The Bank of the Free - Kuda 4+

Online Banking in Nigeria

Kuda Technologies Limited

Designed for iPhone

    • Free

iPhone Screenshots


Welcome to your freedom!

Kuda is the only money app you need. Join the money revolution designed specifically for Africans. Open a Kuda account today!

You're busy and we've got you covered. Kuda gives Africans an easy way to manage their money by using a mobile banking app on their smartphones. Download the app today, open an account on your phone and request a free debit card!

Keep up with your finances without losing sleep. No card maintenance fees, free transfers and automatic savings in your account — Kuda gives you everything you need to stay on top of your money. Download the app today.

This is Kuda, the money app that gives you free banking services licensed by the Central Bank of Nigeria.

Kuda helps you save more money and take control of your finances.

Why Should You Use Kuda?
- Open a bank account for free in minutes.
- Send money for free up to 25 times every month, and get free debit and credit alerts.
- Save and plan easily with our saving and budgeting features – get up to 15% annual interest!
- Qualify for instant overdrafts when you use your Kuda account regularly and borrow money whenever you need it.

Open A Free Account Now
- We know that every naira is important, so we won’t charge you for card maintenance or account maintenance. We'll even deliver a free debit card to you, free of charge.

Watch Your Money Grow
- Kuda helps Africans plan their finances and save for the future.
- Take control of your spending with smart budgeting on Kuda, then set a percentage to save automatically and watch your money grow.
- You can also save every time you spend directly from your account with Kuda Spend+Save. It's the smartest way to save!
- We'll reward you with up to 15% annual interest on your savings, so your money keeps making money.

Your Money Is Safe At Kuda
- We know debit cards go missing sometimes. That's why you can block your card on the app (and unblock it if you find it).
- Use Private Mode to hide your account balance.
- If you need help, you can chat with us on the app or send a message to anytime.

Move To Kuda In Two Easy Steps:
1. Open your account: Download the app and open an account on your phone.
2. Add money to your account: Add a debit card, send money to your Kuda account from any bank’s app or through internet banking, send money by USSD or deposit cash at our partner banks.

For more information about Kuda, please go to

Spend smarter, save better and get the most out of your money with Kuda.

Download Kuda now.

What’s New

Version 1.933

We'd never love to see you go but we added an option to delete your account easily.
We've reopened card requests with delivery and pickup options.
Chat is better and more useful. Send us a message any time on your Kuda app.
Take care.

Ratings and Reviews

4.7 out of 5
58.2K Ratings

58.2K Ratings

Harryzelfrancis ,

Login issues

I’m really impressed with your banking system and contact process, the only issues I have been having is trying to login to my app without WiFi, it sometimes login and sometimes it doesn’t, I guess it’s an iPhone issue, unless I connect it to my WiFi before I can gain access to the app, I would want you guys to look on it, and secondly i have gotten your master card last year and I activated it, it works sometimes and it doesn’t, after the latest update on the app, I found out that the card is no longer attached to the app, I don’t know if it’s because of the reissuing of the Visa card.

WiseMan3321 ,

Massive ISSUES

I try to make an urgent transfer to my Firstbank account and it said I should make an upgrade first by inputting my BVN details, I repeatedly did that over and over but it kept on saying, “BVN or date of birth incorrect”, due to the fact that I urgently needed and still need the money, I inputted my friends BVN just to get my money out of your bank quickly, after doing that, it said something about the name on the BVN account does not match my Kuda bank account name, so I inputted my main BVN Number again, and it said, “It’s been reviewed” or something like that, that it’s going to take weeks and I need that money now. My friend’s Kuda account didn’t take this long, it reflected, now that I try saving money with you, this is happening for no reason at all, please just tell me how to get my money out of your bank, and never again come to this app, I can’t be dealing with this issues.

Temmy0012 ,

Best app

I really like this app and would recommend it to people to use. It’s really good, easy identity confirmation, first money transfer. I’ve never had any problem with any transaction ever since I started using this app and I would have given it a five start but the only issue I’m having with this app is the maintenance issues, maintenance shouldn’t be done during the day in order not to disturb people using it for business. It should be don’t in the midnight when people using it won’t be much... I will be happy if kuda team can look into this for me and I will be happy if that’s corrected cause while upgrading this app, it’s stops people from using it and might be disturbing any urgent transaction..

App Privacy

The developer, Kuda Technologies Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Contacts
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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