With BusyKid, kids and teens can now learn important money management skills through our easy-to-use app and BusyKid Visa® Prepaid Card.
Due to the lack of financial education in most schools, our app has just about everything any child (5 to 17 years old) could ever need to help build the important money skills they’ll need to be successful adults. From the palm of their hands they can make real-life money decisions with parents serving as a safety net.
Teens and kids can earn, save†, donate to charities† or spend on a personalized prepaid card. They can even use the funds to learn to invest* in real stocks. Hand-on experience is the best way for kids to learn, and with parents approving all money transactions leaving the app, it’s safer than giving them actual money.
Chores and allowance tracker:
Kids can earn an allowance by doing chores based on age and schedule. There are hundreds of chore/allowance combinations available but a parent can also add their own. In addition, the app’s chores and allowance tracker helps kids build important character traits like accountability, dependability, time management and teamwork. Enjoy our easy setup and real-time push notifications on chores and money transactions.
Teach Easy Investing:
Included in every BusyKid account! No upgrades needed! Teach your kids/teens how to invest from an early age and their potential can be limitless. Think college funds, first car, a home, and more. These valuable skills could help guide them through adulthood and create financial strength you can’t get with a bank alone. Learn to invest on our app and your assets are safe with our integrated investing platform, backed by Apex Clearing Corporation. Families can invest together, and within, just a few clicks make an investment for as little as $10 a transaction (and say goodbye to commissions).
BusyPay†:
Instead of wasting money on gift cards that could get lost, stolen or leave unused funds, use BusyPay and load money directly to a BusyKid child account. By sharing a BusyPay QR code friends and family can add money to an account for birthdays, holidays, or working for a neighbor. Even use this exclusive feature to BusyKid to send money to others using BusyKid.
Being Charitable:
BusyKid promotes a balance financial lifestyle and that includes being charitable. Donating is important for more reasons than the tax implications. Our app has more than 60 local and national charities built in to help make sharing easy.
Safety First:
We use the latest SSL encryption technology, and funds inside the app (child’s accounts) are FDIC Insured. The app and cards require individual PINs for use, and we strongly encourage all PINs be different. Parents receive alerts for any money transactions and card issues. Has all sensitive information stored by partners compliant with all Payment Card Industry Data Security Standards.
The BusyKid Visa Prepaid Card is issued by Pathward®,N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. All cardholder funds are insured by the FDIC in accordance with the FDIC’s applicable terms and conditions. Cliq® is the exclusive and authorized Servicer of the BusyKid VISA Prepaid Card.
*BusyKid's provision of access to securities products and brokerage services are offered by Apex Clearing Corporation. Apex Clearing Corporation is an SEC registered broker dealer, a member of FINRA and SIPC, and is licensed in 53 states and territories. FINRA BrokerCheck reports for Apex Clearing Corporation are available at: http://www.finra.org/brokercheck.
† - Optional feature is a BusyKid product.
Just downloaded the app and I can’t wait to introduce it to my two children. I think the concept is awesome. Though there are a couple features that I think may be helpful, because I found myself searching through the app to see if they were an available-I see list by “child”, “chore” and weekly chore view. I would love to have an option to view the whole month laid out like a calendar and show who has a chore in each day’s box of the calendar grid to ensure that I have given both children the opportunity to earn equally for the week and the month. Not necessarily the detailed chore, but just that child A has two today and child B has one-but tomorrow child A has one and child B has two(so it balances out) at a glance. It would also be helpful to have the weekly and monthly allowance total available per child viewable for the parents so that we can anticipate amounts for payday and see how much they could potentially earn per month individually without having to manually click each date and add up myself. (Unless I just overlooked that feature, in which case just omit 😬)Just a few shortcut ideas that I thought may help me and possibly other parents 🤷🏼♀️ Hope to rate more accurately once we have used the app!
Developer Response
Thank you for the fantastic feedback. We love getting suggestions for improvements from our parents! We have a long list of new features and updates coming, we'll make sure to add yours as well. After you use the app for a while, we hope you'll add a few more stars! :)
Well worth it/ it has helped our relationship
Down Syndrome Rocks!!!
The cost for Busy Kids is worth it. My 9 yo son and I struggled with our relationship every day. I give him a directive and he didn’t follow through. I repeat myself multiple times a day but it didn’t get me anywhere but frustrated and annoyed. I researched the debit card apps for kids and came across Busy Kids. The price is affordable $20 for the year. It may not have all the bells and whistles compared with other apps” BUT I don’t need the extras, just the basics. It has a share/donate, spend, and save option. It automatically sends a portion of my sons earned income to the above. You can transfer all money into the spend account BUT we decided to donate to an organization. (If the organization isn’t listed, you can send a request to the team). I’ve used the app for 2 weeks now and I can tell you that it has minimized the arguments I’ve had with my son on a regular basis. I remind him: “ Remember , your paycheck is coming up. Make sure you earn that money!” The app is pretty easy to use— and I did have a question , sent an email, and the team responded the same day! So , they are definitely available for concerns.
Developer Response
Thank you for the tremendous feedback. We're working hard to make sure our app has everything a parent and child needs to understand money management and make life easier. It's an important topic and one that needs to be practiced. We appreciate you using the app and card, and we'll continue to fine tune and add new features several times a year.
Too good to be true.
RebaKc
I was looking for an app for my 14 yo kid that wasn’t too expensive, he could get a spending card, could do stock purchases AND had adequate parental oversight. It was hard to find all of those in one app but this one checked all the boxes! I was thrilled. The set-up process was missing some key steps, info, but i thought it’ll come together in the end once i input the info. Example, it tells you to link a bank account to the BusyKid account. I linked my kid’s account but should have been mine. Instructions didn’t tell you that. Then my kid followed instructions to join the account and it didn’t recognize my email or phone number, even though I had the correct info in my profile. So I emailed BK (only option to get help) and they told me the profile info didn’t match. I sent them back a screen shot showing them it was correct and asked why it wasn’t working and he didn’t answer the question. Then they offered to “change” the email so I said yes put this one in and they never fixed it. I had to contact them about 9 times and the only thing that got addressed was that I got my money back that I had deposited. Thank goodness. It was such a fiasco that I was seriously concerned if never see that money again. I tried multiple times to give them benefit of doubt and do what they said but it just got worse. I was hoping they’d appreciate the detailed feedback but they didn’t seem to care. It was like they weren’t reading my emails or looking at screen shots. Unfortunately this app is a big NO. Concept and design are good, but interface and execution is very flawed. Lots of set-up issues.
Developer Response
Our President would like for you to contact him at mpru@busykid.com so he can look at your account to see what happened and how we can be better. We care about all our customers and have chat and phone options for support. We'd like for you to try again so we can prove ourselves, and if you do, we'll give you a free year and assign a specific agent to ensure your setup is completed. Please contact us!
First Week Using App
Florida St Johns Mom
We are in the first week using this app. This app has really got my children excited about chores. I also like that they can learn basic financial fundamentals with this app. The children are also excited about being able to make donations to organizations that help make our world a better world! The reasons for the 4 stars (and not 5) are: (1) they cannot trade chores or reading books for screen time (Minecraft). We might have figured a workaround by using the “cashing out” feature and setting a cost for a hour of time, but I would love to see an enhancement related to earning non-payments rewards and (2) does not seem to have a way to mitigate when a child looses their phone as a consequence - they can’t track chores - we have not figured out if the child can print chores out and backenter chores completed or if they just miss out on doing the chores and being compensated. If you are a parent that takes away your children’s electronics…be aware. I am sure we haven’t figured it out yet! Anyway…so far very pleased!
Developer Response
Thank you for your feedback and 4 stars. We really want 5, so we'll be working hard to earn the last one. The reason for no non-money rewards is that our app is designed to help children how to manage money. Having non-money rewards works against the basic function of the app and what it's designed to teach. We appreciate you finding a way around this to fit your needs. As far as a child losing their phone, a child can log in from any device as long as they have the main account email and their PIN. However, if they miss some days, yes, they can add past chores not marked. If you have any other questions or comments, please reach out to us at help@busykid.com or chat through our website.
Bug fixes and feature improvements
Version 3.33.01
The developer, BusyKid, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More