sign up process...
Revelationary
TG-Johannesburg
This is the future of banking in my hands. Ease of use with very high levels of functionality. I’ve transitive from Discovery being my secondary account to my primary account and fully appreciating the Discovery ecosystem and its ingenuity. No looking back and wish the Discovery Team all the best and congratulations on a phenomenal product offering.
Security enhancements and minor bug fixes.
Version 7.0.0
The developer, Discovery, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Discovery Bank LTD
Size
309.2 MB
Category
Finance
Compatibility
Requires iOS 16.6 or later.
iPhone Requires iOS 16.6 or later.
Location
This app may use your location even when it isn’t open, which can decrease device battery life.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
