Kuda - Free transfer & payment

Pay, save & invest money

Free · Designed for iPad

Get more with Kuda! Join over 7 million people who use Kuda for easy banking, stock trading, savings, and on-the-go payments. Kuda is the smart way to get more from your money every day. Download the Kuda banking app, open an account on your phone in minutes, add money, and request a Kuda Card. Earn 50 Kuda Coins with a Tier 3 Kuda account to unlock Kuda Premium rewards! You'll get cashback, discounts, priority customer support, and special features like budgeting, app themes, and profile picture updates. Terms and conditions apply. Make banking easier for yourself. Get 25 free money transfers to any Nigerian bank every month, pay online and offline easily, invest, and save money. Kuda is licensed by the Central Bank of Nigeria, with deposits insured by the NDIC. Why Should You Use Kuda? Open a bank account for free in minutes and make easy payments immediately. Make money transfers to any Nigerian bank free of charge up to 25 times every month (Nigeria users only) and get free debit and credit alerts. Earn Kuda Coins to unlock Kuda Premium rewards - cashback, discounts from popular brands, priority support, budgeting, spending reports, app themes, and profile updates (Nigeria users with Tier 3 accounts only, terms and conditions apply). Pay online and offline with secure payment options. Create a Kuda Username to make unlimited free money transfers within the Kuda community without using an account number. Set up a trading account on the app to invest in US stocks (Nigeria users only). Request a Kuda card with pickup and nationwide delivery options. (Nigeria users only.) Request a virtual card to pay online. (Nigeria users only.) Save money easily with Pockets, our automated savings feature, and get up to 14% annual interest! (Nigeria users only.) Pay across borders with money transfers to Nigeria from abroad at competitive rates. (UK and Canada users only.) Pay bills and buy airtime for all major networks. (Nigeria users only.) Open A Free Account Now We won't charge you unnecessary bank fees for banking with us. Watch Your Money Grow Save a lump sum or set a percentage to save periodically and we'll pay you up to 14% annual interest, so your money keeps making money. (Nigeria users only. Terms and conditions apply.) Save every time you pay directly from your Kuda bank account with Kuda Spend+Save. (Nigeria users only.) Invest in US stocks with a trading account (Nigeria users only). Trading services are provided by a third party. Disclaimer: Invest wisely. The value of stocks fluctuates and stock trading involves possible loss of capital. Your Money Is Safe At Kuda Block your card on the app instantly (and unblock it if you find it). Use Private Mode to hide your account balance any time. Need help? Chat with us on the app or send a message to help@kuda.com . Switch To Kuda In Two Easy Steps: Open an account: Download Kuda and open a bank account on your phone. Add money: Send money from any other Nigerian bank or move money from your debit card. Learn more about Kuda at kuda.com. Spend smarter, save, and get more from your money with Kuda. Download the Kuda banking app now to get more from your money, save easily, make free transfers, earn Premium rewards, invest with a trading account, and pay any time!

  • 4.7
    out of 5
    134K Ratings

You can now call our support line - 0700022555832 - between 8:00 am and 8:00 pm any day of the week. Your 2025 My Year on Kuda is here! See everything you did with your money on Kuda all year. Our all-new Budgeting feature makes managing your money a lot easier. Create a weekly or monthly budget and set limits on budget categories like food and transportation.

The developer, Kuda Technologies Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Location
  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Location
    • Contact Info
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Contact Info
    • Contacts
    • Identifiers
    • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer indicated that this app supports the following accessibility features. Learn More

  • Supported Features

    • Larger Text

    • Dark Interface

    • Differentiate Without Color Alone

  • Seller
    • Kuda Technologies Limited
  • Size
    • 354.1 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 16.0 or later.
    • iPhone
      Requires iOS 16.0 or later.
    • iPad
      Requires iPadOS 16.0 or later.
    • Mac
      Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
  • Location
    • This app may use your location even when it isn’t open, which can decrease device battery life.
  • Languages
    • English
  • Age Rating
    4+
  • Copyright
    • © 2025 Kuda Technologies Ltd. All rights reserved.