iPhone Screenshots


Kuda is a free, digital-only bank with a microfinance banking license from the Central Bank of Nigeria.

What's great about Kuda?

• We don't charge card maintenance or account maintenance fees.

• We'll give you up to 25 free transfers to other banks every month. Extra transfers cost just 10 naira each.

• Debit and credit alerts are free.

• We'll deliver a free debit card to you free of charge.

• Free withdrawals at over 3,000 ATMs across Nigeria.

• We'll help you plan your finances better and save money automatically even when you're spending.

• We'll pay you up to 15% annual interest on your savings.

• Joining takes just a few minutes and there's no paperwork involved.

Other things people love about us:

• No minimum balance.

• Request, activate, block and unblock the free debit card on the app.

• Responsive customer support.

• Automatic budgeting tools for easier money management.

Spend smarter, save better and get the most out of your money with Kuda.

How to switch to Kuda:

• Open your account: Download the app and sign up.

• Add money to your account: Add a debit card, send money to your Kuda account from another bank’s app or through internet banking, send money by USSD or deposit cash at our partner banks.

• Request your Kuda Card: Request your card on the app and we’ll deliver it to your Nigerian address in good time.

For more information about Kuda, please go to kudabank.com or help.kudabank.com.

What’s New

Version 1.914

Minor security add-ons for newbies.

Ratings and Reviews

4.8 out of 5
10.6K Ratings

10.6K Ratings

scholari Rajesh ,

Functionality and service.

I love this company and app. I downloaded it today and I have been using it perfectly. I prefer this to our local banks for real.. it will be ok if one can use the ATM card to purchase goods online and also can be used on cryptocurrencies networks just like other local banks. I can’t wait to receive my ATM card at my door step...

Thanks as received

WiseMan3321 ,

Massive ISSUES

I try to make an urgent transfer to my Firstbank account and it said I should make an upgrade first by inputting my BVN details, I repeatedly did that over and over but it kept on saying, “BVN or date of birth incorrect”, due to the fact that I urgently needed and still need the money, I inputted my friends BVN just to get my money out of your bank quickly, after doing that, it said something about the name on the BVN account does not match my Kuda bank account name, so I inputted my main BVN Number again, and it said, “It’s been reviewed” or something like that, that it’s going to take weeks and I need that money now. My friend’s Kuda account didn’t take this long, it reflected, now that I try saving money with you, this is happening for no reason at all, please just tell me how to get my money out of your bank, and never again come to this app, I can’t be dealing with this issues.

Temmy0012 ,

Best app

I really like this app and would recommend it to people to use. It’s really good, easy identity confirmation, first money transfer. I’ve never had any problem with any transaction ever since I started using this app and I would have given it a five start but the only issue I’m having with this app is the maintenance issues, maintenance shouldn’t be done during the day in order not to disturb people using it for business. It should be don’t in the midnight when people using it won’t be much... I will be happy if kuda team can look into this for me and I will be happy if that’s corrected cause while upgrading this app, it’s stops people from using it and might be disturbing any urgent transaction..

App Privacy

The developer, KUDA MICROFINANCE BANK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contact Info
  • Contacts
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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